Life Insurance

How to Find The Best Term Life Insurance Policy Online.

By kebon77

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The concept of term life insurance is very easy to understand. Term life insurance remains effective for a limited pre-determined life-span. A term life insurance holder pays regular premium during the term of his or her life insurance policy. If ... more »

How to Pay for HIV/AIDS Costs Using Life Insurance Policies

By eHow Personal Finance Editor

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If you are helping someone who is terminally ill and funding for care is a real concern, an in-force life insurance policy on the patient could provide a source of money... more »

How to File a Life Insurance Claim

By eHow Personal Finance Editor

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Do you have life insurance coverage? Are your family members adequately covered under that policy? In case of the policyholder's death, the filing of insurance claim needs to be done promptly. The claim form has to be filed with all relevant ... more »

How to Prepare for the Death of a Spouse

By eHow Personal Finance Editor

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As painful as it may seem, advance planning can help you avoid legal battles and other emotionally exhausting experiences during one of the most difficult times of your life. If you have children or complicated financial assets, it's even more ... more »

How to Borrow From Your Life Insurance Policy

By eHow Personal Finance Editor

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If your insurance policy has a cash value, you may be able to borrow against it for quick cash at very low interest. You must be the policy's "owner" to borrow... more »

How to Buy Variable Universal Life Insurance

By eHow Personal Finance Editor

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If you don't mind the market risks, consider a variable universal life insurance policy (VUL) that lets you invest your cash values in mutual funds... more »

How to Choose an Inflation Rider for Your Long Term Care Policy

By Diana Monda Dill

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An inflation rider is added to your LTC policy to ensure that your coverage and benefits keep up with rising costs. It increases your daily benefit and maximum lifetime benefits by a specific percentage each year. Although it is expensive to add ... more »

How to Find a Good Insurance Agent

By eHow Personal Finance Editor

7 comments

In general, there are two types of insurance agents - independent agents who write for more than one company and contract agents who represent a single company... more »

How to Get Life Insurance if You Have Medical Problems

By eHow Personal Finance Editor

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Even if you're not in the best of health, life insurance coverage at a reasonable cost is possible... more »

How to Save Money on Life Insurance

By eHow Personal Finance Editor

1 comments

There usually comes a time in a person's life when, though they'd rather not consider their mortality, it becomes apparent that buying life insurance is a wise move. Life insurance can be a costly venture, but if you educate yourself, you can ... more »

How to Spend Your Tax Rebate Check Wisely!

By AboutBusiness

3 comments

Your money is on the way! Your tax rebate check will be in your hands before you know it! So what are you going to do with that extra cash? With the economy in a mess, gas prices are soaring, credit card companies continuously raising interest ... more »

How to Access Your Policy's Cash Value

By Diana Monda Dill

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Cash-value life insurance policies offer the dual benefit of providing traditional life-insurance protection, as well as an investment vehicle for accumulating savings for your retirement years. In essence, a cash-value policy provides a death ... more »

How to Buy Life Insurance

By eHow Personal Finance Editor

6 comments

Having too little life insurance can be devastating to your family should you make an early exit. Having too much is an utter waste of money. That makes knowing how much you need--and what type of coverage is best for you--a critical decision... more »

How to Choose a Beneficiary

By eHow Health Editor

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Life insurance offers support to those who survive you. Those receiving the proceeds from a life insurance policy are called beneficiaries... more »

How to Choose a Life Insurance Policy

By eHow Personal Finance Editor

1 comments

You need life insurance to secure financial protection for your family members, especially spouse and children after your exit. Insurance companies offer many plans such as Whole Life, Variable Life, Universal Life and Universal Variable Life. ... more »

How to Manage Life Insurance Coverage as You Grow Older

By eHow Personal Finance Editor

1 comments

Your need for life insurance may decrease over time, allowing you to reduce or eliminate insurance premiums and benefit from accrued cash values... more »

How to Prepare Your Spouse or Family in the Event you Die

By stlscientist

1 comments

If you were killed in an accident today, would your spouse or family be able to continue their lifestyle? Would they know what bills to pay? Would they know what life insurance moneys they were entitled? Prepare you loved ones with these simples ... more »

How to Buy Life Insurance quickly

By smilesatme1

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There are many companies offered different types of Life Insurance. You can buy it for yourself or for someone else. Some companies gives you easy application to get life insurance without any medical questions or employment verifications. But ... more »

How to Convert Term Insurance to Permanent Insurance

By eHow Personal Finance Editor

2 comments

Virtually all individually owned term (temporary) life insurance policies allow you to convert some or all of the coverage to a permanent plan. Keep in mind that premium payments for permanent life insurance generally are many times greater than ... more »

How to Get Credit Life Insurance on a Mortgage

By eHow Personal Finance Editor

1 comments

Credit life insurance is exactly what the name implies - life insurance that will pay off the amount of debt on a line of credit, such as a mortgage or credit card. Getting credit life insurance on a mortgage can be relatively inexpensive and can ... more »

How to Use Dividends in a Whole Life Insurance Policy

By eHow Personal Finance Editor

1 comments

Whole life insurance policy dividends can be used in a number of ways, but be sure you know the tax consequences of each by consulting with a qualified tax adviser before you act... more »

How to Avoid Common Mistakes When Buying Long-Term Care Insurance

By Diana Monda Dill

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Long-term care insurance is an integral component of a sound financial plan. It will protect your savings and investments, and give you more control over the quality of care you receive... more »

How to Buy Life Insurance for Children

By eHow Personal Finance Editor

1 comments

It is often in the best interest of your children if you buy a life insurance policy when they are still young. This kind of coverage can ensure protection as the child grows. It can mainly reduce the financial burden that comes with serious ... more »

How to Buy Life Insurance for Your Husband

By eHow Personal Finance Editor

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Transferring the financial risk of your husband's premature death to an insurance company is an important part of your family's financial plan... more »

How to Get Life Insurance

By eHow Personal Finance Editor

1 comments

Contrary to what the TV commercials say, not everybody needs life insurance. It protects against lost income--no more, no less. If you don't have dependents or if you are well-off financially, your family may not need an influx of cash when you ... more »

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