Financial Planning

HSAs, or health savings accounts, were created in 2003 to provide tax benefits for saving for future medical expenses. However, if you withdraw the money for other purposes, it will be considered...

Bank regulations in the United States allow depositors to title personal bank accounts using different ownership/legal title names. Generally, the type of bank deposit account title used depends...

It seems that making a lot of money usually requires a lot of money. However, there are some ways that you can increase your dollars and make your money work harder, even if you only have a small...

I got the idea to write this article after I watched a TV show "Curse of the lottery" Which is a big joke. I am amazed hearing about people that win millions and lose it all. There's...

Learn how to easily simplify your finances and free up your time so you can do more enjoyable things.

A health savings account provides tax advantages for setting aside money for health care expenses. Health savings accounts are used in combination with relatively inexpensive health insurance...

The best IRA CD financial accounts come down to the interest rate a bank is willing to pay and finding the highest rates can be done at Bankrate.com. Research the best IRA CDs to ensure higher...

Money market accounts are offered by brokers and have the ability to be liquidated. Find out more about money market accounts with tips from a registered financial consultant in this free video on...

Money market accounts are great for liquidity but don't have the high rate of return of a mutual fund. Learn more about money market accounts and mutual funds with tips from a registered financial...

Checking accounts have more accessibility than money market accounts. Learn more about the differences between checking and money market accounts with tips from a registered financial consultant...

The benefit of using bi-weekly instead of checking accounts is that a mortgage can be paid off quicker. Find out more about bi-weekly and checking accounts with expert tips from a registered...

Accounts receivable are the debts and monies owed to a person at any given time. Balance financial books with debts still owed in this free video on financial tips from an experienced financial...

We all want to create a nest egg for ourselves and for our children. But now when the economy is in the dump it is getting harder and harder to save. I have found a couple easy pain free ways to...

There are many ways to look at banking, but a good place to start is with savings accounts, certificates of deposit and money market accounts. Learn more about investment banking and checking...

One of the best and fastest ways to eliminate debt is to use the “snowball” method which allows you to pay off one lender at a time. Here’s how it works:

Identify your debt. Get it all out and right in front of you. Time for some personal financial planning. This is such a fantastic, and free, online tool. Mint.com allows you to add all your...

The number of bank accounts a person can open is unlimited as long as the money in each and every account can be accounted for in a legal manner. Find out how Homeland Security Anti-Money...

General accounting handles the bills, invoices, accounts payable, customer receipts, accounts receivable and payroll functions of a business or organization. Learn how accounting allows an...

The job description for an accounting technician focuses on data entry, paperwork processing and working with basic accounting department functions. Handle accounts payable, accounts receivable...

Money management can be a real challenge, especially for someone with multiple investments. There are accounts, though, that can automate this process for you and move money from one type of...

One of the leading causes of divorce is money. Couples find it hard to compromise when it comes finances. Be sure that you get a jump on this problem area long before you say "I do" by...

Divorce is never easy, but protecting your financial interests is an especially critical factor, as the division of property can be a rather complex matter. None of us wants to believe that our...

The federal government requires states to take control of property considered abandoned after 3 years from financial institutions, safe deposit boxes, brokerage firms, or companies for...

If you were killed in an accident today, would your spouse or family be able to continue their lifestyle? Would they know what bills to pay? Would they know what life insurance moneys they were...

Most people stop spending money altogether when recession hits, when in fact it may be the best time to invest any money you have. Invest wisely and carefully to secure a very comfortable future....