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College students have long been prime targets for credit-card marketing campaigns, often to their detriment. An April 2009 survey by the nation's leading college-loan provider, Sallie Mae, found that the average student now carries four or more cards, and a $3,173 balance. Critics assert that it's unconscionable for companies to target consumers who lack the resources to pay down credit-card debt. Other objections focus on not adequately warning students about the downside of credit cards, including risks for adult cosigners and effects of habitually charging non-college costs.
When auditioning for an acting job you always want to make sure that you're standing out. Find out about audition makeup etiquette with help from a celebrity makeup artist in this free video clip.
A lighting audit analyzes the performance of a site's lighting system. Conducting a periodic audit of your company's facilities helps you find areas of inefficiency and save money on bills. Lighting audits also identify recurring repairs to the lighting system that could be prevented by more frequent maintenance. You can reassess your needs as the company grows to make sure the lighting plan is keeping up with your business.
Wood mantels are mostly aesthetic. They add charm to any room and are almost always used in conjunction with either a fireplace or some type of heating stove. They are varied according to home design. Some are elegant with Victorian styling, some are rustic, some are rural with basic designs.
Just like any other business, a nonprofit organization must maintain its cash flow to pay its bills. In addition, the amount of work of the nonprofit can do at any given time depends on how much money it has to spend. A cash flow statement not only helps a nonprofit plan its bill-payment schedule, but it also helps the organization plan fundraising events and activities.
You always want to tune your drums differently for the specific song that you're trying to play. Learn about drum pitch factors with help from a Grammy nominated record producer in this free video clip.
Whether or not a comprehensive income statement includes common stock depends entirely on a few important things. Find out if a comprehensive income statement includes common stock with help from a professional public speaker and radio personality in this free video clip.
IRS audit letters have been on the increase dramatically over the past few years. Find out how an audit inquiry letter is handled by the auditor with help from a CPA and partner at Safe Harbor, LLP in this free video clip.
Texas has some very specific rules governing how joint accounts are allowed to operate. Learn about the joint account rules in the state of Texas with help from a banking and financial expert in this free video clip.
Accounting recognizes some very specific accrual bases that you're going to want to familiarize yourself with. Find out about the accrual bases of accounting that are commonly recognized with help from a banking and financial expert in this free video clip.
Dividends paid are a share of what would be an after tax profit from a given company. Learn more about "dividends paid" on accounting books with help from a banking and financial expert in this free video clip.
Understanding personal profit and loss expenses might be easier with a few key examples. Find out about some personal profit and loss expenses examples with help from an accounting professional in this free video clip.
Profit and loss statements always need to have a few key elements when presented to a mortgage company. Find out what a mortgage company wants to see in a profit and loss statement with help from a home mortgage professional in this free video clip.
If you've faced an audit in the past, the chances of getting hit with another one are quite high. Learn about the odds of subsequent audits with help from a taxpayer representative in this free video clip.
Certain items on your tax return can actually trigger an audit if you're not careful. Learn about what items trigger an audit with help from a taxpayer representative in this free video clip.
Making a business account ledger in Excel is a great way to keep track of your finances. Make a business account ledger in Excel with help from a mechanical engineer in this free video clip.
If hackers break into your email account, they might get more than your messages: they could gain access to your online accounts that use your email address for password retrieval. In a famous case, Wired Magazine senior writer Mat Honan's online accounts were hacked and his smartphone and home computer erased. The hacker began by grabbing information from the writer's Gmail account -- something that wouldn't have happened if Honan had used Google's two-step verification system. Two-step verification, sometimes referred to as two-factor authentication, combines a password with something physically in your possession, usually your phone, to ensure that only…
An ethics audit is about discerning difference between what an organization says and what it does. Learn about the experience of an ethics audit with help from a communications professional in this free video clip.
Unrealizd loss income can be found in a very particular category on an income statement. Find out what category unrealized loss income is on an income statement with help from a personal finance professional in this free video clip.
Knowing how to double factor in math will come in handy in a wide variety of different situations. Learn about double factoring in math with help from an experienced mathematics educator in this free video clip.
Larger depreciation expenses have a wide variety of advantages that you're going to want to be aware of. Find out about the advantages of larger depreciation expenses with help from an investment and finance professional in this free video clip.
When working with factors of five, certain shortcuts can make the division process a lot easier. Learn about division shortcuts with factors of five with help from an MIT Masters Candidate in Aero/Astro Engineering in this free video clip.
Finding the factors of a function is easy, as long as you're using the right methods. Learn about the factors of a function with the X-intercept at zero with help from a longtime mathematics educator in this free video clip.
Whether or not a constant can be a coefficient and a factor depends on your understanding of a few key concepts. Find out if a constant can be a coefficient and a factor with help from an experienced educator in this free video clip.
