Bankruptcy

You credit score is extremely important to your life! It can cut your monthly car payment in half, it can decide what job you get, it can change your course of life all together. Don't think if...

If you are behind on your credit card payments, consider settling your credit card or unsecured loan debt. To settle your debt is to pay a percentage of what is owed on the account. This can...

While bankruptcy allows you to eliminate a great deal of debt, it also will become a permanent part of your credit report for up to 10 years. After you have filed for bankruptcy, your credit...

If you have a Chapter 13 bankruptcy case pending you may want to open up a bank account. You can take a few steps in order to open an account under Chapter 13 bankruptcy.

Bankruptcy payments are often associated with Chapter 13 bankruptcy in which you agree to a manageable repayment plan to help you pay off your debt. This type of bankruptcy is also called the wage...

Debt settlement has become an increasingly popular way to deal with unpaid debt. Many companies will offer to help you for a fee, however, it is possible to negotiate your own debt settlement if...

Nowadays banking is all about plastic, with credit cards and debit cards being the payment method of choice. One drawback of this new high-tech system is that many younger people find themselves...

When people file for bankruptcy, it stays in their credit record for up to 10 years, which is one reason many people who filed for bankruptcy find it hard to secure a loan right away. One of the...

This is a very confusing area of credit repair. A lot of people talk about Pay For Delete, but no one explains what it is or how to do it. Pay for Delete is mediated settlement on debt. ...

When you declare bankruptcy, it has a major negative effect on your credit score. You'll suffer consequences, such as being unable to open charge accounts or purchase items on credit, or being...

Although bankruptcy wipes a debt slate clean, it still scars your credit score, and can remain on your credit report for up to 10 years after filing. Improving your credit score after bankruptcy...

Declaring bankruptcy is a huge problem for those trying to rebuild their credit. Part of this rebuilding is responsibly paying bills on time. This is difficult if there's no bank account from...