Personal Money Management

Sometimes payday is just too far away. We've all searched the couch cushions for change and gone through the dirty clothes pile to double-check our pockets. But, when you require more than a...

Using personal finance computer software is an easy and convenient way to keep your accounts in order. These programs will also typically offer check printing from home. Although there are many...

To receive Social Security benefits, you must submit an application for approval. Once your application is approved, you can monitor your Social Security account and benefits to determine exactly...

To minimize potential damages to you of fraud and identity theft, you should carefully monitor your online accounts and activities. You may not be able to completely prevent fraud, but you can...

Occasionally, you may come across a check made out to you that is only good for a specific amount of days. This could be from either your employer or possibly a company reimbursing you for a bill...

As a general rule of thumb, as long as the bank routing number and your account number on the check are still active, you can continue to pay bills using checks with your old address printed on...

When you deposit a check into your personal account, the funds are usually made available the next day, unless the check is for a large amount. And while the funds may be available, that doesn't...

You've just received a personal check. But something doesn't seem right. You have a suspicion that the check you've just been handed is a bad one. But what do you now? What should you look for to...

A check sum gives you a sum for checking deposits or withdrawals during a period. Checkbook balances stay accurate when you have made no oversights and no errors in account deposits and...

When you open a checking account at a bank by depositing money there, you'll have checks printed up. You'll use these checks in place of cash. Every time you spend your account's money, the bank...

Depositing a check online, or remote deposit capture (RDC), is becoming a widespread and important way to deposit checks without visiting a bank. RDC involves scanning a check at the home or...

With the rise of banking fraud these days, cashing a third party check is more difficult than ever. There was once a time when a person could sign a check over to you and you could deposit it into...

Tired of overdrafts, bouncing checks, or not knowing where all of your money is going? Then read and follow this simple guide.

You will learn how to take control back of your life again just as I did. It takes a while though and yes is a little stressful but it will help you.

Does the US Government owe you money? It very well might. The government distributes billions of dollars directly to citizens for a large variety of reasons, and through a great many different...

Transferring money from accounts overseas is no longer as difficult as it once was. If you have a bank account that is located in another country you can have your money transferred to your local...

When cash is at a minimum, payday loans and check advances can provide a cushion. However, that cushion can quickly become just another pain in your financial backside if you don't exercise...

With the invention of online banking,this has increased overdraft fees on checking accounts.Here are some ideas on how to avoid them.

Nobody loves QuickBooks as much as we do, but sometimes the instructions found in QuickBooks Help aren't really the best way to handle a tricky transaction. One of our vigilent readers called...

Don't have a bank account but need a debit card? No need to worry, modern mogul Russell Simmons has developed the Rushcard. The Rushcard is a new way to maintain a debit card without a bank...

Have you been wondering how to save money on your hospital bills. After you have the bills it is much more difficult to get a discount. For the best savings try to plan ahead.

Cashing a check in foreign currency is a relatively simple task. Nevertheless, the process can take several weeks to complete, especially if you live outside of a major city and far from...

Writing a personal check is necessary for paying bills that aren't payable online. It can be confusing the first few times that you write a personal check, but once you start writing checks, it...

Keeping a check register is a must in today's society. An accurate register can save you time and money just by knowing what you have available to spend and making sure you don't go over your...

Paying off a second mortgage early can be a big help in your finances. You will have one less bill a month and have that much more money to spend. It takes time and discipline, but you can do it!

You'd be surprised at how many people don't know how to write checks. Writing a check is about as easy as writing your name at the top of a paper. Read this, and you'll understand how it's so...

If you’re eagerly awaiting an IRS stimulus check or rebate payment and hoping to check the status of your stimulus check or income tax rebate, you may be a target for IRS stimulus check scams...

Cashing a check without leaving a paper trail is easy, but often carries a significant expense when added up over time. Check cashing services usually charge between 3 to 5% for their services,...

A money order is a form of payment in which the paying individual prepays the amount shown on the money order. Thus, the payee does not have to worry about the money order bouncing (such as when a...

A bank clears a check by making sure the date is filled out correctly, determining whether the check has been filled out with the appropriate numerology, and matching the signatures with the...

Professional money managers recommend that every time you make a purchase using a checking account that you fill out your check book accordingly to keep track of those expenditures. They further...

Do you want to know how to cash a check? There are several different ways of cashing checks. Check cashing services require no commitment but they cost you. ATM deposits are a simple way to...

When writing a business check, make sure that the business name is in the upper left-hand corner and that both partners sign the check, if applicable. Discover how business checks factor into...

When signing over a check, endorse the check on the back, and write "FBO" underneath the signature, followed by the name of the recipient in print. Discover why some companies don't accept...

It can sometimes be difficult to keep up with the activity of your checkbook, especially if you share it with a spouse or someone else. An easy way to keep the checking account up to date and with...

A checking account is a specific type of account you maintain through a bank or credit union. You place funds into the account and can then access those funds in a number of ways. Originally the...

Are you in need of a bit more abundance in your life? By taking the time out each month to write yourself a check of abundance, you will be opening yourself up to accepting life's riches from the...

While writing a check out is standard practice among many, the rush to get it over with can cause us to make some serious errors. If you don't fill a check out safely, you are leaving yourself...

A joint checking account is any account opened by more than one person. They are commonly opened by parties sharing a household and expenses. Each co-owner has equal access to any funds in the...

Check fraud is nothing new, but it recently made a big comeback. Numerous internet scams aimed at retired folks, college students, and stay at home moms use fake checks to steal your money. Read...

Whether you are running a business or acting as an individual, receiving a bad check can set your account back. Within three days you will be notified by your bank if a check was bad. You are then...

Whether you got a check for your birthday or it's your first paycheck at a new job, you're about to be in the money. First, however, you have to cash your check. It's not hard provided you have a...

Do you shop on line? Would you like to get money back for doing what you already do? Then sign up for Ebates!

Need to void or cancel a check? Follow these steps to void a written check.

There are several reasons why you would void a check. If you are writing the check and you make an error that will cause the recipient a problem cashing or depositing it like you will want to...

Learn how to finally balance your checking account every month. From finding errors in your check register to accounting for bank charges you will always know where you stand with your cash flow.

In May 2008, more than 130 million households in the United States will begin to get an economic stimulus check from the US Treasury. However it won’t happen automatically. Here are the steps you...

This article will show you not only why you are incurring fees resulting from overdrafts, but also show you the one and only way to avoid them. There is, after all, only one way. Are you...

Passing counterfeit money is a serious crime that warrants federal investigation, no matter who is using the money. It's important for you to be able to check banknotes, especially large ones, to...

If you have a new checking account, or if you need a refresher on how to balance your checkbook, it's easy to learn how to get and stay in balance. You may also want to refer to the related eHow...