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An individual's right to file for bankruptcy is protected under federal law. Although most people hope they never need to exercise this right, there are instances in which bankruptcy may be the best option available to someone who is overwhelmed by debt. Declaring bankruptcy can make it difficult to obtain credit in the future, and is... more »
Bankruptcy is a simple concept that is governed by some fairly complex laws. The bankruptcy process is available to any debtor, including individual consumers, small businesses and large corporations. Different debtors can file for bankruptcy under various chapters. A chapter is a reference to the specific type of bankruptcy... more »
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