Mortgages

Articles in Mortgages

By eHow Personal Finance Editor 2 comments
If the seller still owes money on the home you want to buy, a wraparound mortgage is a way to finance the purchase without the hassle of going through a lender. In a wraparound mortgage, you pay the seller the monthly payment on his or her ... more »
By DandelionMom 2 comments
Here is an easy tip for saving 9 years of payments on a 30 year mortgage! It is easy and painless, and will save you a bundle!.. more »
By byllz 1 comments
The Senate passed a $300 billion housing rescue bill to help homeowners avoid foreclosing on their homes. President Bush as already said that he is going to sign off on the bill. The law will be in affect on October 1, 2008, which means that ... more »
By eHow Personal Finance Editor 2 comments
You've found your dream home and you're ready to make your offer. Remember, the offer you make could become legally binding. Here are the steps you'll need to take... more »
By eHow Personal Finance Editor 0 comments
Whether you're buying a new home or refinancing your current one, you can save a lot of money by knowing which lender fees you can negotiate. These finance charges can add up to a lot of money. Many times the lenders will waive them simply at ... more »
By khopkins75 1 comments
We all hate the thought of paying on a mortgage for 30 years. What would you say if I told you there is a way to pay it off sooner... more »
By sschufford02 0 comments
Most homeowners would love nothing more than not to have to put that mortgage check in the mail every month. But trying to pay off your mortgage ahead of schedule is not something to be undertaken lightly. You must make sure you are financially ... more »
By pmoncoeur 0 comments
Ever wonder how you can pay off your home quicker? Here is the simple math..... more »
By Alexander Paykin, JD 2 comments
Whether you're about to have your house sold at auction, or you've just missed your first payment, you still have options! In fact, even if you're still making your payments on time, but feel that in the near future, you won't be able to keep ... more »
By eHow Personal Finance Editor 0 comments
Typically lenders will determine if you qualify for a home mortgage based on your income. However, if you are self-employed, income might not be easy to verify. This doesn't mean that you can't get a mortgage, but you might have to do extra work ... more »
By smilesatme1 1 comments
Are you afraid that your mortgage lender will take your house away without talking to you first? Well, before the foreclosure agents will going to pull your home away, try to talk to your home loan lender right away or as early as possible... more »
By harleymilo 1 comments
Owning a home equals a mortgage, interest, taxes, insurance, maintenance, repairs, updates and projects. It means spending Saturdays mowing the lawn and an occasional late night repairing a leak. Does the tax break, equity and appreciation really ... more »
By xrayness 0 comments
If you are in jeopardy of losing your home then you need to read this article. The key to saving your home is to start doing something today. There are different options, but you have to act now to avoid foreclose... more »
By eHow Personal Finance Editor 0 comments
Finding the money for a down payment on a home is difficult to do, especially when the price of homes keeps increasing. To overcome the challenges of saving 5 percent to 20 percent of a home's value, you can utilize 100 percent financing options ... more »
By danoh123 1 comments
Subprime mortgage crisis is a crucial topic for all of us to understand, and we really need to keep an eye on this... more »
By eHow Personal Finance Editor 0 comments
Mortgage insurance is a government-administered program that provides security to the lender against financial loss that may be caused by a borrower’s default in loan repayment. Mortgage insurance is needed when you provide less than a 20 percent ... more »
By projectthirty 0 comments
Buying a home or refinancing your current house? In this article we explore how the Residential Mortgage Business works so that you understand how to get the best deal for your situation... more »
By Select Visions 1 comments
Grants are readily available for a wide variety of things. In order to get any assistance for housing you will need to contact your local Housing and Urban Development office or a Real Estate agent that is familiar with this type of assistance... more »
By brianhixon 0 comments
Have you ever wondered how big of a house you can afford? Well this set of step-by-step instructions will help you figure out how much you can afford to dish out for that house you've been dreaming of... more »
By eHow Personal Finance Editor 0 comments
Many people going through the process of buying a home may think that the only thing they need to know about their mortgage interest rate is the monthly payment. Others believe it will take too much time to learn how to compare mortgage interest ... more »
By eflores 1 comments
Is it beneficial to send half of your mortgage monthly payment at the beginning of the month and the other half at the end? Paying 1/2 of your mortgage on the 1st of the month and then 1/2 on the 15th may fit your budget plan but there are some ... more »
By eHow Personal Finance Editor 8 comments
If you want the best mortgage for you but don't know where to start, a mortgage broker can do the shopping for you. .. more »
By eHow Personal Finance Editor 0 comments
For many people, a home is their largest investment - and potential source of capital. Getting a second mortgage, or a home equity loan, can tap that equity for college, home improvements or other pressing financial needs... more »
By eHow Personal Finance Editor 1 comments
Credit life insurance is exactly what the name implies - life insurance that will pay off the amount of debt on a line of credit, such as a mortgage or credit card. Getting credit life insurance on a mortgage can be relatively inexpensive and can ... more »
By smilesatme1 0 comments
Do you know your credit score? Some knows but for some tax payers don't really care about it. Well, if you are new about credit society, you probably don't have any ideas about your credit score. So if you want to know your credit score without ... more »