Frugal Living

Utilities have been raising rates for the last few years causing many people's electric bills to skyrocket. Saving money on your electric bill can be accomplished by buying more efficient...

Many Americans have lost tens of thousands of dollars in purchasing power because the Federal Reserve has printed so many dollars that the value has dropped. I will help you to learn some great...

In times of financial hardship like the one we have been facing for the past year, all of us want to save as much as we can. Even if it means saving a dollar here or there. Here is a guide for...

Use printable online grocery coupons for FREE to save over 50% off your grocery bill today! Using coupons for groceries can be time consuming, but it is worth it! This method below has helped me...

How to manage & organize your coupons to maximize your savings!

Have you ever run around town, comparing prices on something that you were going to buy that day? Have you ever ended up going in a circle, back to the first place you went, because they were the...

With the economy in shambles at this current time, people are finding themselves in a pinch with how to stay out of debt and live on their incomes, some of which have changed drastically. Forming...

Groceries are not cheap to begin with. Using a club card, clipping coupons, and watching for deals are essential to saving on groceries. But it’s also important to understand grocery stores'...

Hungry children. Natural disasters. Wounded veterans. Homeless people. Parent-Teacher Organizations. Political groups. Local athletic programs. Local churches and religious organizations. Every...

Everyone these days is looking for a lower phone bill. Thanks to new technology, there are easy ways to save money and reduce your phone bill.

I don't know about you, but I see yard sale signs down at the corner and I can't even read them! There's a better way to make signs and draw traffic to your yard or garage sale.

In these tough economic times, everyone is looking for ways to cut expenses. Here are some quick and easy tips that I have implemented in our home to help keep pennies in your bank while helping...

We all love to throw birthday parties for our loved ones, however sometimes we have to budget things to make the birthday parties inexpensive. I hope that my ideas will help you to be able to...

Christmas has become one of the most sold out holidays on Earth. On adults spend over $800 a year on Christmas. The message of Christmas is often forgotten and the real meaning of Christmas...

Using these following methods will absolutely cut your electric bill by AT LEAST 50%. I've done an incredible amount of research into saving my family of 7 from our dreaded $500 a month electric...

I ♥ freebies and finding a sweet bargain! With a little time and know-how you can learn to spend less and save more. Don't wait until you're in a financial pickle -- make changes to your spending...

No one wants to spend more than they have to on rent, let alone more than they can afford. If you are planning to make a move, whether it's next month or a year from now, and you are concerned...

Everyone I know is force to budget and watch what they spend. When getting together with friends, no one is ashamed to discuss how they find ways to cut down and save some extra money. I would...

There is no reason why you should settle for paying anything more than you want to when it comes to yard sales, clearance sections, and flea markets. Here's how to haggle effectively, which will...

If you need debt relief, you must take immediate and decisive action to solve your debt problems. Your whole quality of life depends on your determination to make tough decisions and then follow...

Chart a course to savings with coupons, store rewards, and sale newsletters. Frugal living Ahoy! Cast a net around the deals, and haul them into your cart. Don't let the high waves of inflated...

We've all had buyers remorse at some time in our lives; sometimes over a small dollar item, sometimes over a large dollar item which can be devastating.

Today: Pa buys a pair of near-new Reeboks for a buck while on the way to the retail store to pay big money for a pair of sports shoes. Here's how he did it.

Though the recession has caused many companies to cut back or eliminate their senior discounts, there are those still available. You just need to know how to find them. When all else fails, always...

Saving money for your company, your family or for yourself is more than just a necessity in this economy; it's a tangible good feeling that's often a reward in itself. There are high dollar...

With the recession, everyone is looking for a way to earn extra money. Almost all of us are sitting on thousands of dollars of "stuff". It is so easy and profitable to sell...

Whether your problem is spending too much or not making enough money to cover your expenses, everyone has had money problems at some point or another. In the current US economy crisis you have to...

If you're in a personal financial crisis, you might not be living beyond your means or even have too much credit card debt--perhaps you lack the ability to manage your discretionary income, the...

We're going through some unprecedented times right now -- with unemployment at a 25 year high -- the economy in the dumps -- swine flu looming overhead -- and past month has brought sad news...

"Make a list." "Always use coupons." "Buy only what's on sale." You've read all the usual tips. Most of them are sound advice. The goal of this article is to...

Need a baby stroller? Bed? Computer? Even a lawnmower or boat? Can't afford them? You can get the things you need FREE *and* GO GREEN at the same time by signing up with the web network...

If you are like me, you have read article after article about how to save money and thought to yourself, "I'm already doing those things and it still isn't enough." Well here are some...

Every financial expert these days is touting "live within your means." Most aren't really clear on how to do that in detail other than to say, "cut luxuries and spend less."...

During challenging economic times, people often look for ways to save money on their entertainment expenses. Read my article to learn how to watch great movies for free or for much less.

In today's economy, most people can benefit from a decrease in monthly expenses. Fine tuning your home power consumption is a great way to cut costs and "Go Green" at the same time. ...

The savvy shopper/investor is ready to get huge savings through store closing sales, yet finding a listing of bankrupt companies is more complex than one may think. In a downturn economy, saving...

If you clip coupons you know that there are always some that you will never use and others might could find useful. I collect so many coupons that I always have some left over that will never be...

With mounds of credit card debt, a low paying job and living in a high-rent state, one day Susan finally came to terms with her reality. It hurt but it was true. The car was about to die, no...

Providing a communal candy dish in the office can be a sweet way to boost employee or co-worker morale. Keeping it stocked with treats however, can quickly become an expensive task. Here are some...

The saying "attitude is everything" is quite often true. Someone finally loses that 20 pounds they have wanted to lose for years. It's not that they found the perfect diet, it's that...

Most of us go to the same restaurants and shop at the same stores every week. We are creatures of habit and when we find something we like, it becomes our favorite. What feels better than saving...

With their nifty electronic paper technology and user-friendly layout, Kindles are THE high-tech reader for the 21st Century! Unfortunately, like all rockin' toys, they're also fairly expensive....

"Brother can you spare a dime..." With today's economy, a dime won't buy a stick of gum. What can you do to put good, hot, nutritious meals on the table every day and still cope with...

With the economy like it is, we are all looking for ways to cut back and accrue savings. This is not as hard as most people think! Avoiding small expenses adds up and saves you a huge amount of...

These ideas wont keep you from having to pay an electirc bill but they will save you some money! Remember "A penny saved is a penny earned!"

For many of us, current economic conditions are the worst we have experienced in our lifetime. If you've lost a job or your home or worry that those tragedies may soon come to pass, it can be...

Diapers are expensive and can be a major expense for a family with infants and toddlers. Learn how to get free disposable diapers and cut your expenses.

Want to find the best deal on a used item? Never shopped at a thrift store before? Read this to learn how to get the best deal!

With the state of the economy right now, and retail markets struggling to stay afloat, and so many of them closing their doors, this should be a good time for buyers. The opportunity is there for...

Most people stay away from rebates because they are afraid that they will be denied. If you use a good organization method then you will be able to save hundreds on rebates and they won't be denied!