Personal Money Management

If you've been laid off, adhering to a strict budget helps you stay on top of bills. Making all your purchases with credit cards will only deepen your debt. Instead, plan ahead and keep a budget....

Identity theft is among the fastest growing crimes in the U.S. today according to the Department of Justice. Its variations include: check fraud; credit card fraud; financial identity theft;...

Getting rich quick right out of college requires more than a solid education. Here's how to get rich quick after four years of hard work:

In order to make money without investing, you need to continue earning money on work that you've done in the past, such as in the case of book royalties or in a business that you own. While it can...

Trading stocks is an effective way to save for retirement, fund your children's college, or make extra money. Because stock trading requires in-depth knowledge of stock market trends, trading...

Are you looking for a way to stay home with your children and not have to work full time? Are you afraid that you won't be able to pay your bills on a single income? This will give you some ideas...

The Great Depression marked the end of the Roaring 20s and left millions of Americans in poverty. But Americans showed their historical resilience to adversity by adapting to their meager...

In today’s economy, many workers are losing their jobs and retirement funds. Not only are they dealing with a job loss, but with no funds for retirement as well. Retirement funds, which were...

If we were to ask every current investor what their investment style is, you would get a numerous investment styles involving words like chartists, news, media, volume, and the “I have a hunch”...

Do you need to make money fast? There are people that need to raise money to pay off debt and student loans. If you want to learn how to make money in a hurry, then here's how you can do just that.

Get rich without a financial advisor? How can I do that you may be asking yourself? Indeed, getting rich without professional financial advice can be quite a challenge, but it can be done....

Don't believe the politicians and economists who say that "the worst is behind us." The worst is yet to come! We're headed towards a "Greater Depression". Act now to protect...

A unit trust is a lot like a closed-end mutual fund. It is an investment company organized as a trust, the trustee of which arranges for the purchase for a fixed portfolio of stocks or bonds....

The process of making money on borrowed money is called arbitrage. This is a practice that should be reserved for market-savvy consumers that have a lengthy record of investing and earning strong...

Making money with credit cards or credit lines, or arbitrage, is a new way in which consumers have utilized the high borrowing power allotted to many consumers. This practice can be quite...

Rich people in America are walking around with lots of cash money in the banks and even more in their pockets. They are wealthy beyond belief after earning and making money year after year. Did...

If you are lucky enough to travel often you may be dealing with a lot of money but you know that dealing with a lot of money can be a big hassle especially if you have to convert your money all...

For years I watched my mother's bill paying tactic of "Rob Peter to pay Paul." To avoid being more than 90 days late on car payments (and prevent repossession) she paid late on the...

You have a desire for the finer things in life and that takes money. Your drive to obtain material things and to travel and eat drink and be marry increases your desire for more and more money....

Based on our current financial outlook, management of your assets seems almost unlikely. So what do you do? Take charge and the key to your survival will be in your hands. For some this means...

To be independently wealthy means to attain enough wealth and passive income that your livelihood is not dependent on others. Another way to think of being independently wealthy is that your...

No matter how hard you tried to avoid it, you allowed the urge to gamble to get the best of you and you ran up a debt at a casino. You are hundreds of miles from home and the casino expects to be...

You are behind on your mortgage payments and your lender is about to foreclose on your home. When the economy sours, millions of people across the U.S. are facing the same difficulty. But there...

I want to share what can be done. It may sound illustrated but I hope you see it more clearly in a different perspective to give hope to everyone.

With these tough economic times it can play dividends to brace your self for tough times ahead. Follow these steps to prepare for a recession.

It isn't easy building wealth. Especially if you have no idea where to start. Although the steps are relatively simple, the discipline required is enormous. But it can be done! Take the following...

Johnny Cash sang, “I fell into a burning ring of fire.” He was talking about love, but it sounds like the financial troubles the world faces. Everyone is worried. Many are scared. Uncertain times...

Probably the most challenging thing I've done in my life so far is get from what's considered the U.S. poverty level to a middle-class income. This didn't happen overnight but over the course of...

Offshore banks often levy no taxes on their accounts. They figure it's good business to offer that to encourage you to send them your money. In addition, offshore banks have strict rules about...

Debts, bills, creditors - call them what you may but they are all the same. Seems like you just can't get out from under? With all this talk about the stock market and its direction (or lack of),...

A lot of people in the USA are saddled with debt that is one paycheck away from getting out of control. This article will show you how to take control of your spending. Then once you've had time...

Every single business out there today was once no more than an idea or dream in someones head. If others can start a successful construction business, you can too. Follow these steps and turn your...

Most American’s have some debt whether it’s school loans, a mortgage, credit cards, or a combination. Living under the burden of debt can not only be hard on your monthly finances it...

Richard Branson, Warren Buffet and Bill Gates are some of the wealthiest people who are living the good life. They have more money than any of them could ever possibly spend. So let's say your...

Regular consumers just like you and I deal with aggressive sellers every day. From those who call to those who meet you in the mall, all of these high-pressure sales workers have to be dealt with....

Calculating the future value of money using inflation rates is necessary because inflation, over the years, decreases your buying power. By taking inflation into account, you takes steps to ensure...

Being able to predict the inflation rate of coming years not only gives you an important financial decision making edge but also can protect you from bad financial decisions that spell trouble...

What is the difference between winners and losers, successes and failures? There are several key factors. Here are the basics.

Investment portfolios can be a maze of gains and losses for investors and companies, alike. Keeping track of gains and losses may easily be a full-time job. There are specific methods that...

Sanskrit for "act" or "action," karma refers to the universal law of cause and effect. What we send into the universe is what the universe gives back to us. Our thoughts and energy concerning...

Shopping addiction affects thousands of consumers. Unfortunately, few people recognize the problem. Regardless of your annual income, a need to "shop 'til you drop" can result in serious financial...

Citizens of the United States who live in other countries are required by law to file a U.S. tax return each year. This is true if they meet income, filing status and age requirements. There are...

Laundering money is a good way to "clean up" funds that have come from illegal activities or sources by filtering it through legitimate channels. Many drug traffickers, dirty politicians and...

Living with debt or bad credit can be very stressful, but help is closer than you realize. Improving your credit rating requires that you take positive action and change your attitude toward...

Keep inflation from wiping out your nest egg.