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Frugal Living

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Even people that hate fish seem to love shrimp ... unless they are allergic to it. Shrimp aren't cheap, so follow these guidelines to get the most for your money.
Have a plan when furnishing an apartment on a budget. A disciplined, step-by-step approach works best. Make up your mind that some of your furnishings will be compromises for a while, and invest...
Experimentation and free or inexpensive adjustments to your equipment can make a big difference in the sound quality of your stereo system - sometimes more than buying expensive equipment. Try...
Buying a used computer makes sense when price is your primary consideration and you are savvy enough to accurately diagnose problems yourself. Although you will sacrifice speed (and perhaps life...
Purchasing seconds and blemished, refurbished, or discontinued items directly from the manufacturer is often a great way to get deep discounts on products that are perfectly functional, but never...
Hear what other people have to say about a product or company before you spend your money. Do your homework, and you'll be less likely to be taken advantage of and more likely to find the product...
The cost of magazine subscriptions can creep up on you: $15 here, another $40 there and pretty soon you're spending hundreds of dollars annually. Be a smart consumer and save money while you get...
You can save money merely by being the right age. Senior and student discounts apply to travel, entertainment and a host of products and services. A little digging will uncover all sorts of deals...
Have you ever had an empty fridge and either no time or money to shop for groceries for lunch or dinner. Eating "Seagull" style will allow you to over come these two obstacles and fill...
There are two factors that determine what you pay for an item; the first is the retail price of the item, the second is the sales tax. Figuring out how to calculate sales tax on an item is easy.
Unclaimed assets can come from many sources including old bank accounts, tax refunds, insurance refunds, lost savings bonds, gift certificates, unreturned rent and utility deposits, CDs, trust...
Has poverty finally turned from funny to reality in your life? Satisfying basic needs is very difficult in this position, follow these steps to insure survival:
Overspending is often caught only at the end of the month--when receipts have accumulated and your bills arrive. When you use a budget, you follow a guideline to make reasonable purchases that...
Many people have felt the bite of an economic downturn; maybe you've been laid off or had unexpected medical bills. Maybe you just want to figure out how to send your kids to college on what you...
If you want to be frugal and indulgent, you must learn proper shopping techniques. The things you buy, as well as the things you pass up, broadcast to the world who you are. Fluency in shopping,...
Every day in the United States we generate over 4 ½ lbs of trash per person. That amounts to 230 million tons of garbage that fills our landfills each year. By taking steps to reduce trash at home...
The money you spend on food for your family can take a significant bite out of your budget. With careful planning you can keep your food costs at a minimum and feed your family economically and...
With everyone so busy these days, going to the grocery store doesn't have to be the time-consuming task it once was. With some organization and a little ingenuity, trips to the grocery store can...
Cleaning supplies can be expensive and sometimes it seems you don't have what you really need, when you are ready to clean. Because of the profitable nature of most modern cleaning supplies, there...
Everyone knows coupons help save money at the grocery store. But, some coupons can be more harmful than helpful if they prompt you to spend more money than you normally would or if you end up...
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