Credit Cards

Articles in Credit Cards

By Laura Schofield 1 comments
Having no credit is as bad as having a bad credit rating. When you have no credit, it seems like you're caught in a dilemma. No one will give you credit without referring to your credit rating, and you can't get a credit rating without credit. ... more »
By David Sarokin 2 comments
Millions of credit card holders are due a refund of at least $25 as a result of a class action lawsuit that was recently settled. Not everyone received notice of the settlement, and will have to file a claim form to receive their refund. Here's ... more »
By Kiwi Sauce 2 comments
Having bad credit will not prevent you from receiving a credit card, however it will make it more difficult. Follow these steps to receive a credit card despite a bad credit... more »
By Mark Cussen 1 comments
It used to cost a fee to get your credit report pulled, but everyone is now entitled to receive a free credit report once a year. This article will show you how... more »
By Cougar1002 0 comments
When it comes to managing your debt and getting it paid off, there really is no magic quick-fix. Having a system and a plan will help you however, but I don't mean "shuffling" your debt. You can try chasing lower interest rates and ... more »
By amylaine 0 comments
Most family's are not strangers to using credit cards. If you are not careful using credit cards they will cost you money, but if you plan ahead you can make money with them... more »
By Lisette S 4 comments
With the economy the way it is, many of us probably have credit cards with high balances and or not enough credit to qualify for a loan to lower these credit cards. If this the case and your credit has gone from bad to worse, with time you can ... more »
By eric1985 0 comments
Your credit score is the most important factor in getting a new credit card, vehicle, or home. All banks and credit companies will use your credit score to decide if you are a risk, and it is important to know and monitor your credit to secure ... more »
By favefive 3 comments
Do you have plenty of credit cards? Do your cards offer cash back and rewards points? If you do, then you can take on the issuers by playing the credit card game. Read on to learn more... more »
By amylaine 1 comments
"Identity Theft occurs when someone wrongfully uses your personal identification to obtain credit, loans, services, even rentals and mortgages in your name. They may even commit crimes while impersonating you!" Find out how to avoid this... more »
By Matt C 2 comments
What would you say if someone offered to pay you to shop? There is a way to use a credit card that can pay you up to 5 percent cash back. That's better than most savings accounts. Find out how by reading this article... more »
By amylaine 3 comments
Credit not where you want it. Try these steps to get a higher credit score... more »
By BASHARAT SHAH, MD 4 comments
Identity theft is talked about often these days. One of the important tools that can protect you from it is to receive an email alert every time a credit application is presented in your name to Equifax, one of the three major credit bureaus. Now ... more »
By chucy 2 comments
Save those pennies... more »
By GreenMomma 3 comments
If you really want to save money, this method is the bare bones way to go about it. It will be a lifestyle change for most people but you will find it saves a LOT of money... more »
By Traqqer 5 comments
Having bad credit (for whatever reason) is not a good situation to be in. But it doesn't mean you can't get a credit card. On the contrary, there are several ways this can happen. Here are some tips on how to do this... more »
By HS Schulte 4 comments
If you have a negative entry on your credit report, it is up to your creditor to change or correct it. Credit reporting agencies, such as Experian, TransUnion and Equifax do not have the authority to change information unless one of two things ... more »
By BASHARAT SHAH, MD 3 comments
Are you tired of logging in to your multiple credit and bank accounts? For those of us who have multiple personal and business accounts this can be a pain. But I have an answer to it. All you need to do is log in to a single account and see all ... more »
By eHow Personal Finance Editor 0 comments
It would seem that credit card debt has become as American as apple pie, yet with a bitter aftertaste. On average, households with at least one credit card carry close to $9,500 in credit card debt. By practicing controlled spending habits and ... more »
By eHow Personal Finance Editor 0 comments
Credit cards are any easy way to get what you want when you want it, even if you don't have the cash on hand. Credit card companies make their money from customers who carry balances on their credit cards by charging interest, at varying rates, ... more »
By Trish62 0 comments
Taking a few extras steps could be the thing that keeps your identity from being stolen. Here are a few steps to do that... more »
By stlscientist 2 comments
Almost everyone has a credit card and some debt to go along with it. Find out how to avoid the pitfalls of bad credit... more »
By MidniteWriter 2 comments
Do you want a card that's new, different, unique... and oh, did I mention, anonymous? Try on these cards for size. Anonymity is one of their finer selling points as well as using them certain places and rewards... more »
By HS Schulte 0 comments
Below are instructions for contacting the three major credit reporting agencies, Experian, Equifax and TransUnion, by mail. This is the best method of contact because it provides a paper trail of the communication. It is recommended that you ... more »
By DebtSettlement 1 comments
After reading this you will know whether debt settlement is something you should consider to avoid filing bankruptcy... more »