Private mortgage insurance, or PMI, is an additional monthly fee required by most lenders when your down payment on a home is less than 20 percent. Here are some ways to get rid of PMI on your...
A home warranty provides new owners with protection against maintenance problems within the first year. Here are some things to consider before you decide whether you should purchase a home warranty.
Basic home owner's insurance does not cover every contingency. If you live in an area where natural disasters, such as floods or earthquakes, occur, you need to buy additional protection to cover...
If you own a home, home owner's insurance is an absolute must. Not only is it essential to protecting your investment, no lender is going to finance you even a penny without it.
Hurricanes, floods and earthquakes: If you're a home owner, these calamitous events are justifiably unnerving. The good news is your insurance probably already covers you for hurricanes. You'll...
A flood insurance claim can help you repair your home and make up for losses incurred, provided you have the right kind of coverage. Following these steps will help your claim be processed more...
Damage caused by earthquakes is generally extensive. However, if you are suitably covered, an earthquake insurance claim can help you rebuild your home to the same quality and style.
Homeowner's insurance protects you against the loss of personal property and possessions. Homeowners are required to have this kind of insurance before getting a home loan. However, there is more...
Insurance companies offer many types of coverages with varying premiums, depending on the state where you reside. You may require homeowners insurance for the safety and security of your property...
Natural disasters such as floods and hurricanes can cause severe damage, especially to real estate. Although floods may be predicted, there is not much you can do to minimize the damage. So it is...
Insuring your home can protect it from from damages, especially due to fire, storm or vandalism. As with most personal properties, it is a good idea to buy insurance for your mobile home. Mobile...
Homeowners insurance provides safety and security for your property, costly gadgets and other items as well as covering injuries sustained by anyone on your property. Insurance companies offer...
Mortgage insurance is a government-administered program that provides security to the lender against financial loss that may be caused by a borrower’s default in loan repayment. Mortgage insurance...
Builders generally provide a limited period warranty on newly constructed houses. However, home warranties are different in the sense that they cover repair and replacement cost for appliances and...
Flood insurance is necessary if you live in an area that has a high probability of being flooded at some point in the near future. Many states with such areas have mandatory provisions for buying...
If you are living in California, the most seismically active state, do not assume that your homeowners insurance will provide coverage for the next big one. If you want earthquake insurance in...
Homeowners insurance protects your home from expenses that arise due to natural calamities, fire, theft, vandalism and so on. The insurance coverage depends on the value of your home and its...
If you live in California, a state that has significant seismic acitivity, do not assume that your homeowners insurance will provide coverage for earthquake hazards. If you want earthquake...
Flood insurance is necessary if you live in an area that is often inundated by water. Many states have mandatory provisions for buying this kind of insurance. Comparing flood insurance is easy as...
Homeowners insurance protects your home from expenses that arise due to natural calamities, fire, theft and vandalism. The insurance coverage depends on the value of your home and possessions. The...
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