Financial Planning

When you are receiving a social security check or payment it is important to know how to cash the check so that you can receive and the money to spend or save.

Though credit cards are a popular method of payment, checks are still an effective means of currency exchange. Unfortunately if the funds are not available when you attempt to cash a check, you...

William A.R. Burden, the great grandson of Cornelius Vanderbilt, saved the family fortune with a very simple, straightforward move. He started what he called the “family bank”. Now, over forty...

As your parents grow older, they may lose the ability to maintain their own financial obligations. If your elderly parent is sick as well, he or she may need even more help. Ensuring your parents'...

Bank regulations in the United States allow depositors to title personal bank accounts using different ownership/legal title names. Generally, the type of bank deposit account title used depends...

If traveling, you may need to change currency before you head off to some foreign land. Changing dollars can be quite simple as long as you know where to look. Banks and currency exchange...

There is nothing worse than looking to purchase a used car only to find that the vehicle has an existing bank lien. Whether you have owned your auto for many years or are looking to purchase a...

Wire transfers are money exchanges in which funds are electronically transferred between banks. The transfers can be domestic or international and are monitored by SWIFT, a company that serves,...

Unfortunately, most of us didn't get to learn about banking and balancing checkbooks when we were in school. But it IS one of those things you should know how to do--especially the way the...

Overdraft fees are very costly and annoying, and are a product of an inaccurate check book register. The mere high cost of this fee should keep us from incurring it, but unfortunately, mistakes do...

The FDIC, or Federal Depository Insurance Company, insures bank deposits for up to 100,000 dollars should the bank collapse. Find out more about how money is protected by the FDIC, but only up to...

A bank expense ratio is the interest rate the bank charges, after expenses, that will allow it to make a financial profit. Learn about bank expense ratios, and why banks need to keep them inline,...

To get a credit card without credit, start by going to a local bank. Learn to get a credit card without credit with expert tips from a registered financial consultant in this free video on...

There are certain guarantees a borrower must make to a bank including guaranteeing to make payments on time. Know what banks expect from a borrower with tips and advice from an experienced...

You can open a bank account in the United States even if you're not a citizen. There are many reasons why a non U.S. citizen would choose to open a U.S. bank account. From foreign students to...

We all want to create a nest egg for ourselves and for our children. But now when the economy is in the dump it is getting harder and harder to save. I have found a couple easy pain free ways to...

Conducting business means being able to handle money properly. If you are looking to protect your investments, as well as to be able to keep track of your business finances, consider opening a...

The role of a financial planner in a bank is the same as any financial planner, but a bank may use financial planners in order to attempt to provide a client with an additional service. Find out...

Understanding bank financial statements requires looking at the different categories for loans, interest bearing deposits, federal funds sold, security agreements and gross profit margins. Find...

ATM fees can really add up! If you are starting to feel like you are paying way too much to have access to your own money, read on for my money-saving ideas.

Paying Bills takes Longer than I Thought. Do the words: ' pay bill on line ' seem confusing to you? Maybe you don't know how to automatically pay bills online yet, but you can learn an easy and...

Opening a bank account for a child is possible if the parents sign on as guardians to be responsible for the activity on the account. Start a bank account for a child early to teach about fiscal...

The number of bank accounts a person can open is unlimited as long as the money in each and every account can be accounted for in a legal manner. Find out how Homeland Security Anti-Money...

The 2009 new year brings a unique set of financial challenges. 2008 was a difficult year financially. You must approach the new year with a tremendous amount of focus and discipline if you...

So many people are intimidated by the thought of 'balancing' a checkbook, but it's not that scary! Really it is the single best way to avoid overdraft fees and always make sure that there is...

The economic down turn has hit every working American's pocket whether they are in the stock market or not. The federal bail-out package will trickle down to raise taxes, or cut programing. One...

Nowadays, identity theft seems to be running rampant. Insecure internet connections or paying bills from an internet cafe all contribute to this growing trend. Follow these steps to protect...

When it comes to planning for events in life such as your kid's tuition, wedding and your own retirement, you realize quite quickly that life costs a lot of money. "Capital preservation" is the...