Personal Money Management

Custodian fees for IRA accounts are intended to pay for the services of the bank or trust company that serves as administrator of the account. When IRA accounts were first invented, paperwork and...

Are you in search of the best bank? One that will work for you? You need the best services, you want low fees or, better, no bank fees, the best interest rates and a reliable, solid financial...

High gold prices have made it worthwhile for some individuals to sell their gold jewelry. Consequently, many people are considering selling their jewelry for the first time. Frequent advertising...

It used to be that banks would not allow you to overdraw your account. However, many of them now have policies that allow your account to be overdrawn when you make a debit purchase, whether you...

Credit cards and debits have their distinct advantages and disadvantages, depending on the spending habits of the person using them. The most important factor with both types of cards is that you...

Overdraft checking fees are becoming more and more common these days. As the banks struggle, they look for new ways to make money, and they have found that charging customers overdraft checking...

Many of us are feeling overwhelmed with debt. Our paychecks never seem big enough to pay those mounting bills. If you want to reduce your debt, you need to act now, not later. There are some quick...

Have you ever wondered what your condo fee is used for? Where does the money go?

Refinancing a debt consolidation loan has advantages. You could save money if you receive a lower rate of interest as well as a lower monthly payment. To refinance your current debt consolidation...

A Health Savings Account (HSA) is a non-traditional health insurance plan that offers other payment options for long term health care. However, your HSA must be covered by a High Deductible Health...

Well your teenager has their first job, and is still asking you for more cash! Figures they would blow right through that first paycheck. So how do we help our teen learn money management skills?

It used to be that utility bills were due every month, or in some places, bi-monthly. Other bills used to give 30 to 60 day grace periods. For most companies such liberal policies started to...

In order to sell a timeshare, find a wholesaler that does not require upfront fees and develop a price that can be comfortable for both parties. Find out how to locate a wholesaler online with...

With so many people in debt, payment plans have become common alternatives to re-establishing credit and preventing interest rate increases and additional late fees.

Maybe you've moved into your first home, or it's your first encounter with a development that has a homeowner association (HOA). Either way, you may be unfamiliar with homeowner association fees....

Merchant accounts are a necessity in today's business world, because credit cards are a universal form of payment. Understand merchant accounts, their fees and the processes with tips from an...

Each bank account has benefits such as no fees or higher interest rates, and some have more than others. Choose the best and most convenient checking account using tips and advice from an...

Each checking account has benefits such as no fees or higher interest rates, and some have more than others. Be smart about using a checking account with tips and advice from an experienced...

Each savings account has benefits such as no fees or higher interest rates, and some have more than others. Be smart about using a savings account with tips and advice from an experienced...

Looking to find the cheapest online brokers? If you are it is likely that you are looking for the cheapest online trading possible. Cheap online stock trades are becoming more and more the norm,...

If you’re recently unemployed and live in a state that issues unemployment benefits in the form of a prepaid debit card instead of through unemployment checks, ensure your money isn’t being...

Cashing a check without leaving a paper trail is easy, but often carries a significant expense when added up over time. Check cashing services usually charge between 3 to 5% for their services,...

If you are looking for a calling card to make domestic or international calls, you should do a little research. There are calling cards scams out there. There are so many companies that have...

Travel a smart money path. If an offer sounds too good to be real, then it is.

When you take out the debit card to pay for everything, it can be hard to remember that the actual cash backing the card up is not endless. Worse yet, there are times when you use your debit card...

The economy's downward spiral has affected everyone. There are record numbers of layoffs these days and decreased spending all over the country. Most people are having to really tighten their...

When selling a timeshare, be sure to advertise the timeshare in a truthful fashion. Learn about the exorbitant fees that can come with a timeshare with help from a registered financial consultant...

The best way to wire money is by going to a bank and filling out the appropriate forms for where the money is going. Learn about fees that may be involved in the process of wiring money with help...

Having a credit card, overdraft account or some other financial mechanism that allows you to borrow and spend money puts you in a position of acquiring a debt that is then owed. Facilities that...

If you are borrowing money on your home, it is best to know how the interest rate on that loan is calculated. Borrowing money on your home will mean that you lose equity in your most valuable...

Offshore banks often levy no taxes on their accounts. They figure it's good business to offer that to encourage you to send them your money. In addition, offshore banks have strict rules about...

Wondering how to make extra money without online auction fees? Eliminating items that you do not need, can free up added space and eliminate the problems that can be caused by clutter. Selling...

They are the next best thing to FREE. They are everywhere: phone service, internet service, etc. Read on to find out how to make trial periods work on your behalf.

Whether you are running a business or acting as an individual, receiving a bad check can set your account back. Within three days you will be notified by your bank if a check was bad. You are then...

If you find yourself living paycheck to paycheck each month, you may feel like it's a never-ending battle to stay on top of your finances. You can get ahead, however, no matter what your income....

Many banks offer "free checking accounts" that give consumers the impression that they are just that--free. Most banks will try to charge you in a couple of different areas and suddenly your...

Lawyers don't come cheap, so hire one that can get the job done right. An honest, competent lawyer keeps expenses down and brings in a good settlement.