Personal Money Management

Sometimes payday is just too far away. We've all searched the couch cushions for change and gone through the dirty clothes pile to double-check our pockets. But, when you require more than a...

Identity theft is among the fastest growing crimes in the U.S. today according to the Department of Justice. Its variations include: check fraud; credit card fraud; financial identity theft;...

To minimize potential damages to you of fraud and identity theft, you should carefully monitor your online accounts and activities. You may not be able to completely prevent fraud, but you can...

Visa Buxx is a prepaid card designed to teach teens about responsible spending. Those too young for a credit or debit card can use it to pay for purchases and withdraw cash. In turn, parents can...

With technological advances in computers and the Internet, it has never been easier to send money instantly. You can do this with a re-loadable debit or credit card. PayPal also uses the Internet...

When attempting to purchase a large item, from a washing machine to an automobile, you may prefer to buy with credit. However, if you have a poor credit score it may not be possible to buy the...

Here's a completely safe and legal way to make a few extra hundred dollars this year. It takes a little work, but it's definately worth it, especially because there is no risk. All you need is a...

Increase your net worth, save money and help prepare for retirement by paying yourself first. For most of us, our best chance to reach any level of financial freedom rests with our ability to...

Debit cards have become a popular way for consumers to pay for goods and services by offering the convenience of a credit card while tapping a funding source such as your checking account or a...

Applying for a first credit card can be a scary prospect. The thought of taking such an adult step into the world can be intimidating. There are many ways you can make the process much easier....

If you happen to be out of checks, but need to be able to send money without sending cash, you can use a MoneyGram. A MoneyGram is a money order, much like a check. But it is paid for in cash, not...

When you buy a prepaid debit card it works very much like a credit card, except your "credit line" is limited to the amount of money you've deposited with the card issuer. You can use a prepaid...

PayPal provides an easy way for you to receive money from friends, family, customers or employers. PayPal provides three methods for accessing cash received that require minimal effort to activate...

Once your teenager leaves the nest, knowing they have the skills to make it on their own will leave you with peace of mind. It’s easy for a teenager to get into financial trouble, especially with...

Credit cards that offer rewards are extremely popular. The most common types of rewards are cash back and air miles. Both types of rewards are based on how much you charge and what types of...

PayPal is one of the largest money-exchange services in the world. It is available to online users in 190 countries, with localized service in several countries, mostly in North America and...

A money order is a good way to receive funds, because you can cash the money order without any holding periods. That being said, you can't exactly run out and use a money order to buy a cup of...

Identity theft is an increasing popular crime that has affected millions of people and can take both hundreds of hours and thousands of dollars to resolve. According to the Federal Trade...

Many people face a dilemma when making a purchase. They do not know if they should pay with cash, a credit card or a debit card. There are clear benefits to each method of payment. When making a...

Sending money overseas is easy through any one of a variety of methods to send money. Of course, a person can always send a check, but this is an unreliable method especially when considering...

Making online bill payments saves time and paper. The advantage is that you can make payments that are debited from your account the same day. You don't have to wait for a check to clear or fear...

Identity theft is a serious crime. It is a crime that we all fear happening to us. It occurs when your personal information is stolen and used without your knowledge; usually to commit fraud...

Paying your Wal-Mart bill online is a convenient way to perform the transaction. The Wal-Mart website is safe and secure to use, and your transaction will be processed immediately. You will also...

Identity fraud is one of the fastest growing white-collar crimes in the United States. It can happen to anyone, and the process to resolve damage done to your credit can be long and tedious....

If being financially responsible is your goal, it may seem like you're fighting a never-ending battle. Because bills need to be paid at regular intervals, you may not immediately see the benefits...

No one enjoys paying their bills. But there are ways to actually put more money back into your wallet while paying your monthly credit card payments, insurance policies and home utility bills. ...

There has recently been a shift away from traditional, in-person banking toward the use of automatic teller machines. These machines are known as "ATM"s, and can be used to easily, conveniently...

Identity theft can be a scary experience. There are ways you can protect yourself from having your financial identity stolen, but if you think your identity already has been stolen, immediately...

For years I watched my mother's bill paying tactic of "Rob Peter to pay Paul." To avoid being more than 90 days late on car payments (and prevent repossession) she paid late on the...

In a perfect world, everyone would be financially responsible, live below her means and the word "debt," really would be a four-letter word. Realistically, it is almost impossible to live...

Debit cards are an easy way to pay for things with money directly out of a checking account without incurring interest expenses. Save money not incurring interest charges by using a debit card...

Identity theft has drastically increased compared to ten years ago. It is estimated, according to the FTC, that every ten seconds, someone in the Us becomes a victim of identity theft. Identity...

An Automated Teller Machine (ATM) is used to electronically withdraw money from and deposit it to your bank account. Unlike human bank tellers, an ATM works 24/7, so you can withdraw your funds...

Do you need some extra cash? Well, if you are in a financial bind there are a few easy and legitimate ways to make money fast, even without a social security card. With a little time and effort,...

Let's discuss ways you can cut back on spending money.

Quickbooks is one of the most popular applications for managing business finances. With powerful report generation and extensive tools to track and manage all of your banking, expenses and income,...

It’s a beautiful sunny morning as you slowly sip your coffee and log on the computer to read the morning headlines. There’s time left before you have to leave for work so you decide to pay a...

If you’re recently unemployed and live in a state that issues unemployment benefits in the form of a prepaid debit card instead of through unemployment checks, ensure your money isn’t being...

This is something that will probably happen to you eventually. You can wait for it, then deal with it then, or you can be prepared for the inevitable, and not panic when the time comes.

If these times tell us anything, it is that we need an emergency fund. And it is absolutely essential to make the most of whatever we are able to save. Here are some tips to maximize your savings...

In times of economic hardship, paying bills may seem to be a juggling act of sorts. Having a rewards card from a reputable credit card company can make bill paying a little easier. Use your credit...

Often an afternoon shopping with the girls ends up with a checkbook in the red. It's hard to remember how much money you have spent on lunch, that venti mocha, the shoes you purchased at this...

To apply for an unsecured credit card with bad credit, make a cash deposit with a credit company, receive a card backed by the cash, and build up better credit by making regular payments on the...

Having a great credit score is important. Your credit score can affect whether or not you get a loan, a credit card, a new car or even an apartment. However, if you do have a bad credit score,...

Social security cards need to be replaced for a number of reasons, including name changes (legal, marriage or divorce) or if the original card is lost, stolen or destroyed. Although it is not...

When you take out the debit card to pay for everything, it can be hard to remember that the actual cash backing the card up is not endless. Worse yet, there are times when you use your debit card...

You may owe an outrageous amount on your Sears credit card, but you have found that it stays about at the same level, no matter how long you have been making monthly payments. The reason is that...

A charge card represents a loan from a bank or credit card company in exchange for interest paid on charges. Be aware of changes in interest rates on credit cards with advice from a financial...

Green Dot cards are prepaid debit cards that you purchase. They can be used wherever Visa or MasterCard is accepted. You can order Green Dot Visas or MasterCards online for a $9.95 fee or buy...

No-interest credit card balance transfers are generally limited-time offers designed by credit card companies to compete for customers. Make sure no-interest credit card offers come from valid...