Health Insurance

Not every insurance company charges the same premium for the same health insurance plan. Many factors affect the premium. Smart shoppers know this, so they often get several health insurance...

Health insurance rates in California have been increasing at a rapid and dramatic pace. Every year, premiums for all the different types of health insurance policies experience significant cost...

Medicare is a health insurance program developed by the federal government. It is available to those who have reached the age of 65, have a permanent disability or are afflicted with end stage...

The economic stimulus plan was enacted by the American Recovery and Reinvestment Act (ARRA) that was passed in February of 2009. The stimulus plan includes benefits that include a reduction in...

COBRA coverage is health insurance that covers after employer-provided health insurance terminates as a result of loss of a job or change in circumstances. You may opt to have COBRA coverage...

A health insurance premium is the price an insurance company requires to provide coverage to an applicant. Depending on the insurance plan, the features and the mode of payment, along with the...

COBRA is a federal program that allows employees who have lost their jobs to continue on the former employer's group health insurance plan. To help offset the often-hefty cost, premium reductions...

Insurance is purchased by many people to protect against various types of risks. One such risk is the financial protection that can be provided with a long-term care insurance policy. People who...

The Health Insurance Portability and Accountability Act (HIPPA) was implemented in 1996 as a way to protect the rights of consumers regarding health insurance coverage. It contains provisions for...

Obtaining health coverage on the individual market can be more challenging than obtaining group coverage. With group coverage, the "law of large numbers" can help minimize risk, because those who...

Many people find themselves going without health insurance coverage due to being self-employed, out of work, or an employee for a company that does not offer it as a benefit. According to...

There are a variety of insurance plans available today. Selecting the right insurance plan isn't too difficult and requires just a few minutes of work. Price isn't the only factor in comparing...

HDHP, HMO, PPO, FFS - there are so many choices when it comes to figuring out what type of health insurance is right for you. High deductible health plans can seem like an attractive option...

According to The Consolidated Omnibus Budget Reconciliation Act (COBRA), individuals who are covered under employer group health insurance plans are eligible to extend coverage if they leave their...

Social Security medical benefits are available to those approved for disability income and the retired. Some benefits may also be available for spouses of retired people. The federal government's...

Group health insurance for the self-employed is one way to get coverage for your family, and if you're large enough to have employees, attract good employees. While you may think that you have to...

If you just quit your job, or were permanently laid off and decided that you'd start your own business, you need health insurance. Sometimes people feel that they want to take advantage of their...

In 1986, the Consolidated Omnibus Budget Reconciliation Act (COBRA) was passed.This act allows workers to continue health insurance coverage if they lose their job under certain circumstances....

How to ask the right questions when considering Long Term Care Insurance. People will learn step by step what questions to ask about the company offering LTCI, about the in-home, assisted living,...

Choosing long-term care insurance is often considered a difficult task. Insurance companies offer several kinds of coverage such as life insurance, auto insurance, travel insurance and disability...

Insurance companies in the United States offer many different types of coverage to individuals. However, the premium can change from one state to the next. As medical expenses soar worldwide, it...

Long-term care insurance provides coverage when you need extensive care due to an ailment or sickness. Choosing long-term care insurance can be a difficult process requiring a very thorough...

Transferring the risk of nursing home or residential care costs to an insurance company may be one of the most important financial decisions you make.