Health Insurance

Group health insurance plans, such as those provided by an employer, may offer the option of using a PPO or an HMO. Before selecting a particular health plan, it is important to review all of the...

Exclusive provider organizations, or EPOs, provide a health insurance option that falls in between HMOs and PPOs in terms of price and access to health care services. It is lesser known than the...

There are a number of health insurance plans available. Plans offer different deductibles, premiums, co-payments or amount of coverage for in-network versus out-of-network care. When considering a...

Group health insurance is an insurance product that provides health care benefits to those who are part of a group. Usually, these groups are those who are working for the same company, or maybe a...

Whether your employer offers you health insurance or you are responsible for providing your own, the choice of plans can often be confusing. The varying premiums, deductibles and copays may seem...

All the steps below are subject to consultation with a licensed insurance agent within the state of your residence or a representative at your (prospective) insurance carrier. Hopefully, you can...

Managed health-care programs offers three cost-efficient plans for their members. The drawbacks can be the restrictions on who can provide medical care to you and where they can provide it. One...

Health insurance is important to have so that a trip to the doctor or hospital doesn't take big bites out of your wallet. For those who are not part of or eligible for an employee-sponsored health...

A Health Maintenance Organization (HMO) is a form of managed healthcare in which the insured sees doctors and specialists that are part of a network. This usually results in the insured paying a...

In the United States, most health insurance plans are one of two types: HMOs or PPOs. These are often called "managed care" plans. When evaluating plans offered by your employer, or when...

Several factors can contribute to a lack of medical insurance: job loss; job does not offer medical insurance; low income; and expensive insurance premiums. Getting medical insurance is not an...

There are many different options facing you when you decide to buy health insurance. One of the major options will require you to choose between an HMO (health maintenance organization) provider...

Buying health insurance can be confusing, especially because of all the terminology used. Understanding the terminology helps ensure you buy the right policy for your needs and that you understand...

Preferred provider organization or participating provider option, also called PPO, is a type of health insurance program that utilizes a network of health care providers. Policyholders are allowed...

Four main types of health insurance are available, along with short-term options that can fall under any of the four main categories. People generally must accept the type of insurance they are...

Preferred Provider Organization (PPO) insurance utilizes a network of health care providers, with an option for customers to go outside the network if they are willing to pay more of the cost...

Before you decide which health insurance plan to use for you or your family, research your options and read all the fine print. You may want the freedom of a PPO or the cost-effectiveness of an...