Frugal Living

Dumbing down your cell phone plan is easy - once you decide to do it. It's like any other part of your life that needs budgetary trimming now and then. Whether you've got a family cell phone plan...

Between the shopping, the parties, and the endless gift giving, the holidays can leave you broke. Follow these tips to help you cut costs and save some money during the holiday season so that you...

Most Americans, and people from other countries, eat meat and meat can get expensive for a large family due to the amount of meat the family consumes on a monthly basis. However, There are many...

With costs of nearly everything rising, most families are looking for ways to economize on an already tight budget. Obviously, families can decrease the number of fast food meals and restaurant...

Most people would say yes when asked if the costs of eating healthy are too expensive. But did you know that most households throw out almost 40% of the groceries they buy each week? If you want...

When you have a large family, expenses seem to be a huge concern. Costs for clothing, cars and vacations go through the roof. However, no expense category takes a bigger chunk out of the average...

Becoming a frugal family may be tough at first, but it can be done. Here are a few steps to becoming a happy, frugal, family!!

Taking care of your family while living on minimum wage is a difficult thing to do. It is not impossible, but it isn't fun, or easy. But you can do it with determination, hard work, help from your...

I can not stress how very important it is for everyone in America to stop!!! Pause for a moment and just stop and think. Every single one of our daily expenses, food, gas, electricity, taxes ect....

Family time should be a welcome occasion. It should be enjoyable for the whole family, and should not break the household budget. Money is tight for most American families today. Gas prices are...

Low-income homeless families might run into difficulties providing the bare essentials. According to the Center on Budget and Policy Priorities, low-income families often have a hard time...

Everyone wants to make the holidays, including Hanukkah and Christmas, a special time. For many of us that means giving and giving and giving. Many of us are feeling the pinch financially, this...

Use this free program from the Government to your advantage. It is possible to make these food dollars go a long ways in feeding your family.

It seems now that most everyone has been touched by unemployment in some form. Either in your own household or a friend or relative. I want to help with some ideas that have been helpful for my...

There are many expenses that a family faces each month, and priorities may vary according to personal needs and preferences. However, one expense that is likely considered a top priority by any...

You know the dilemma; coming home after a long day's work, you're hungry, your family is hungry. Should you spend and arm and a leg by going out to eat at some sit-down establishment? Should you...

With the holiday season in full gear, most people are putting their few extra dollars toward gifts and other holiday expenses. Here are some tips so you can cut costs in another area: groceries....

Meal menu planning is a great way to save money on the food that you eat. By planning your meals in advance, creating a master shopping list and coupling coupons with store sales, you can shave a...

Cutting bills for you and your family's home is critical during these tough economic times. There are many ways to cut expenses and save money for your family.

If you are like most American’s you are looking for ways to save money. In the midst of a terrible ECONOMIC RECESSION it seems that everyone is trying to do just that. My family and I have learned...

The Grocery/Food category is often the most flexible entry in the budget, therefore presenting one of the best opportunities for savings. If you buy lots of groceries,(and who doesn't?) even just...

Just because money is tight doesn't mean that you can't have fun with your family. There are tons of exciting family fun activities you can do with little or no money.

Most everybody we know is trying to cut back on spending during the economic recession. Since the family finances involve the entire family, children need to be aware of the situation. When family...

In our fast paced society where we can get almost anything we want at any time, it may seem impossible to raise frugal children. Here are a few tips that you can use to make this idea of a frugal...

Do you know how much household garbage your and your family have each day? Week? Month? Year? Here’s a little ‘garbage’ experiment for you and your family to try for a week. Hopefully, by...

Have you ever wondered about those people that may not have a high paying job but seem to have a lot. Maybe it's the family down the street who is living well on one income or the single mother...

Organizing a multi-family yard sale is a great way to make some extra cash whether or not everyone on the block wants to get involved. The more families that you can get involved in the Spring...

It always seems like the money goes out of the family budget just as fast as it comes into the bank account, sometimes faster. So what do you do when the family wants to get something a little...

Saving money is at the top of everyone’s priority list these days. If you want to save money on entertainment and recreational activities, read this article to learn a few different ways to cut...

Times are tough right now and many of us are living pay check to pay check. Just because money is tight does not mean you can't have a fun weekend. Here's some ideas of some fun things you can do...

In a large family, everything is done on a large scale. We have three adults, two teenagers, three dogs, a cat, and usually at least one guest in our home. Food, laundry, utilities, you name it,...

When your household income is suddenly reduced to one person working there are ways to 'tighten your belt' and re-evaluate your family income. Although you are used to a two family income, that is...

In 21st century America, many families feel that it is impossible to live on one income. Although this may be true for some, in general it is not necessary to have two incomes to support a...

Save and shop for Christmas/Holidays without going broke at one time. This requires discipline.

What can we do to weather these tough times? Here are some suggestions on how to tighten your belt, simplify your life, save money, and at the same time actually bolster the economy.

Feeding a large family on a budget can be a challenge, but with a little planning, creativity and some good old-fashioned determination, it can be done. Look at it as an opportunity to eat...

We may be at the beginning of a long-lived recession, but that doesn't mean you have to stop having fun to live. Think of the lagging economy as an opportunity to rediscover what's truly important...

So the economy is tough right now. So finances are tight right now. It is the perfect time to get back to basics. This will enable you to reconnect with your family, make meaningful memories, save...

Stretching the family dollar in an economic downturn is important part of personal money management. Setting financial goals and budgeting money to save more of the family dollar will help reduce...

When the economy goes down, life, as we know it in America suffers. The standard of living that we are accustomed to enjoying is reduced and survival mode sets in. Here’s how you can survive and...

In the modern world, we have all become accustomed to having food at our fingertips. If we are out of milk or bread, we can simply go to store and get some more. Very few people have given much...

Millions of Americans are now forced to live on one income because of the bad economy leading to wide spread job loss as companies trim back the payrolls to survive the economic crisis. Even on...

Our country and the world are in hard economic times but there are things you and I can do to not only survive but to live a healthier and happier life.

It can be hard living on a limited amount of money each week for your family. When there's a failing economy or a lack of jobs in your area, it can be hard trying to decide how your family will...

Coins are weighing down your purse, littering your car floor, and falling through the cracks of your sofa. If this is you, then it's time to round up all your loose change and throw it into a...

Tips for Tightening Your Purse Strings

For many American families, the current budget crisis is hitting home, and it is giving many families a shock. There are many families in the country that do not set and stick to a monthly...

In this tough economic times that we are experiencing, it necessary for us to prepare for the inevitables. I read a news article about a man wearing a sign that says "Will Work For...

During these times of economic hardship in America and around the world, people are finding themselves spending more money on the basic necessities and can't keep food on the table for their...

No one knows for sure how long the present economic crisis will last, much less how much worse it may become. However, in these harsh times when everyone’s budget has become quite limited, there...