Mortgages

Mortgage companies are regulated by the federal government and through state policies. Find out how a state can regulate who makes loans with help from a financial specialist in this free video on...

The way banks determine the lendable equity for a second mortgage is with a loan to value calculation. Discover why a bank may only offer 90 percent or less of the original loan amount on a second...

If a second mortgage is taken out, the borrower has borrowed into a large portion of their equity in the property. Leave a cushion in equity for paying off debts or making home improvements with...

There are two basic ways to go when choosing a lender to refinance a mortgage, including going directly to a lender or working with a mortgage broker. Use a mortgage broker to expand options with...

When dealing with APR mortgage insurance, remember that APR stands for annual percentage rate and that the APR is the cost of borrowing money on an annual basis for a mortgage. Find out how...

If someone defaults on a second mortgage, the process is basically the same as with the first mortgage. Discover how a lender can foreclose on a second mortgage default with help from a financial...

Many private money investors are willing to loan money for secondary mortgages, as long as the mortgage is secured to the property. Make a safe investment in the secondary mortgage business with...

In order to acquire a mortgage from a bank or mortgage company, a person needs a verifiable income source. Find out how insurance policies can protect a person from a work-related injury with help...

If someone has a low credit bureau score, they are more than likely going to get a government back loan. Find out how different factors at lower credit scores can get someone to refinance with...

You have to pay closing costs at the time of the closing. Learn how to obtain a mortgage in this free personal finance video from a loan officer and mortgage closing specialist.

Stick with a closing date once you set it up with your loan agent. Learn how much you need to pay up front for a mortgage in this free personal finance video from a loan officer and mortgage...

Set your house closing for the end of the month. Learn what to keep in mind before and during the mortgage loan processe in this free personal finance video from a loan officer and mortgage...

A good lender will be attentive to the loan applicant. Learn how to obtain a mortgage in this free personal finance video from a loan officer and mortgage closing specialist.

Appraisals are an important part of the mortgage process. Learn how lenders use an appraisal in this free personal finance video from a loan officer and mortgage closing specialist.

The Truth In Lending disclosure is a detailed description of the loan application. Learn how to obtain a mortgage in this free personal finance video from a loan officer and mortgage closing...

Pre-approval for loans should take two weeks. Learn steps to pre-approving a loan for a home in this free personal finance video from a loan officer and mortgage closing specialist.

Show two years of tax forms and employment history when applying for a loan. Learn how to obtain a mortgage in this free personal finance video from a loan officer and mortgage closing specialist.

Lenders like you to escrow to protect their investment. Learn tips for obtaining a mortgage in this free personal finance video from a loan officer and mortgage closing specialist.

Most home loans require a three percent down payment. Learn how to obtain a mortgage in this free personal finance video from a loan officer and mortgage closing specialist.

Ask for good faith estimate when applying for a loan. Learn how to obtain a mortgage in this free personal finance video from a loan officer and mortgage closing specialist.

Mortgage brokers give you more financing options than mortgage bankers. Learn the differences between mortgage lenders in this free personal finance video from a loan officer and mortgage closing...

The lender will determine the right loan amount for you. Learn how to obtain a mortgage in this free personal finance video from a loan officer and mortgage closing specialist.

Employment and credit history are the main factors in determining mortgage loan amount. Learn how to qualify for a mortgage in this free personal finance video from a loan officer and mortgage...

Government-guaranteed loans are the most popular mortgage loans. Learn which mortgage loan is best for you in this free personal finance video from a loan officer and mortgage closing specialist.

When faced with the possibility of losing your home because you've fallen behind on payments, talk with your lender's home retention specialist. These representatives are your first line of...