Financial Planning

If you have life insurance premiums deducted from your bank account automatically you may want to cancel this transaction at some point. There are a number of reasons for someone to cancel. When...

An annuity is a promise from an insurance company to provide you with monthly income payments for life. Whether you buy a deferred annuity for the future or an immediate annuity to guarantee...

When you're in debt, financial freedom can seem like a light at the end of a very dark tunnel. It's frustrating to watch your debt grow as you try to manage your finances. Credit card bills start...

Sometimes no matter how you stretch your resources, the month lasts longer than the money. If you find yourself in this situation and are wondering what to do, there are charitable organizations...

Winning the lottery is a dream come true for many people. A lottery win can have a huge impact on many areas of your life including your finances, friendships and romantic relationships. Proper...

If you have an annuity payment that arrives each month, you may not realize that you can sell your payments for a lump sum. When you sell, you'll give up that monthly income, but if your financial...

With the ease of the internet comes the ability to pay bills on-line. This is the most convenient, and direct way to reconcile payments due. Just a click of several buttons, and payments are sent...

If you choose to lend or borrow money, you must write and sign a promissory note. A promissory note is basically a lending contract between two parties that can be enforced in a court of law....

Calculating monthly payments is one of the most powerful functions in Excel. The payments calculator allows you to determine what your monthly payment will be for a given loan and allows you to...

This article will teach you how to evaluate your current financial condition and build a solid financial future.

Everyone should know how to avoid credit card debt. This knowledge has saved many people from the weight of financial burden. With the high cost of living, it's easy to spend more than you make,...

There are certain guarantees a borrower must make to a bank including guaranteeing to make payments on time. Know what banks expect from a borrower with tips and advice from an experienced...

Private Mortgage Insurance (PMI) is an additional insurance required by lenders if the home buyer is unable to put down a 20 percent deposit on the house. This insurance is paid in the form of...

Bill and credit payments have a major effect on FICO scores. Timely and complete payments can account for around 45 percent of an overall credit score. Raise your FICO score by paying bills on...

Get financial assistance for a loan by bringing on a cosigner to the loan in order to increase the financial backing for the bank to consider. Find out how a cosigner will be responsible for a...

Boost your FICO score by keeping credit card balances low, making bill payments on time and not opening too many credit accounts. Monitor your credit score by getting information for each of the...

Many people have found out the hard way that it's all too easy to rack up huge amounts of credit card debt but much harder to pay it all off. The problem becomes especially difficult if you...

Settlements resolve legal disagreements without the need for a trial. They are common in civil law and may involve the resolution of a contract dispute, personal injury claim or liability issue....

Wonder where your money goes every month? Feel like your money is controlling your life instead of you controlling your money? It doesn't have to be that way.

Everyone's heard of putting money to work, but an annuity is one of those rare cases where a return on capital is guaranteed for life. The word "annuity" has the same linguistic roots as "annual",...

Making a living as a freelance writer is both exciting and has the potential for lucrative earnings. But how do you, as a starting, struggling writer, prepare for tax time, when no easy W9 will...

When obtaining a mortgage, it's always wise to plan ahead when your financial situation is concerned. In the event of an economic downturn or a full fledged recession, you must be able to weather...

Paying bills is like starting a business. All it takes is some planning and budgeting. Everyday, people tend to play catch-up with their monthly payments and live paycheck to paycheck. This...