Credit Scores

Removing a cell phone collection account from your credit report can be a difficult task. There are three credit reporting agencies that you need to get in contact with to remove your account:...

Credit fraud is a general term that refers to the unauthorized use of someone else's creditworthiness to purchase goods and services. It is estimated that losses from credit card fraud amount to...

Credit scores dictate the ability of a borrower to repay a debt. The higher the score, the better the risk for the lender. Closing a credit card will lower your credit score.

The US Department of Justice classifies identity theft as a crime in which a person illegally obtains and uses someone's personal information in a manner that entails fraud, usually for economic...

Your credit report contains sensitive information, including your Social Security number and your date of birth. If your report were to get into the wrong hands, it could be a disaster; you could...

Identity theft has claimed many victims, so it would be prudent to take steps to prevent identity theft from happening to you. The easiest way to keep yourself from becoming the next victim of...

Identity theft fraud alerts should be set in place by identity theft victims or people who have lost information that could lead to identity theft. The fraud alert is filed with the three major...

Learn how to notice how to identify signs of identity theft, and cut it off for good.

Each year, 9 million Americans fall victim to identity theft, according to the Federal Trade Commission. Once your identity has been taken, criminals can do most anything in your name, such as...

Identity theft in the United States is a major problem that could happen to anyone. One of the reasons credit information is accessible to thieves is because not all credit card companies and...

Identity theft is becoming more common. Once a thief gets personal information such as your Social Security number, credit card numbers and bank account information, he can quickly drain your...

If you've ever received a bill in the mail for a credit card account you didn't open, you know that the dangers of identity theft are real. Taking your privacy for granted could mean financial...

Congress enacted the Identity Theft & Assumption Deterrence Act in October of 1998. The act was necessary because prior to its enactment, laws only addressed the fraudulent creation, use or...

Identity theft is a growing problem. In fact, it is the fastest growing crime in the United States. There are many different types of identity theft and some types are growing faster than others.

If you have been the victim of identity theft, immediately report the theft to all three credit-reporting agencies, including: Equifax at (888) 766-0008; Experian at www.experian.com/fraud; and...

If you are ever a victim of identity theft, you must move quickly. You should report the incident as soon as possible. When you act quickly, you have a chance to stop or minimize the damage done....

You credit report is important and can easily be inaccurate. The credit reporting agencies aren't nearly as accurate as you would imagine. There are three agencies, and anything from perspective...

Long before The National Bureau of Economic Research released data showing that the U.S. economy had entered a recession in December 2007, identity theft was a major problem for U.S. consumers....

Identity theft is a serious crime that can wreak havoc on your credit scores. If you become a victim, you may need to take time away from work in order to repair the damage done to your identity....

Identity theft can wreak havoc on pretty much every part of your life. If you've been the victim of identity theft you need to report it immediately. Reporting identity theft to the proper...

Identity theft occurs anytime someone else uses your information, without your permission, to commit any type of crime. The most common forms of identity theft involve using social security...

If you use credit cards, then you are more likely to be a victim of identity theft, than others. You are in control of protecting your personal information as you are the one who decides what...

Identity theft can easily happen while getting your free credit report. Identity thieves take advantage of you by making their website look official to get your personal information. When...

Identity theft is one of the fastest-growing crimes around the globe. Millions suffer the indignity of ID theft each year and as a result must fix the inevitable consequences on their credit...

The FICA score is the one score that will follow you all your life. Depending on how well you manage your money that can be a good or bad thing. Raising the FICA score is challenging, but really...

If you have received your credit report, which you can do at freecreditreport.com or AnnualCreditReport.com, and you believe that you may be a victim of identity theft then it would be in your...

Being a victim of identity theft can be emotionally and financially draining. Prevention is the key to avoiding the hassles that identity theft can bring to your life. You also need to check your...

Keeping track of additions to your credit card statements and various other bills can save you a lot of trouble and time later. It can also save you money, too!

Checking your credit report for identity theft is prudent these days since identity theft is on the rise in America. When you are going to check your credit report, you'll need to know what all of...

In an attempt to empower consumers to protect themselves from identity theft, the federal government has passed a law which allows every resident of the United States to annually obtain a copy of...

Most identity theft victims have fallen prey to people they know well, people who have physical access to the victim's personal information. In most states, there is an easy method to protecting...