Financial Planning

Portfolio theory is an approach to investments developed by Harry Markowitz, a noted Nobel Prize winner in the field of economics. Portfolio theory allows investors to estimate expected returns...

When creating an investment portfolio, consider what the risk tolerance is and the time horizon. Conjure an investment portfolio for a retirement or shorter financial goals with ideas from a...

The salary range of a financial planner, who generally works on commission, is going to depend on the practice and location of the planner in question. Find out how financial planners look out for...

Actuaries usually work within an insurance environment because they are highly skilled in mathematics and finance. Learn about alternative places where actuaries work to calculate risk with help...

When valuing a business, there are many approaches to take, including a market approach, a comparative approach and an approach in which assets are examined. Look at the market value of a business...

Working capital is a ratio of short-term liabilities and short-term income, and it's the capital that a company needs to work with on an ongoing basis. Find out how working capital is used to pay...

There are many ways to look at banking, but a good place to start is with savings accounts, certificates of deposit and money market accounts. Learn more about investment banking and checking...

A commodities broker is different from a stockbroker, and a commodities trading house is needed in order to sponsor someone to take the series 3 examination. Learn about the training that occurs...

A time deposit is another way to refer to a longer-term deposit, such as a CD, and they are sums of money that are committed to a period in a given institution. Discover penalties that occur when...

Capitalization rate is the ratio of an income over a value, and stock reports are often used to outline a company's capitalization rate. Discover how capitalization rates are broken down into...

The primary duty of a financial planner is to look at the assets of their clients in order to act in the clients' best interests. Find out how a financial planner can help a person achieve their...

The role of a financial planner in a bank is the same as any financial planner, but a bank may use financial planners in order to attempt to provide a client with an additional service. Find out...

A currency trader, simply put, trades currencies around the world, but they will normally specialize in one market. Discover how a currency trader is trained to understand the difference between...

Before making the decision to become a stock researcher, a person must first decide if he wants to be a professional or a hobbyist. Discover why most stock researchers are expected to have a...

APY, or annual percentage yield, is determined by looking at what the interest rate will produce over the period of time that a time deposit is being held. Learn more about how APY takes...

A job in currency trading requires that an individual be quick with numbers, have a good quantitative background, and that they do research into the economic cycle of certain companies. Look for...

In order to become a financial analyst, the first thing to do is to consider that the education will most likely consist of a finance degree, a CFA designation and an M.B.A. Discover why financial...

A personal banker is a person who will work in a financial institution and examine an individual's selection of assets to determine what services this individual requires. Find out how personal...

Intangible assets are assets that are hard to quantify, such as human capital and the knowledge within a company. Discover how intangible assets are needed, but why they have no monetary value...

Day trading involves trading stocks and other securities from the time the market opens until the time that it closes. Learn about the active, fast-paced profession of day trading with help from a...

Becoming certified as a financial planner means passing the CFP examination, in addition to showing experience ahead of time. Learn about requirements for becoming a CFP from their board of...

Note buyers are people who buy someone's debt, whether it is treasury notes from the securities industry or mortgages from the real estate industry. Find out how note buyers receive a good return...

Financial planners are usually paid on a commission basis, although some companies may offer a base salary. Discover how financial planners develop a book of clients that will be pooled together...

Look into any major bookstore and you'll find dozens of personal finance books claiming they can tell you the secret formula to financial independence. Some may work, others are cheap gimmicks,...

Owning a stock portfolio is much like owning a mutual fund. It's a collection of stocks purchased with a specific goal or objective in mind. Your portfolio doesn't have to be huge or worth...