Homeowners Insurance

Do you need to buy condo insurance to cover your condo? Buying condo insurance is much different from buying home insurance. Since the condo association fee already covers some things, you won’t...

Understanding how Homeowners Association (HOA) policies work requires some knowledge of what an HOA policy is to begin with. Typically this type of insurance is purchased by members of a...

Homeowners association insurance has always had much confusion over what it is, and what it covers. This is because coverage offered for this insurance is different for each state. There are...

In 2003, my house burned to the ground along with thousands of other houses in the devastating San Diego wildfires. Within days, FEMA (yes, that FEMA) put together a “one-stop-shop” for fire...

If you live in a condo, you'll find that the condominium association has insurance, but that only covers the building, not your possessions or accidents that occur in your condo. Buying insurance...

Homeowners association insurance is provided by the board of directors for the housing association plan. Deciding coverage on the housing plan takes a lot of planning and deciding by the board of...

There has always been a lot of confusion as to what the homeowners association covers and what each person's homeowners insurance covers. Use these steps to alleviate some of the confusion, and...