Credit Cards Videos

Credit cards for college students are a great way to build up good credit early on and to develop good personal financial habits. Pay off credit cards quickly as a student to avoid building up too...

Becoming a credit card broker involves making arrangements with various banks to earn commission by directing customers to those credit cards. Understand what it takes to become a credit card...

Becoming a credit card merchant requires being as low a risk as possible so that processing companies will offer their services. Find out how to get accepted to offer this form of payment to...

Accepting credit cards as payment requires finding a company who will do the processing for each transaction. Build good credit as a business to ensure a reliable processing company with helpful...

Using credit card frequent flyer miles is best done when the balance on the card can be paid off within the first billing cycle after a major purchase. Avoid paying interest on frequent flyer...

Credit counselors help people manage credit every day. Learn how to become a credit counselor from a credit counselor in this free personal finance video.

Find a credit counselor who is familiar with the financial problems you are experiencing. Learn how to choose a credit counselor from a credit counselor in this free personal finance video.

Credit counselors are not regulated by a government body, but many agencies train and certify financial experts. Learn who regulates credit counselors from a credit counselor in this free personal...

Judgments on your credit report can be challenged on the internet easily. Learn how to remove judgments from your credit report from a credit counselor in this free personal finance video.

You can get your credit score once a year from the official site annualcreditreport.com. Learn how to obtain your credit score from a credit counselor in this free personal finance video.

Boost your credit score by diversifying your credit and keeping balances low. Learn how to boost your credit score from a credit counselor in this free personal finance video.

Fixing bad credit takes time, but obtain your credit report first and check for accurate information. Learn how to fix bad credit from a credit counselor in this free personal finance video.

Reselling a prepaid credit card can be as easy as finding a friend with cash matching the card's value. Learn how to resell prepaid credit cards from a credit counselor in this free personal...

Shopping without a credit card is easier now that prepaid cards and debit cards are popular. Learn how to shop without a credit card from a credit counselor in this free personal finance video.

Applying for a credit card can be handled on the internet, at a bank, or sometimes over the phone. Learn how to apply for a credit card from a credit counselor in this free personal finance video.

Improve your credit score by making payments on time and keeping cards at a balance less than half the credit limit. Learn how to improve your credit score from a credit counselor in this free...

Credit cards come with many special offers and fine print so compare credit cards carefully. Learn how to compare credit cards from a credit counselor in this free personal finance video.

Choosing a credit card has become simplified with banks issuing cards connected to accounts. Learn how to choose a credit card from a credit counselor in this free personal finance video.

Teenagers are spending money, and how do parents know what credit cards are good for teenage children? Learn good credit cards for teenagers from a credit counselor in this free personal finance...

Prepaid credit cards allow customization that helps users feel their account is personal. Learn to upload pictures onto prepaid credit cards from a credit counselor in this free personal finance...

Prepaid credit cards can often be refunded at the bank where they were originally purchased. Learn how to refund prepaid credit cards from a credit counselor in this free personal finance video.

Credit card offers in junk mail clutter up desks and leave financial temptation lurking. Learn how to stop credit card offers from a credit counselor in this free personal finance video.

While credit card companies should owe a duty of care to their customers, they really do not at all. Find out how credit card companies can become your worst nightmare if you fall behind in...

When a credit card company offers a reduced payoff because of a hardship situation, contact a professional to help handle to potential problems that come along with such a deal. Understand that...

Report a complaint on a credit card company to the Better Business Bureau or the Federal Trade Commission. Learn how there are more complaints against credit card companies than any other business...

Paying a credit card in full means that all debt has been paid off, while settling the balance on a credit card means that a deal has been negotiated to pay less than what was originally owed....

When you die, credit debt can be transferred to a spouse or next of kin depending on state laws. Check the laws on credit card debt being passed on after death with information from the owner of a...

Students interested in credit cards should avoid signing up for the first credit card company available, avoid paying high interest rates, and use the card responsibly by always paying off...

While a credit card company can technically levy a checking account to recover debt, it is a lengthy and costly process that rarely happens. Work with the credit card company or a professional to...

If you are sued by a credit card company, the judgment against you may end in a wage garnishment, a lien against your property or a levy on your checking account. Consult an attorney when getting...

Rewards from credit cards are often used to scam people into getting the credit card and rarely turn out to be as good as they promise. Use credit cards responsibly, and avoid getting a card just...

Canceling a paid off credit card can hurt a credit rating because credit card companies can pretty much do anything that they want. Consider keeping a paid off credit card to avoid damaging your...

If you do not pay credit cards, the credit card company will begin calling you in order to try to recover the money that is owed. Consider hiring a professional to help deal with unpaid credit...

Use credit cards to rebuild credit by paying off purchased immediately and keeping credit card interest rates as low as possible. Rebuild credit through auto loans or responsible credit card usage...

It is possible to use a credit card to pay off another credit card, but it is not advisable because it may hurt your credit score. Be responsible with credit cards by paying off debt immediately...

Try to stop unwanted credit card applications by sending the credit card company a letter or email, or calling them to ask them to stop. Prepare to continually receive credit card offers once you...

Variable APR, or annual percentage rate, on a credit card means that the credit card company can change the interest rate on the card at any time for any reason. Check the small print on a credit...

Do not use a credit card to make a purchase that would overdraw on a bank account because overdraws often lead to expensive fees. Avoid using credit cards unless it is an emergency with advice...

For good credit, a person only needs one or possibly two credit cards with a low ratio for debt to available credit. Build credit with one or two credit cards or a card loan with advice from the...

You can use a credit card to buy stocks, but it is not advised since interest charges will have to paid on purchased. Avoid trying to build wealth by getting in debt with credit cards, and...

The credit card industry is regulated by the Federal Trade Commission and the U.S. government, though most credit card companies try to push the limits of the law. Learn how credit card companies...

It is generally safer to use a debit card over a credit card so that you are not spending money that you don't have. Avoid having to pay interest on credit card purchases by using debit cards...

Transfer a credit card balance by filling out the appropriate forms sent by the credit card company or by contacting the credit card company directly and asking them to transfer the balance. Keep...

Find low-interest credit cards by contacting the local bank, searching online or reading through promotional offers for different credit cards. Read the fine print on low-interest credit card...

The difference between a debit card and credit card is that a debit card is tied to a cash bank account, while spending money on a credit card causes debt and requires interest payments. Avoid...

To consolidate credit card bills, get a loan from someone to pay off the cards in one lump sum, or shuffle the debt to a low-interest credit card. Avoid credit consolidation agencies that work for...

Apply for your first credit card by visiting a local bank and asking for a secured credit card. After paying a secured credit card on time for a set period of time, the bank will offer you an...

Check your credit card balance by looking at the bill statement, going to an online account for the credit card or calling the customer service number for the card. Be sure to check finance...

To get a credit card with no credit, visit a bank for a secured credit card, pay off the secured credit card on time, and wait for the bank to offer an unsecured credit card after a set period of...

Credit cards help build credit history in the same way that any debt, whether it is from buying a car or paying rent, will build credit history. Be responsible with credit cards by not...