Homeowners Insurance

Articles in Homeowners Insurance

By Save and Make Money 2 comments
I know this is not the greatest subject, but a septic system is not only an expensive repair item but it can be kept from failing by using environmentally friendly products and having a warranty in case of failure... more »
By FUSILLI1OF4 15 comments
So you are thinking of buying a home, what a wonderful dream to come true. Owning a home is an achievable dream but only you can decide if it is the right choice for you. Do you know the process of buying a home? What steps do you have to ... more »
By *Janet Ford 13 comments
Uncle! Uncle! The rising costs of home insurance has many people saying just those words. Fortunately, there are ways that you can significantly lower your home insurance. control is not totally out of your hands. Become a savvy insurance ... more »
By AngelHeart 1 comments
You own a home, huge investment right? OK, so you buy insurance .... But what is covered? This article will teach you how to read your policy with one simple acronym DICED, The who what when where why and how’s.. more »
By Limowreck 6 comments
A shakey financial times and predatory lending practices have home-owners searching desperately for ways to stop foreclosure. If securing your home-ownership is a high priority, a HELOC can provide a safety net to carry you and your mortgage ... more »
By AngelHeart 1 comments
So you bought your first house and insured it, your policy covers you for $500,000.00 with 80% co-insurance. WHAT DOES THAT MEAN?.. more »
By Angie Shiflett 1 comments
Each year, many individuals end up seeking assistance from FEMA due to the fact that they have experienced damages directly related to hurricanes. If you experience complications and need to reach out for assistance, it is important to know ... more »
By PattyOh 1 comments
Whether you were involved in an accident and damaged your car, had a flood in your home that destroyed your property, or disagreed with how your health insurance company was paying benefits, eventually many people find themselves at odds with ... more »
By amylaine 1 comments
"Identity Theft occurs when someone wrongfully uses your personal identification to obtain credit, loans, services, even rentals and mortgages in your name. They may even commit crimes while impersonating you!" Find out how to avoid this... more »
By eHow Personal Finance Editor 0 comments
Building your own home? Are you struggling to buy insurance? If you wish to get insurance for a home under construction there are few options available. Choosing the right option will depend on the way you want to construct your home. Have you ... more »
By MidniteWriter 0 comments
Do you dream of becoming a home owner? Do you often wonder what it will take to own your own home? Or, are you content with renting? Is your lifestyle and family life conducive to being a homeowner? What are your finances and credit like? Do ... more »
By eHow Personal Finance Editor 4 comments
Private Mortgage Insurance, or PMI, is an additional monthly fee required by most lenders when the down payment on a home is less than 20 percent. Here are some ways to get around PMI... more »
By KAREL MCCLELLAN 1 comments
If disaster strikes, a current home inventory record can save you time and money. You can make an inventory quickly and easily with free software from the insurance industry. Here's how:.. more »
By Houlesranch 4 comments
This is a brief summary/description on living in the mountains and what you will need to know in order to survive both financially and spiritually as well. As well as Wildfires, and wildlife. Emergency situations will arise at one time or ... more »
By eHow Personal Finance Editor 0 comments
Hurricanes, floods and earthquakes: If you're a home owner, these calamitous events are justifiably unnerving. The good news is your insurance probably already covers you for hurricanes. You'll have to add protection against earthquakes and ... more »
By eHow Personal Finance Editor 0 comments
Homeowner's insurance protects you against the loss of personal property and possessions. Homeowners are required to have this kind of insurance before getting a home loan. However, there is more to consider than just the cost of coverage when ... more »
By eHow Personal Finance Editor 0 comments
If you are living in California, the most seismically active state, do not assume that your homeowners insurance will provide coverage for the next big one. If you want earthquake insurance in this state you must buy separate a separate policy. ... more »
By eHow Personal Finance Editor 0 comments
Flood insurance is necessary if you live in an area that has a high probability of being flooded at some point in the near future. Many states with such areas have mandatory provisions for buying flood insurance. Comparing flood insurance is easy ... more »
By eHow Personal Finance Editor 0 comments
If you think you have enough liability coverage in your auto and homeowner's policies, you might want to rethink that. You may someday be involved in a lawsuit, even if you are not at fault. Your liability insurance may cover part of a ... more »
By eHow Personal Finance Editor 0 comments
Terrorism insurance is a product that can be purchased to cover property damages and losses that are the result of a terrorist attack. Risk managers considering terrorism insurance should review the following steps that can help one understand ... more »
By eHow Personal Finance Editor 0 comments
If you own a home, you know how a house can sustain damage in bad weather. Flooding from rain, high winds, tornadoes, hurricanes and even wet, heavy snow accumulating on roofs can all damage a home. Most homeowner's insurance policies cover ... more »
By eHow Personal Finance Editor 0 comments
Homeowners insurance protects your home from expenses that arise due to natural calamities, fire, theft, vandalism and so on. The insurance coverage depends on the value of your home and its contents, while the premium rate depends on the ... more »
By eHow Personal Finance Editor 0 comments
Tornados are natural disasters that can strike anytime. Having the proper insurance is essential when a tornado damages your home and personal property. Insurance gives you a sense of security from any damage that a tornado may cause. Don't wait ... more »
By eHow Personal Finance Editor 0 comments
Mortgage insurance is a government-administered program that provides security to the lender against financial loss that may be caused by a borrower’s default in loan repayment. Mortgage insurance is needed when you provide less than a 20 percent ... more »
By Gigi Burgdorf, eHow UK 0 comments
When you take out a loan or mortgage or apply for a credit card, you may be offered Payment Protection Insurance (also known as PPI). While it can be a good idea to protect your payments, PPI isn't right for everyone... more »