Whether or not "X squared" plus any other number can be factored depends on your understanding of a few key concepts. Find out if "X squared" plus anything can be factored with help from a high school mathematics tutor in this free video clip.
No matter how secure your company's database configuration, if your employees are misusing their access privileges, security breaches or downtime on critical systems may result. While you can't personally supervise every action by your employees in the company's Oracle database, you can enable one of Oracle's auditing features. These features create usage records to audit, potentially pinpointing issues with your database access.
Factorizing using the highest common factor may be necessary to complete certain types of math problems. Learn how to factorize using the highest common factor with help from an experienced math tutor in this free video clip.
Giving and taking is the essence of business; every transaction involves an exchange of stock in the form of goods or services of comparable value. Posting stock received reports is easy using accounting software. You can purchase Microsoft Office Professional for $349.99 or Intuit QuickBooks for $183.95, at the time of publication. You also can opt to use freeware, such as GnuCash, Grisbi and Lazy8Ledger, among other programs.
The Canon XL1 is a standard-definition miniDV camcorder designed for both professional and personal use. This camera supports the use of lenses manufactured by different companies including Nikon with the use of an adapter. When selecting a lens for the XL1 camera, crop factor is an important consideration. The crop factor of any digital video camera determines how much of the scene the camera captures during filming.
An internal factor evaluation (IFE) is an internal management tool and matrix used for auditing or evaluating the primary strengths and weaknesses within the operations of a company. Using this tool can help evaluate how well the company performs in any given area selected for review. When approaching such an analysis, the company completing the review may choose to use the "Balanced Scorecard" method when it comes to completing an IFE for Google.
When replying to a breach of contract from a credit card company you will have to supply the civil court with a few specific documents. Find out what the civil court needs from you to reply to a breach of contract from a credit card company with help from an attorney in this free video clip.
It is necessary to factor both the numerator and the denominator in a fraction for a few distinct reasons. Find out why it's necessary to factor both the numerator and the denominator with help from a high school math tutor in this free video clip.
A low profit margin certainly has its advantages, but you also need to be aware of its disadvantages. Learn about a disadvantage of a low profit margin with help from a business consultant and marketing expert in this free video clip.
Reducing the scale factor to original can be accomplished in just a few quick steps. Reduce the scale factor to original with help from a high school math tutor in this free video clip.
Conducting an internal audit in accounts receivable is a process that can be broken down into a few basic, easy to manage steps. Learn about the steps involved in conducting an internal audit of accounts receivable with help from a small business owner and active advocate for the small business community in this free video clip.
When it comes to accounts receivable, every small business owner could use a few tips every now and again to keep things on the right track. Get accounts receivable financial tips with help from a small business owner and active advocate for the small business community in this free video clip.
Preparing an income statement can be broken down into four easy to manage steps. Find out about the four steps of preparing an income statement with help from a small business owner and active advocate for the small business community in this free video clip.
Invoicing and cash bookkeeping are a large part of the separation of duties of any small business. Learn about invoicing, cash bookkeeping and the separation of duties with help from a small business owner and active advocate for the small business community in this free video clip.
The audit of the income statement exists to verify a few very important pieces of information. Learn what the audit of the income statement tries to verify with help from a small business owner and active advocate for the small business community in this free video clip.
An income statement is designed to summarize a number of different things for your convenience. Learn what is summarized on an income statement with help from a small business owner and active advocate for the small business community in this free video clip.
A profit margin can be negative for a few different reasons. Learn about why a profit margin is negative with help from an employee recruiter and trainer in this free video clip.
Knowing how an audition can be ruined can help you avoid these pitfalls out in the real world. Learn about things to ruin auditions with help from a professional actress and performer in this free video clip.
When auditioning for a drama role you have to keep a few very important things in mind. Get drama audition ideas with help from a professional actress and performer in this free video clip.
An auditor plays a very important role in the four phases of an audit. Find out about the major activities and procedures performed by the auditor in each of the four phases of an audit with help from a small business owner and active advocate for the small business community in this free video clip.
Compliance audits and operational audits are very different in a few key areas. Learn the difference between compliance audits and operational audits with help from a small business owner and active advocate for the small business community in this free video clip.
Making the power factor zero requires you to keep a few very important things in mind. Learn how to make the power factor zero with help from a high school math tutor in this free video clip.
Factoring out constant monomial terms is something that requires you to follow a few basic, easy to manage steps. Factor out constant monomial terms with help from a professional math teacher in this free video clip.
Factorization has some very important rules associated with it that you need to be familiar with. Learn about factorization rules with help from a professional math teacher in this free video clip.
Figuring out the least common factor requires you to keep a few specific things in mind. Figure the least common factor with help from a high school math tutor and teacher in this free video clip.
Removing variable factors in simplifying radicals requires you to follow a few basic, easy-to-manage steps. Remove variable factors in simplifying radicals with help from an expert in mathematics in this free video clip.
