Frugal Living

Perhaps you are like many others right now in your struggle to cope with the economy. If you search for bargains, items and food on sale and are always looking for the lesser priced brands, you...

The cold will come whether you and your home are ready for it - and waiting to the last minute can kill your budget.

You've taken a number of trips but your personal or corporate budget have crimped your ability to earn airline miles before you can take a "free" flight. What can you do to find a good...

As the economy slows down, budgets have to be reassessed. One easy cut is your clothing budget. You can save your clothing budget by making a few wise decisions and changing a few habits. These...

Yes, I took a picture of my money two years ago from tax time. It is getting harder and harder to come by. Even with a job...most people I talk to don't have any left after paying their bills. You...

We all know that eBay is the world's largest marketplace, with billions and billions of dollars worth of merchandises changing hands every year. Millions people make their full time living off...

In this economy, it seems like our dollars aren't stretching as far as they used to. For the average working class (like myself), sometimes it feels harder trying to balance out the paycheck and...

Paying bills online is the wave of the future. Let's face it - it saves paper, and the cost of checks and stamps continues to go up, up, up. You already pay about $45 for your broadband Internet...

This article will explain how to use Bing.com (search engine like Google)to save money while shopping for gifts.

Utilities have been raising rates for the last few years causing many people's electric bills to skyrocket. Saving money on your electric bill can be accomplished by buying more efficient...

Even with “relatively low” gasoline prices, there is still a strong desire to lower our national energy usage and to personally reduce how much we spend at the pump. Obviously, economics are a...

One man’s trash is another man’s treasure. Selling scrap metal for money is a great tax free passive income. Why throw your old appliances away when you can recycle them and make a profit? The...

It seems to me that most people think that in order to lower their heating bill, they will have to put on a few extra sweaters and reduce the temperature in their homes to an almost unbearable...

Whether (or not) you or someone in your family has been faced with a layoff or a cutback at work, this is a great time to take a few steps to trim your budget. Last year, I decided to trim my...

Learn how purchasing store brand products can save money, when to buy store brands, and the potential savings. By Gregory Karp, personal finance expert (Printed with Permission)

Netflix is an online movie rental service that has vastly become part of American culture. It allows you to not only watch movies over the internet, but to check out DVD movies that arrive by...

If you're like the rest of us, the Christmas holiday often leaves you with a drained bank account after all of the shopping is done...but what if there was a way to buy everything you need for the...

Learn what you'll need before during and after you apply for energy assistance.

Shipping and postage fees get higher every year. Whether you use the US Postal Service, UPS, or FedEx, each year it becomes more and more difficult to send Christmas presents at a reasonable...

There are dozens of reasons that you may find yourself needing to move without a lot of time to plan and prepare. In this situation, you are almost always need to save money. When you need to move...

Alice is an internet company that allows you to order all of your household supplies online and have them shipped to you free of charge. They have most of the brands you are used to buying and...

WIC is a food program for Women, Infants and Children. It is funded by grands from the U.S. Government and is a nutritional assistance program for breastfeeding women, children, and infants....

Baby food is expensive. Some of the cheap baby food is still $.50 per small jar, and the organic stuff is over $.89 per small jar. Plus those jars take a lumberjack to open. I will teach you...

If you are cooking a recipe that calls for tomato juice, tomato sauce, tomato paste, or canned tomatoes and you don't quite have the right kind of tomato ingredient in your food pantry, you may be...

With joyful festivities in the air, and constant holiday sales in our faces, overspending on holiday gifts is an easy thing to do. Being more conscious of holiday spending can help curb this...

These days, we're all looking to save money any way we can. Sometimes simple ways to save money on everyday things are overlooked. One way to save money on an everyday expense is to make vanilla...

Anyone who shops on the internet has come across at checkout the box that states: please insert any promotional codes to have applied to your order. By following these easy steps, one will be...

Want to find FREE stuff online? This article will teach you the best places to find free samples, rebates, coupons, subscriptions and free stuff near you!

Being an urban scavenger is a lifestyle choice. It means living off the stuff you find, stuff other people throw away and stuff you buy secondhand. It's living low on the food chain in order to...

Ever wonder how those super coupon ladies (or men!) do it? They can take four coupons and a dollar and leave the store with 8 items. Here are a few tips using sales, coupons, and national pharmacy...

Ever wondered how those Ebay or online sellers make any money? Well, here are a few tips on how make some extra money selling used books online with Half.com.

Coupons are a smart way to significantly lower the money you spend on groceries. The steps below will help sharpen your coupon collecting and using skills. Once you try these methods, your wallet...

Many Americans have lost tens of thousands of dollars in purchasing power because the Federal Reserve has printed so many dollars that the value has dropped. I will help you to learn some great...

These are trying times in America's economy, specifically for those who are expected to receive Social Security benefits. To make the best of your benefits, it is important to make yourself aware...

Heating bills can take a huge chunk out of your monthly budget, especially if you live in a cold climate. For many people, one of the best ways to save a significant amount of money every month is...

Whether you're on a fixed income or whether you don't want a regular credit card because of the monthly payments, a reloadable debit card is good for these reasons. Unlike a regular credit card,...

Living on a tight budget can be challenging, but it does not have to mean the end of entertainment. As of 2009, as long as you have a computer with at least a 1Ghz Pentium class (PC) or Intel...

In tough times, there are many great ways to save money, but I have found some wonderful tricks to getting free lunches. It requires a little effort, but there are some excellent tricks that one...

Many university studies have shown that if you make over $18,000 a year, but less than $55,000 you are basically working for nothing more than pride. Once over 18,000 government benefits start...

Getting free fast food from the Sonic Fast Food / Sonic Drive In restaurant franchise is easy! Visit Sonic restaurants with or without discount coupons and fast food including hamburgers, coney...

There are great deals to be had online, but searching can be overwhelming. Use these simple tips to get the best cyber deals!

Without a doubt, the biggest expense on your utility bill in the winter comes from heating your home. Whether you use gas or electricity to heat your home, there are some things you can do to save...

In these tough economic times no one wants to have huge surprise utility bills coming in the mail. Set yourself up for a lower electric bill so you KNOW you can afford your bill and keep the...

Gift cards are a great idea for Christmas or Birthday gifts for just about every person in the world. They are even better when you can get them at a discounted price, but the balance is still...

Knowing how to find free Coca-Cola coupons will help you have money on your favorite treat. Coca-Cola regularly promotes new and regular line products online, in newspapers and at local retailers.

Christmas spending averages hundreds of dollars per family per year. Yet the bills afterward can cost more than that with interest, with friends and family returning or giving away their new...

With the sagging economy, ever-rising gas prices, and inflated cost of living, many discretionary items in our everyday lives are forced to the cutting block. Luxurious days at the spa are a...

If you are new to couponing, you may wonder how to get free coupons for the products you use the most. There are many websites that sell coupons, but you may feel that spending money to save...

Today we all want to save a little money wherever we can and with the cost of postage sky high saving on packaging materials is even more important. With a little ingenuity you can acquire or...

Grocery shopping is one of those activities that we all share each week. We all have to eat, but with rising prices and a sagging economy, it can be a challenge to shop for cost effective meals...