Credit & Debt Management

Articles in Credit & Debt Management

By 01KendraWrites 8 comments
Credit card debt consolidation is something you can do to lessen the stress of high interest credit payments. There is a right and a wrong way, however, to consolidate your debt. This article will help you choose the right type of credit card ... more »
By 0MintDotCom 12 comments
You can use free budget software online, and keep track of all your bank accounts, credit card bills, and expenses in one place. Forget about figuring out the month's expenses on scrap paper or buying expensive software that's bulky to use. ... more »
By eHow Personal Finance Editor 0 comments
Creating and maintaining RPG characters requires time and dedication. Becoming the perfect elven archer, nosferatu vampire or evil king is hard work, which leaves you no time for something as trivial as a job or paying bills. Use your RPG skills ... more »
By Ladybugblue 7 comments
Do you know there are ways to protect your ATM/Debit card? There are things you should know to safely guard your assets... more »
By JimKemish 2 comments
The credit bureaus are not the enemy. And the folks that created the FICO credit score model are not out to get you. In fact, if you take time to learn the rules you will find out how fun the game can be. Here are a few moves that will boost ... more »
By chihova1 0 comments
This is a way of getting rid of your debts without having to file for bankruptcy... more »
By Annette D Wilson 9 comments
The Fair Credit Reporting Act or FCRA of 1970 has recently been strengthened in order to allow anyone to dispute negative disputes on their credit report. This can be done with a letter of dispute and in turn the credit bureaus must either delete ... more »
By Angie Shiflett 1 comments
We are all looking for ways to achieve financial success. Many of us believe that this aspiration is far beyond our reach. However, we can all achieve financial success - even the individual with the smallest income can do this. In "The ... more »
By vmarge2001 1 comments
We see ATM machines everywhere we go. Convenient stores, fastfood chains, donut shops, department stores, gas stations, and even nail spas have ATM machines inside. ATM theft has been a big problem and will always be. Did you hear about the ... more »
By Matt Lee 15 comments
When times are tight and you need raise some quick cash, there are five critical areas that need to be avoided if you want to keep your credit rating from diving into the dumpster... more »
By MarlaineMarie 3 comments
Identity theft is the unapproved use of your personal information. It can cost you money, destroy your credit and ruin your good name! Here are ways to help avoid it!.. more »
By klnygaard 3 comments
Need money? Thinking about a loan? The following article will talk about newest scam that preys on those in need of money... more »
By klnygaard 6 comments
Tired of debt? The daily stress of not having money or not knowing what to do or where to go? You can become debt free, regardless of their income or amount of debt... more »
By xrayness 3 comments
This article is for couples who cannot sit down and write out a monthly budget. The reason making a budget is hard is because most people do not have extra money at the end of the month. Budget cuts are usually necessary to make ends meets. The ... more »
By Lindah 3 comments
Each new Year many people that would be successful in business or their personal lives get surprised because they did not budget or have a plan for success. Yogi Berra once remarked, “If you don’t know where you are going, you might wind up ... more »
By xrayness 0 comments
Everyone says that you should have a budget, but we all know that writing a budget and keeping it is not so easy. Here are a few tips to writing and using a budget effectively... more »
By Walkaboutangel 8 comments
In today's world your FICO score or credit rating is going to have a big impact on your life. It is important to build a good one. Here are some basic steps to follow to make that happen... more »
By ChristinaEllis 3 comments
Assuming that you do not already have credit that needs repair, here are some ways to help establish new and build good credit... more »
By lorrymill 9 comments
Having a good credit score is very important today, especially for young people. Having a good credit can help you to obtain a house or buy a car. There are many things that affects , such as late payments and paying only the minimal balances. ... more »
By heretohelp 0 comments
A higher score can give you more financial options and many favorable credit offers. If you already have a good score, you can still improve it. There is no way to instantly boost your credit score. But improvement is possible, no matter what ... more »
By meemee67 1 comments
Are you tired of living in debt? Borrowing money to pay bills and than borrowing to pay the people you borrowed from back? This article is to give you tips on how to clean your credit once and for all. You do this, you will clean up your credit. ... more »
By behappy 2 comments
If you are one that acknowledges their debt and do not see bankruptcy as an option, consolidating your credit card debt can be the answer. In my second year of my credit card debt being consolidated I’ve found a new found freedom. Instead of ... more »
By HS Schulte 0 comments
If you need to contact a credit reporting agency, such as Experian, TransUnion, or Equifax, you can do it online quickly and easily. Each of the contact links are at the bottom of this article. Remember, that under the Federal Credit Reporting ... more »
By HowardBThiname 3 comments
Your credit is your calling card for business and consumer loans. When credit reporting agencies make mistakes on your credit, you could be turned down for financing. Check your free report and correct mistakes... more »