Frugal Living

Ok it's that time of year again, Time to spend what we don't have to spend, time to get the kids the new toys they don't need but really want, time to give till it hurts not just your pockets but...

In these tough economic times no one wants to have huge surprise utility bills coming in the mail. Set yourself up for a lower electric bill so you KNOW you can afford your bill and keep the...

Gift cards are a great idea for Christmas or Birthday gifts for just about every person in the world. They are even better when you can get them at a discounted price, but the balance is still...

Knowing how to find free Coca-Cola coupons will help you have money on your favorite treat. Coca-Cola regularly promotes new and regular line products online, in newspapers and at local retailers.

Christmas spending averages hundreds of dollars per family per year. Yet the bills afterward can cost more than that with interest, with friends and family returning or giving away their new...

With the sagging economy, ever-rising gas prices, and inflated cost of living, many discretionary items in our everyday lives are forced to the cutting block. Luxurious days at the spa are a...

If you are new to couponing, you may wonder how to get free coupons for the products you use the most. There are many websites that sell coupons, but you may feel that spending money to save...

Today we all want to save a little money wherever we can and with the cost of postage sky high saving on packaging materials is even more important. With a little ingenuity you can acquire or...

Grocery shopping is one of those activities that we all share each week. We all have to eat, but with rising prices and a sagging economy, it can be a challenge to shop for cost effective meals...

Selling your sterling silver flatware could hardly be easier, and there are a number of options. The time you place into finding a buyer will have much to do with the selling price. There are...

You can save a lot of money by driving smarter! Gas is so expensive these days that it is a big part of most family budgets. If you have more than one car, keeping the tanks full can be a major...

Homemade wet wipes are surprisingly simple to prepare, gentle on your little one's skin, and a definite money-saver. You'll love making- and using- these homemade baby wipes!

People say living in New York is expensive, and it very much can be. What most people don't know is that New York is what you make it. There are several ways to eat and go out in New York for...

In times of financial hardship like the one we have been facing for the past year, all of us want to save as much as we can. Even if it means saving a dollar here or there. Here is a guide for...

Disposable razors are moderately expensive items that many people dread buying. We use them because they work so much better than electric razors or shavers, but we also hate them because they...

Food assistance programs are available in every state and can offer families assistance in the form of food stamps. Food stamp amounts can vary based on household size and income levels. ...

Are you broke and need some extra cash? Maybe you would just like to get up a little extra money to do something fun, like see a movie or go out to eat. Here are some tips to help you get some...

There are many reasons you may want or need to reduce your monthly expenses. Whatever the reason may be, there are some very practical things that you can do to reduce your monthly budget.

From lotion, to a box of pasta to a restaurant meal, plenty of things are free if you know where to look. Put a little time and effort into finding freebies and you'll save money, get to try new...

Due to the recession, Walmart increased in sales and clientele. If you are among the Walmart shoppers, there are certain things you need to know to save money.

1. Google search to find the the lowest State tax for cell phone. Maybe Nevada or North Carolina. 2. Set up an address in the state. It can be a B.O box address, or your friend relative's...

Wouldn't it be nice to get some decent cash out of your old collection of CDs rather than just let them gather dust in the shelf for eternity? Of course! Getting cash for your used discs is easy...

If you have the Android phone, and you love saving money, then I'm going to teach you how to save money while shopping for just about anything.

Considering that there is a recession going on in the United States right now, there is great emphasis in households on ways to increase income in the New Year. Some people have lost their jobs...

Considering that there is a recession going on right now in the United States, there is great emphasis in households to save money by decreasing expenses. Some people have lost their jobs and...

Dumbing down your cell phone plan is easy - once you decide to do it. It's like any other part of your life that needs budgetary trimming now and then. Whether you've got a family cell phone plan...

The Thank You Rewards program is offered by Citi Group and allows points to be accrued for purchases made with the Citi Group credit cards. Points are accrued at the average rate of two points for...

It's easy to get lulled into a TV-induced stupor with the dizzying number of cable channels and packages. Everything's fine until you get your monthly bill and realize you're throwing away money...

Living on $475/month is not that hard to do if you follow some tips and pointer that have worked for others on a limited budget. If you can implement some of these tips living on $475 will be easy.

If you are planning to ship something, the easiest way to lower your costs is to simply make your own box. It is simple, takes only a short time and it saves you a couple dollars. Buying a box...

Retiring on $300,000 is not difficult to do. Following some tips and pointers from other retirees will allow you to reach your goal of retiring om $300,000.

A recent study conducted by Coinstar, Inc. indicates that, on average, each American household contains approximately $90 worth of loose change. One reason that change often remains in those...

The times are sure changing, and many believe there's a coming apocalypse. Whether it's the end of the world as we know it, an economic meltdown, or just a lengthy period of uncertainty and...

If you are looking for coupon codes, online coupons and ways to save money on everyday items you buy- then read on for tips and suggestions on how you can save money and find out where to find the...

Living on $450/month is not all that difficult if you follow some tips and use some common sense. Many people live decent lifestyles on this amount of money each month.

Retiring on $250,000 is not as hard as you have led to believe. I will show you some tips and pointers that can make living on $250,000 very easy.

Being broke and living from paycheck to paycheck is no way to handle your finances; besides that, it is stressful and simply no fun. But saving money is not just for the rich. You can start right...

Retiring on $200,000 is not as difficult as the common media would like you to believe. Using the successes of retirees who retired on this amount will help you to retire.

Tuition is expensive. Add the cost of textbooks and you're looking at re-arranging your entire budget just to attend college. Here are my tried and true ways to save on textbooks.

Between the shopping, the parties, and the endless gift giving, the holidays can leave you broke. Follow these tips to help you cut costs and save some money during the holiday season so that you...

Everyone is broke at some point. I don't care who you are. There are different degrees of being broke. To some people not being able to take a vacation is being broke. To the rest of us--not being...

Do you recoil in shock every time the cashier rings up your order at the grocery store? Or, alternatively, do you live off a diet of noodles and doughnuts, only to find that you come down with a...

Living on $425/month is very possible but your expenses must be as low as possible. I will give you tips and options you may not have known existed.

A wholesale club card membership may seem like a large initial investment, but whether it's BJ's, Costco, or Sam's, if you use your card wisely, you'll save bundles. Here's how to avoid the...

Living on $375/month is difficult but with some tips and little known options it is possible.

Retiring on $150,000 is not easy but it is possible. I will show you tips and pointers to retire on $150,000.

In a bad economy, many people turning to other sources to help survive. Food stamps have been an ongoing source of help for families and individuals in need of assistance. However, food stamps do...

Retiring on $100,000 may seem impossible but it is not if you follow the success of those that have already done it.

We'd all like to save a few bucks when we go to the grocery store. Think about how much money you could save in a month if you used coupons on a regular basis. Follow the following steps and...

If you spend your day at work in front of a computer. These tips are for you. Most of us have some free time at work. You may spend it checking your personal email, reading Ehow articles, or...