Personal Loans Videos

The differences between short-term loans and long-term loans start with the fact that interest rates on long-term loans will be higher than those on shorter loans. Find out why a person doesn't...

Bill consolidation can be a good idea in that it will provide temporary assistance, but it is not a permanent solution. Find out why a person must change her spending habits to get rid of debt...

After filing for bankruptcy, most people will be able to get a secured credit card, as long as the bankruptcy was a Chapter 7. Learn about reestablishing credit by paying off a small item with...

A Visa card is a brand of credit card that is typically offered by banks that offer both Visa and MasterCard. Discover why there are few differences between Visa cards and other, similar credit...

Typically, young people aren't as responsible with credit than older people, so it's important for students to learn about the ups and downs of the process before using their own credit card....

Short-term loans can be difficult to deal with if an individual does not read the terms and conditions closely. Discover the length of time that short-term loans usually encompass with help from a...

In order to apply for a Visa credit card, a person can simply fill out an application online or go to a bank. Discover why a person will have to sign for a company to access their credit reports...

Bankruptcy cannot be removed from a credit report unless it was erroneous, and typically, it takes seven to 10 years for a bankruptcy to disappear from a credit report. Discover how foreclosures...

When trying to pay off a vehicle loan, a person must weigh the cash that they have available against their ability to pay for all of their bills. Discover how someone can take cash out of their...

In order to understand when a bank can foreclose on a house, it's important to understand the difference between mortgage states and deed of trust states. Find out how deed of trust states have...

Charge cards are the sub-prime version of loans in the U.S., meaning that the money used for charge cards comes from the same place as sub-prime mortgages. Learn about the lack of security...

Once a person is 30 days past due on their home payments, the lender immediately has the option to demand a full payment. Find out why foreclosures happen more quickly when less money is owed with...

When closing a bank account, a bank will often have the account holder write a letter as a way to protect them from identity theft. Discover how most banks require a written signature to close a...

Protecting oneself from identity theft may require the use of several services that can alert a person to identity theft, and indemnify them for restoring their credit. Use LifeLock or Life-Link...

The ability to obtain a personal loan after bankruptcy depends on the type of bankruptcy that a person has had, such as Chapter 7 or Chapter 13. Find out why it's easier for a person to get a loan...

A personal loan is any money that is borrowed and unsecured, meaning that the borrower alone is responsible for paying off the debt. Find out why personal loans don't involve physical assets with...

Payday loans are loans that are made in advance of somebody's paycheck, and they are usually used because they are quick and convenient. Find out why the cost of being late on a payday loan bill...

Personal loan calculators, or personal financial calculators, are offered by many companies on the Internet. Gain an understanding of the numbers being put into a personal financial calculator...

Personal loans are usually based on interest rates and calculated to give the borrower an APR, or annual percentage rate. Learn about the APR, or the interest paid for using the lender's money,...

Unsecured personal bank loans, also called signature loans, are secured only by the borrower's promise to repay. Find out why unsecured personal bank loans often come with high interest rates with...

A consolidation loan takes all of a person's debt and puts it together in a new note that has a lower interest rate. Understand how interest is calculated on a new note with help from a financial...

A personal secured bank loan is a loan in which the borrower is using some sort of collateral, such as their home or a coin collection. Find out why secured bank loans come with lower interest...

High-risk loans are available to people with no secured property, but they are dangerous in that they come with high interest rates. Find out why it's important to get help before looking at...

When comparing loan rates, the easiest thing to do is to look for APR rates, or annual percentage rates. Be careful and understand the contract before signing up for a loan with help from a...

The best place to apply for a personal loan is at a credit union or a bank with which the borrower already has a relationship. Apply for a personal loan at a place where personal money is saved...

A low APR loan implies that there is either a low cost to obtain the loan, or that there is a low interest rate. Get lower interest rates by achieving good credit with help from a financial...

An installment loan is a financial instrument that provides all requested money in one lump sum. Pay attention to interest rates associated with installment loans with help from a financial...

When considering loans for personal debt, it's advisable to look at a consolidation debt. Pull money from real estate to pay off personal debt with help from a financial planner in this free video...

The best way to pay off a payday loan is to pay it off immediately because the interest rates are very high. Discover why it's important to avoid payday loans altogether with help from a financial...

People without checking accounts can still get loans, often unsecured personal loans, but these will come with a high interest rate. Make sure to understand the contract before signing up for an...

If a person gets a personal loan, they have to be able to prove that they can repay the loan. Find out how to use a car title as collateral when getting a personal loan with help from a financial...

A secured savings installment loan is men a bank makes a loan that is secured with an investment or savings account. Discover why a secured savings installment loan is a guaranteed loan for a bank...

When applying for a Christmas no-tax payday loan, bring recent pay stubs to get an advance on the next paycheck. Get a Christmas no-tax payday loan as a short-term loan with help from a financial...

Personal unsecured loans are offered at many financial institutions, but one of the first places to look would be at a local credit union. Get a cash advance from a major credit card company with...

A few options for personal loans offered at a low cost include credit unions and cash advances from credit card companies. Repay a cash advance in 30 days with help from a financial specialist in...

Personal bank loans come in a variety of programs, including unsecured personal loans and automobile loans. Examine interest rates and terms of repayment at various banks and credit unions with...

Many finance companies will grant loans on a personal basis, even if that person does not have a checking or savings account. Secure a loan with an automobile title with help from a financial...

Credit reporting agencies, such as TransUnion, will buy data about people with a minimum credit score so that they can offer them pre-approved loans. Get a loan from a bank that's secured by an...

Single mothers can get loans like anybody else if their credit is in order, because banks are not allowed to discriminate based on age, sex, creed or nationality. Learn about fair treatment when...

When applying for personal loans, the best bet towards getting a good rate is to work with a familiar bank. Look for competitive loan rates at credit unions with help from a financial specialist...

Many banking institutions have a strong Internet presence, so a person can safely apply for loans online. Check with the Better Business Bureau before applying for an online loan with help from a...

When someone is getting a loan to pay off their bills, the process is referred to as debt consolidation. Find out how to consolidate bills by taking a second mortgage, or a home equity line of...

The first thing to look at when comparing personal loans is the interest rate, which can vary depending on the lender, credit union or bank. Examine terms of repayment when comparing personal...

Before getting an unsecured personal loan or a note loan, look at the differences in interest rates offered by various lenders. Check for prepayment penalties on an unsecured personal loan with...

A career development loan is a loan that is offered through the government to help retrain someone for a different career choice. Discover how career development loans are similar to student loans...

A loan processor is a key part of a mortgage operation in terms of getting a loan closed. Find out how loan processors coordinate the appraisal of a piece of property with help from a financial...

Some companies may offer personal loans to people with bad credit, but these loans will most likely come with a very high interest rate. Discover why it's important to repair credit before...

Lenders that offer instant approval loans are generally legitimate because they are based on a person having a strong payment history. Learn about the process that leads lenders to offer instant...

A bridge loan is when someone is doing two loan transactions that are tying into each other, such as taking a loan from an existing home to make a down payment on a new home. Bridge transactions...

A few reliable sources for short-term cash loans include tax-preparing agencies and cash loan businesses that require proof of pay before handing out loans. Get an advance of a tax refund with...