Insuring Valuables

Liability and property insurance protects policyholders from such diverse acts as a fire in a warehouse or a visitor slipping on a construction site. However, sometimes other parties also need the...

Depreciation is the loss in value of an asset because of usage and/or the passage of time. You can calculate depreciation using a standard schedule (equal amounts every year) or an accelerated...

You can have insurance for a number of things. Insurance can protect your home, automobile, and your life. It's a good idea to make sure that you have the correct amount of coverage on your...

Fidelity insurance is the form of insurance purchased by companies and organizations, which protects them from the loss of money, securities, and inventory as a result of crime. It is purchased by...

Watches and jewelry items are common targets of theft out of the home, from your desk at work or your car. If a watch is valuable, such as an antique or a Rolex, you may end up filing a claim with...

A declaration page gives proof to the insurer that you have had previous insurance. It is a document given to you by your current insurer, and it is vital when insuring your valuables.

When someone's negligence damages your car or home, or when you're injured due to an accident caused by another party, their insurance company is responsible for paying damages. The insurance...

If your home was destroyed by fire, could you recall the details of the contents necessary for the insurance claim? Most people would answer no. It is relatively simple to inventory all of the...

Insurance serves many purposes and has many benefits for both individuals and businesses. Policies are purchased to provide protection against the potential of unexpected future losses and can...

You might be wondering as you are facing another high insurance bill, why do we need insurance? It may seem as if the only function of insurance companies is to take your money, but that is not...

Insurance products come in many types that provide various types of benefits. The most common type of benefit that is paid is the death benefit when a policyholder dies. One type of insurance...

Insurance is important to protect yourself, your loved ones and others. It can be expensive and may seem like a waste of money when you don't make a claim. However, the one time you really need...

If you have suffered damage from a hurricane, you need to make sure your insurance company reimburses you for all of your damage. Do you know what is covered by insurance and what is not? Do you...

Paying insurance premiums is something that has become a necessary part of life, whether for your home or automobile. It is a means to protect your valuables should something ever happen to them...

There are a variety of reasons to change your insurer. One may simply be a financial decision; you may be paying too much money. Insurance premiums typically make up a significant portion of a...

Insurance contracts are financial products that pool risk. This article should give a good summary of some of the major risks an individual faces and the appropriate insurance contracts that...

Most people who own cars, homes, jewelry and businesses know that their investments are worth protecting. The most common way to protect such valuable items is with property insurance coverage.

Rolex is constantly working to develop new techniques and characteristics that will set its watches apart and make fraudulent copies easier to spot. Though it's blatantly obvious that a street...

No matter what type of insurance coverage you are looking to purchase, you have to spend time not only investigating the insurance policy, but also the insurance company that you choose to issue...

With the cost of, and appreciation on, engagement rings, it makes sense to protect your investment. Many jewelers have appraisers on site. If it is possible, have the jewelry store's appraiser...

An insurance agent is responsible for selling automotive, life, health, casualty and other types of insurance. No matter what type of insurance an agent represents, he typically spends part of the...

Insurance companies don't sell anything tangible yet they offer something of great value--security. Insurance is a guarantee against loss. When you purchase insurance, you choose a coverage plan...

ATV stands for an All Terrain Vehicle. The ATV vehicle generally consists of very basic features and has skid-steering, balloon-like tires and no suspension. ATV's are vehicles that are,...

Insurance rates vary for different people because of differences in risk, ability to pay premiums, value of what is being insured and the statistical model that the insurance company uses to...

Total Loss Insurance claims can be applied to multiple situations and types of property. Total Loss Insurance is usually what a person or business uses to replace property that is lost or is...

Everyone needs one of the six basic types of insurance no matter what their age. There is auto insurance, homeowner's or renter's insurance, medical insurance, disability insurance, life insurance...

Suffering from a mid-life crisis? Feeling a bit dull lately? Want to save money on gas? Then getting a motorcycle might be in your future. At least consider it, especially if you live where the...

There are many types of insurance: Health, Life, Auto, Home and even Pet Insurance. Some find it unnecessary to pay a premium month after month for something that might happen, but insurance...

Once the decision is made to buy homeowner's or renter's insurance, one of the first things you should do is create a home inventory list. Some insurance agents even offer a checklist to help...

You should always prepare for the worst--which is why you have homeowners' or renters' insurance. But what if the worst actually happens and you have to file a claim? Insurance agents will be...

Working as a bail enforcement agent can be as exciting and rewarding as it is potentially dangerous. With the proper local contacts, bail recovery education and licensing you can be safe,...

Theft, loss and disaster are just a few reasons your jewelry could need to be replaced. And over the course of your lifetime, it's possible that at least one of these will happen to you. That's...

When preparing for a move there are a lot of factors to take into account and the last thing you want to worry about is damage to your belongings. Unfortunately it's easy for valuable items to get...

You finally splurged on that baby grand piano you've always wanted, or your child has outgrown his trumpet and his teacher recommends a new, more expensive model. You need to make sure your...

If you own a collection of hunting or antique firearms, you want to make sure it's properly insured against any potential loss. Guns have special needs for insurance that you need to carry on your...

If you have art that you know is valuable, make sure you get it appraised and insured. If you don't and it's lost in a fire or another disaster, you'll have to deal with the loss of a valuable...

Over the years, almost without realizing it, you can manage to compile a sizeable collection of antique furniture or silver. These chairs and place settings have become a part of your life, and...

Insurance for valuables is practically a necessity that everyone must have. When purchasing a new home, the finance companies insist that you have certain types of insurance. When appraising...

Most people think stamps or baseball cards when they think of collections. But the items people collect are as varied as the people who collect them. Think salt and pepper shakers, snow globes and...

Wine enthusiasts often collect in small amounts meant solely for consumption. However, they can also be serious collectors who have built up a valuable wine collection. Insure your wine collection...

Classic cars are often admired at car shows for their old-fashioned look, meticulous upkeep and the memories they conjure up of days past. Because owners and collectors of classic cars spend much...

Sending valuables--jewelry, antiques or even an item of sentimental value--by mail can make you uneasy. You hope that once shipped, they will get to their destination in one piece, but you just...

Computer equipment may be some of the most expensive personal property a person can own. As computers and related accessories become smaller and more portable, it is necessary to insure them not...

Family heirlooms are items with special significance that we pass on to members of the next generation. They could be things with a high monetary worth, such as artwork or jewelry, or items that...

The most prized possession of many women are is engagement rings. They remember the excitement of being presented with their ring and hope to pass down the jewelry through the generations....

Collecting fine art can be a culturally enriching but expensive hobby. This is especially true if you build up your collection with original paintings and other art pieces, rather than...

Probably the most important thing in a person's life is their family. A close second is your home. When you need to keep both your home and your family safe, invest a little bit of money into...

Save yourself a huge hassle and thousands of dollars by taking some simple pictures of your belongings for insurance. Taking pictures helps aid your memory when filing a claim and provides proof...

Shipping items—no matter if it’s by land, air or sea—comes with certain, often uncontrollable risks. When the item is of high value, be it financial or personal, getting cargo insurance can help...

Purchased a Jet Ski or other personal watercraft? Have you considered buying insurance for it? A personal watercraft requires extensive maintenance. You can insure yours with a personal...