Auto Insurance

Filing an insurance claim almost always accompanies a mishap or loss of some sort. This inconvenient fact means that stress and distraction can make the task of reporting a claim seem daunting and...

A car accident could have a substantial impact on your car insurance rates. Much depends on the insurance carrier you are with as well as the dollar amount of the claim and the frequency of your...

Knowing what information to collect at the scene of an accident is important. Following certain guidelines will guarantee that you collect the information you need to make a claim. It is also your...

Most people drive every day. In order to drive legally, states require insurance on your car in case of accident. The type and amount of insurance varies from state to state, but if you do not...

Kentucky is one of 12 states with a "no-fault" auto insurance program. Under a no-fault system, an auto insurance policyholder may recover from his own insurance company if an accident occurs,...

New York requires motor vehicle drivers to obtain three types of insurance. New York has a no-fault auto insurance system, and the purchase of no-fault personal injury protection (PIP) insurance...

While no fault insurance was set up to meet basic costs regardless of the cause, it has also helped to drive up costs and expenses for both the insured parties living in covered states, as well as...

All registered owners of motor vehicles in Hawaii are required to carry insurance and keep a valid insurance identification card in their vehicle at all times. Law enforcement officials routinely...

Submitting a claim when there is a car accident can sometimes raise the rate for an insurance policy. An insurer usually does not raise rates after the first claim, but they do raise rates if...

No-fault insurance is similar to first-party coverage in that, when an automobile accident occurs, no party is "at fault," meaning that each party's insurance is responsible for the damages he...

PIP insurance, or personal injury protection, is a part of a car insurance policy that pays up to $10,000 for medical bills and lost wages. Find out how PIP insurance works, regardless of fault,...

In states that have no-fault insurance, consumers purchase what is known as PIP, or Personal Injury Protection. This type of coverage is unique because if you are involved in an accident, you...

No-fault auto insurance is a type of insurance available in many countries. In the United States, only a dozen states and Puerto Rico offer this option to drivers. Part of the appeal of no-fault...

In so-called "no-fault" states, you must purchase personal injury protection, or PIP insurance. There are 12 such states plus the District of Columbia that fall into the category. Those...

MedPay is one type of automobile insurance that is required by so-called "no-fault" states. The other is Personal Injury Protection (PIP). Both types of insurance pay medical expenses or for...

PIP insurance, or personal injury protection, is what you would purchase in so called "no fault" states. At this moment, the District of Columbia and the following 12 states have adopted some form...

Personal Injury Protection, or PIP, is a type of auto insurance. Generally, PIP is used to cover someone injured in an accident regardless of any fault. Understanding PIP can be the difference...

PIP insurance, or personal injury protection, is what you would purchase in so-called "no-fault states," of which there are currently twelve, plus the District of Columbia. "No-fault" generally...

No-fault insurance is a kind of tort reform that limits the ability of drivers involved in an accident to sue each other. It is supposed to keep insurance rates low by eliminating the small claims...

"Liability" is a general term that encompasses two aspects of auto insurance. The first aspect is coverage and the second one is fault. Trained insurance professionals know how to apply...

Auto insurance works like health insurance, life insurance and almost all other types of insurance. Auto insurance companies provide liability coverage to their insured customers in certain...