Credit Cards

How to Stop Collection Calls, Or Not

By Wagen-Load-Pro

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Obviously, the easiest way to stop collection calls is never give your creditor a reason to call to begin with. Never apply for credit, always pay in cash, or if you do get credit, never get into credit trouble by paying off your credit cards ... more »

How to Stop Creditors From Reporting Your Credit, Or Not

By Wagen-Load-Pro

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In the previous three articles, “How to Get Credit”, “How to Stop Creditors From Collecting Your Money, Or Not”, and “How to Stop Collection Calls, Or Not”, I discussed how your ability to receive credit is governed by understanding the credit ... more »

How to Survive Tough Economic Times

By Desula

7 comments

I've been telling my friends and family that a Recession is coming, and I have to believe that one is really here. There are many things to consider in these tough economic times, here are some pointers to help you survive... more »

How to Tell if you are Living Beyond your Means

By meemee67

1 comments

Are you over your head in credit debt? Are you scrimping at the end of each month, is there nothing in your bank account a few days after pay day? Do you find that you borrow money from others often? Taking trips and than coming home finding that ... more »

How to tell if your a victim of identity theft

By hogans35

2 comments

How to recognize when you are being a victim of identity theft.. more »

How to Understand Credit Laws

By Wagen-Load-Pro

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You will learn how to identify which credit laws affect 1. Your ability to receive credit 2. Creditor's ability to collect your money 3. Creditor's ability to report your credit... more »

How to Understand the Equal Credit Opportunity Act

By eHow Personal Finance Editor

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The Equal Credit Opportunity Act was created to ensure fair treatment for consumers who are seeking credit. Read on to understand how the law works... more »

How to Use an Oil Company Credit Card to Save on Gas

By John O'Mahony

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Everyone’s complaining about rising gas prices, but it’s possible to get a discount every time you fill your tank by signing up for another oil company product. Here’s how you do it... more »

How to Use Credit Cards Properly: Making Friends with Everyone’s Enemy

By 007GreenMachine

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Despite what others say, credit cards can be a great tool to have in your wallet. Here are ideas about how to use credit cards positively and avoid falling into the credit card debt traps that many others do... more »

How to Use Credit Cards to Add to Financial Power

By Gina Turchiaro

2 comments

Having credit can be a bad thing as we all know. However, young adults should be aware that establishing good credit, and not getting in debt over your head, can be beneficial if one wants to make a large purchase one day. There are ways to ... more »

How to Use your ATM card safely

By smilesatme1

2 comments

Where do you usually insert your ATM card? Of course in ATM machine. But do you know the risks involved? If you can wait, do not withdraw your money at any dark ATM machines or convenient store ATM. Look around before inserting your credit card ... more »

How to Write A Credit Dispute Letter

By Annette D Wilson

9 comments

The Fair Credit Reporting Act or FCRA of 1970 has recently been strengthened in order to allow anyone to dispute negative disputes on their credit report. This can be done with a letter of dispute and in turn the credit bureaus must either delete ... more »

How to "Leverage" Your Unwanted Gift Cards

By Matt C

2 comments

Christmas is over and you're stuck with gift cards you will never use. Instead of losing money by tossing it away in the junk drawer or selling it at a 10% discount on eBay, there are websites where you can get full value and even earn extra ... more »

How to avoid credit problems while raising fast cash

By Matt Lee

13 comments

When times are tight and you need raise some quick cash, there are five critical areas that need to be avoided if you want to keep your credit rating from diving into the dumpster... more »

How to Avoid Escalating Debt

By David Sarokin

4 comments

If you have monthly student loans to pay off, or other loans for your house or car, then you probably know the feeling of being strapped for cash. Large loan payments can mean not having enough cash for day to day expenses. And for many folks, ... more »

How to Build Credit

By ChristinaEllis

3 comments

Assuming that you do not already have credit that needs repair, here are some ways to help establish new and build good credit... more »

How to build credit while you're a teen

By Brooks Lockwood

1 comments

If you are a teen and still want to build your credit so that you can get car loans, college loans or just have a great credit history this is a great tip for you or your parents... more »

How to build or improve credit score?

By heretohelp

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A higher score can give you more financial options and many favorable credit offers. If you already have a good score, you can still improve it. There is no way to instantly boost your credit score. But improvement is possible, no matter what ... more »

How to Buy Airline Tickets with Credit Card Reward Miles

By eHow Personal Finance Editor

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Credit reward miles are an excellent way to save some cash when you plan a trip, but be sure to check all the specifics before you book or you may be in for a nasty surprise. Be smart and look for the loopholes before you cash in those miles... more »

How to Contact Credit Reporting Agencies Online

By HS Schulte

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If you need to contact a credit reporting agency, such as Experian, TransUnion, or Equifax, you can do it online quickly and easily. Each of the contact links are at the bottom of this article. Remember, that under the Federal Credit Reporting ... more »

How to Ditch Credit Cards

By eHow Personal Finance Editor

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A typical household has good debt and bad debt. In the bad debt category, you'll likely find high interest credit cards. But you can ditch credit cards and reduce your debt. That's one of the first steps necessary to enjoy a debt free lifestyle... more »

How to Establish Your Credit Score

By Laura Schofield

1 comments

Having no credit is as bad as having a bad credit rating. When you have no credit, it seems like you're caught in a dilemma. No one will give you credit without referring to your credit rating, and you can't get a credit rating without credit. ... more »

How to Get a $25 Class-Action Lawsuit Refund from your Credit Card Company

By David Sarokin

2 comments

Millions of credit card holders are due a refund of at least $25 as a result of a class action lawsuit that was recently settled. Not everyone received notice of the settlement, and will have to file a claim form to receive their refund. Here's ... more »

How to Get a Credit Card if You Have Bad Credit

By Kiwi Sauce

2 comments

Having bad credit will not prevent you from receiving a credit card, however it will make it more difficult. Follow these steps to receive a credit card despite a bad credit... more »

How to Get a Free Credit Report

By Mark Cussen

1 comments

It used to cost a fee to get your credit report pulled, but everyone is now entitled to receive a free credit report once a year. This article will show you how... more »

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