Personal Money Management

Not long ago, sending money overseas was complicated and time consuming. You'd have to stand in line at the bank, withdraw money and then head to the post office, where you'd purchase a money...

Sending money via Moneybookers is a convenient and secure way to send money online. As of 2009, it operates in nearly every country in the world, and claims to have an impressive 8.5 million...

If you are owed unpaid wages or have not received funds from an insurance claim, you can easily and legally get your money through your state's comptroller's office.

When you deposit a check into your personal account, the funds are usually made available the next day, unless the check is for a large amount. And while the funds may be available, that doesn't...

Knowing how to find your unclaimed money will help you to put some extra cash in your pocket fast. You can locate lost money, forgotten money reclaim lost assets or unclaimed funds from banks. ...

Cash management is crucial to a sound personal finance strategy. Understanding your expenses and a personal budget, are the first steps to cash management; proper investment of savings provides...

Index mutual funds, also called passively managed funds, attempt to track a market index, such as the Dow Jones Industrial Average or the Standard & Poor's 500 index. Most other mutual funds...

Mutual funds and managed money both attempt to deliver positive returns to their investors. In a limited way mutual funds are also a type of managed money. However, the two strategies differ in...

In today’s economy, many workers are losing their jobs and retirement funds. Not only are they dealing with a job loss, but with no funds for retirement as well. Retirement funds, which were...

In order to not write a bad or bounced check just make sure that you have enough funds in your account to cover the checks that you are writing.

Opening a joint checking account has its advantages and disadvantages. If one account holder puts funds into the account, those funds may be legally spent by the other account holder. If the...

Transferring money from accounts overseas is no longer as difficult as it once was. If you have a bank account that is located in another country you can have your money transferred to your local...

There are many places to check for lost money or unclaimed money. This is money that may belong to you or to a diseased family member, but the banks, government, investment companies and insurance...

Treasury Inflation Protected Securities, or TIPS, are notes and bonds whose principal and coupon payments are automatically adjusted to compensate for inflation. These investments effectively...

When transferring funds from one account to another a person can choose between ACH (automated clearing house) or wire transfer. Although the end result is the same, there are differences in both...

Developing an investment plan is an important part of financial planning. Many individuals, particularly young people, fail to spend the time and effort required to develop an investment plan that...

Annuities are contracts issued by life insurance companies. Insurance companies invest all funds collected for insurance and annuity contracts in their general fund. Each company manages its...

What if you found a lot of cash when you looked under a rock? This scenario plays out more often than you may think; and, what's more, those funds are likely to be yours in the first place. For...

A Western Union wire transfer was the first means by which an individual could quickly transfer funds to another long distance. It does so through a series of agents located around the world.

As our parents continue to age, they may become unable to take care of their financial affairs, and you need to step in to help. The Social Security Administration will not accept a Durable Power...

Currently the government is holding billions in unclaimed funds from closed bank accounts, payroll checks, tax refunds, pensions, IRA's, other refunds, and more. In addition to unclaimed money...

A 403B is a retirement savings plan that accumulates money tax-free and can be put into a mutual fund to earn more money. Use a 403B plan to keep employees happy with their retirement plans using...

A money market fund is a cash account that is being held in reserve, rather than being invested in the market. Find out how interest rates vary on money market funds with help from a financial...

When tracking interest rates on mutual funds, the best bet is to contact a financial planner to gain access to indexes and different mutual funds. Use a financial planner to figure out what mutual...

The best way to invest small amounts of money is to develop a diverse portfolio of real estate, bonds, stocks and mutual funds. Consider investing small amounts of money on a monthly basis to...

The US government gives away an enormous amount of money in the form of federal grants. State and local governments also provide grants. These funds usually go to organizations, such as small...

An emergency cash fund is a reserve of money that someone keeps in case unforeseen circumstances require him to spend a large sum on short notice. Circumstances that might require the use of...

Over $400 billion funds are unclaimed in The United States of America every year. Most adults are due some of this money, but don't know it. Finding and claiming this money without any cost to...

Money is deemed unclaimed if contact is lost with its owner. Often, this happens when the owner dies, her name changes through divorce or marriage, he moves without leaving a forwarding address or...

Most foundations, corporations and government agencies that give grant funds give them to not-for-profits that are classified as such by the Internal Revenue Service. There are a few, however,...

Wire transfers are simply a way for people to exchange money when they are located apart from one another. For example, if your college student runs out of money in Cleveland while you are in...

A checking account is a specific type of account you maintain through a bank or credit union. You place funds into the account and can then access those funds in a number of ways. Originally the...

The economy is not doing well. The Dow Jones industrial average is down 10 percent. The real estate boom has become a real estate nightmare. People either lose their homes to foreclosure or see...

Investing in anything other than a savings account is a scary prospect for many people. The stock market can be risky and is quite intimidating to those who don't understand how it works. ...

The best way to pay of debts with government funds is to work for the government. The government pays its employees, including military, with government funds. Money for their paychecks comes from...

Living with debt is not normal. Tell yourself that on a regular basis. Unfortunately, we live in a culture that promotes excessive consumption and dependence on others to help us pay for it. That...

Since the 1970s, the U.S. money supply has increased annually. Increases in this supply cause inflation. As a result, prices for goods and services, as measured by the Consumer Price Index, rise....

If your PayPal account is falling a little short on funds for purchases, you can always add money to it to supplement the available balance. Of course, customers paying for an item or service...

Currencies are exchanged to accommodate foreign travel expenses, to handle buying or selling goods internationally or to send money to beneficiaries abroad. Currency exchanges are traditionally...