Frugal Living

With joyful festivities in the air, and constant holiday sales in our faces, overspending on holiday gifts is an easy thing to do. Being more conscious of holiday spending can help curb this...

Living on $450/month is not all that difficult if you follow some tips and use some common sense. Many people live decent lifestyles on this amount of money each month.

Retiring on $250,000 is not as hard as you have led to believe. I will show you some tips and pointers that can make living on $250,000 very easy.

Retiring on $200,000 is not as difficult as the common media would like you to believe. Using the successes of retirees who retired on this amount will help you to retire.

Everyone is broke at some point. I don't care who you are. There are different degrees of being broke. To some people not being able to take a vacation is being broke. To the rest of us--not being...

Living on $375/month is difficult but with some tips and little known options it is possible.

Retiring on $150,000 is not easy but it is possible. I will show you tips and pointers to retire on $150,000.

Can you retire on $50,000 of assets? Common belief is no but there are ways that have worked for others.

Living on $125/month is possible. It's nice to have options and tips when living on this type of budget.

Living on $5,000 a year is possible but will require some sacrifice and a few tips and pointers to make it tolerable.

A recession, credit crunch or depression can be prepared for only to an extent. By the time its approach becomes apparent, many of the tools for preparation have disappeared. You can modify...

If you need debt relief, you must take immediate and decisive action to solve your debt problems. Your whole quality of life depends on your determination to make tough decisions and then follow...

Times are tough and we are all looking for ways to earn more money. One of the last things we think of is sacrifice. It simply is not in our nature. Some of us are not in a position to earn more...

If you're in a personal financial crisis, you might not be living beyond your means or even have too much credit card debt--perhaps you lack the ability to manage your discretionary income, the...

Living off of passive income most likely means you won't drive an Audi, or live in a mansion. What it does mean is that you'll have the freedom of time. Passive income is generated without you...

With mounds of credit card debt, a low paying job and living in a high-rent state, one day Susan finally came to terms with her reality. It hurt but it was true. The car was about to die, no...

Impulse buying, also known as impulse shopping, is a very serious problem for many people. Some people who struggle with this issue would even characterize their shopping habits as an addiction...

It’s no secret that the world economy has not been in the best shape in recent months, and the troubled state of the economy has in turn caused many people to be afraid (or even to feel a sense of...

Now a days life is tough. But when the going gets tough, the tough gets going! I would like to share some tips on how to survive this economy but I know it will not be easy yet it is worth it...

Whatever our income has been in the past, most of us are now learning how to survive a recession. If you are in your 20s – 40s this may be the first time you have had to deal with the fear and...

The 100 foot diet challenge is this: you are dared to eat only what food that was grown within 100 feet of where you are. Most people take that to mean their home but many people work in other...

During a recession there is an extended decline in general business activity. Stores often raise prices to try and offset losses in sales while consumers pull back spending to offset higher...

When your household income is suddenly reduced to one person working there are ways to 'tighten your belt' and re-evaluate your family income. Although you are used to a two family income, that is...

It is always wise to have an emergency fund on hand. In the midst of a deep recession more people are seeing the wisdom of a short term savings pool.

Learn how to find and use grocery coupons

If you are one of the victims of the mortgage crisis, you may find yourself without a home for a period of time. If this happens to you, keep your mind on a better future, work toward that goal...

Most of us think living without a car has to be a drag. We think it must be impossible in the suburbs. However, with a willingness to pursue alternative solutions, it can be done. When you...

For the purposes of this article, let us assume that there are some couples out there who disagree on the optimal home temperature (for humans, and on the planet Earth). These couples are probably...

When "The Secret" aired on Oprah, showcasing the Law of Attraction; people began to furiously think positive thoughts to magically transport what they wanted into their lives. Many...

In the 1930's the United States (and rest of the world) went through the Great Depression. This was brought on by many similar issues as in today's environment. In the Depression, people...

Surviving is the concept of hanging in there and living through something. Financial hardship is an unfortunate reality for some people, and the idea of surviving financial hardship is even too...

Grant writing can be a time consuming process, but the prospect of getting free money to further your education, purchase your first home, or start your own business makes it well worth the effort.

Face poverty squarely, then strategize. While coping with the day-to-day reality of frugal living, you must take the necessary steps to get yourself out of poverty. This is a time for taking stock...

So you want a new mp3 device or palm pilot without paying for it. If you are patient and resourceful, you should be able to get free electronics. There are numerous ways to find new stuff without...

Oven cleaner contains caustic material that powers through gunk in the oven. This kind of cleaning power is useful beyond the kitchen. Though care must be taken when working with oven cleaner, it...