Auto Insurance

When you file for bankruptcy, a notation is placed on your credit reports. A growing number of auto insurance companies check the credit of potential and existing customers, so bankruptcy can...

If you have never purchased auto insurance, or if you are thinking about looking for a new policy, you might wonder what kind to buy. Although certain policy coverages are mandated by state law,...

When you apply for an insurance policy, your agent will likely ask you if you are married or single. Although this may seem like an irrelevant question, your marital status can affect your...

Few consumers are aware that insurance companies typically use credit information when evaluating an auto insurance application. According to the Insurance Information Institute, insurance...

When you sit down with an agent to discuss auto insurance coverages, he may suggest that you purchase collision coverage. This insurance coverage offers benefits for specific losses.

If you have taken the time to read your auto insurance policy book, you may have noticed a survivors clause. This clause offers important protection for your family.

Many people know they need auto insurance to legally operate a vehicle, but most consumers don't know what their insurance policies cover. Understanding your policy coverages will help you know...

When you look at your car insurance declarations page, you may see some of your coverage limits expressed as a combined single limit (CSL). Understanding CSL will help you know how much coverage...

An auto insurance deductible is the amount that you pay before the insurance company will pay a claim. When you change your deductible, it can change the amount of your insurance premiums. The...

As vehicles become more expensive, finding car insurance to insure cars at reasonable rates can be a challenge. Today, more consumers are looking for ways to save on their insurance costs.

Although most people carry auto insurance, few consumers understand how their insurance policies protect them. Understanding coverage limits is an important part of becoming an educated policyholder.

Rates for car insurance varies from company to company. From time to time you should compare other companies insurance rates. It’s not recommended to change companies to often because if you stay...

Saving money on car insurance is something we’d all like to do. Follow the step by step guide below and you’ll find that saving money on your car insurance is easier than ever.

If an auto insurance claim dispute advances to the point at which you're suing the insurance company, you'll have to be well-prepared to win. Major insurance companies spend tens of millions of...

When you are shopping for car insurance quotes, your agent may recommend adding underinsured insurance to your policy. Understanding this coverage can help you decide whether to purchase this...

Unlike auto insurance, motorcycle insurance covers your motorcycle. If you drive around on a motorcycle rather than in a car, this is a necessary step. Motorcycle insurance is just as necessary...

Before you can ever make any decision about which auto insurance company you should get your auto insurance from, you need to shortlist and get your choices down to a reasonable number so that you...

Auto insurance companies seem to crop up every day! There are so many companies for auto insurance to choose from that it can be difficult to make a decision about the auto insurance and you...

Unhappiness with regards to auto insurance can be a huge trigger for many people to change their auto insurance to a new company. Transferring auto insurance companies is something of a hassle,...

Getting auto insurance is necessary if you have a vehicle. When it comes to auto insurance, there are many options available to you as the consumer and a huge number of companies that you can...

USAA, short for United Services Automobile Association, serves the insurance and financial needs of members of the US military. Although a huge and successful company, it is privately held,...

Uninsured motorist coverage protects you in the event that you are involved in a motor vehicle accident and the at-fault driver does not have car insurance or is underinsured or if you are the...

When you purchase auto insurance for a new vehicle, your agent will ask if you need comprehensive and collision coverage. Although these coverages are similar in some ways, they provide different...

If you live in Florida, you may have heard of "stacked" car insurance coverage. Stacked coverage is a fairly simple feature that can provide added protection.

If you have insurance on your home, auto, RV or any other item, your insurance coverage can be canceled for a number of reasons. Insurance will make sure your personal property is replaced when...

When driving a vehicle, you are constantly exposed to the risk of causing injury to others. Liability insurance can help you manage this risk and protect you against large financial losses.

Because auto insurance is required by law in most states, a lapsed policy is a state violation and drivers can expect to be fined accordingly. In addition to the fines rendered by the state,...

When you purchase an auto insurance policy, you should carefully consider your policy limits. Coverage limits determine how much financial protection your policy provides.

When you purchase auto insurance, many agents provide you with a package that includes several separate coverages. Understanding these coverages will help you know how your policy protects you.

Many people assume that once they have purchased a car insurance policy, they are guaranteed coverage as long as they continue to make premium payments. Unfortunately, there are many reasons an...

Car insurance is a type of insurance that provides liability coverage to drivers in the event of a car accident, vandalism, theft or other damage. All 50 states in the United States require...

Auto insurance fraud costs the insurance industry millions of dollars each year, which translates to higher insurance costs for consumers. Understanding auto insurance fraud can help you report...

If an insurance company has denied your application for car insurance, you might wonder what you can do. Applicants have several rights that can help them overcome a coverage denial.

Most drivers do not consider insurance payments for totaled vehicles until they have major accidents. It is important to know how you will be paid if your car is considered a total loss.

If you are looking for car insurance coverage or reviewing your policy, you might have encountered "med pay coverage." What is med pay, and how does it protect you?

Salvage value is a term used by accountants and actuaries in reference to the ending value of an asset after its useful life. For instance, certain medical equipment is made with all copper. While...

When you shop for auto insurance, you will likely hear that you need comprehensive auto insurance to fully protect your car. What is comprehensive coverage, and what does it cover?

If you have recently had an accident or driving violation, you may worry that this will affect your insurance rates. How do driver's license points affect your car insurance rates?

Auto insurance can be a crippling expense for many individuals with low income or many other obligations pulling on their budget. If you apply some effort and spend some time negotiating with your...

Parents can cover their children's auto insurance so long as they drive cars that belong to the parents. As soon as the child purchases his own car, his must pay for a separate insurance policy....

If you plan to ride a motorcycle in Utah, you may wonder what type of insurance you need to carry. A certain amount of motorcycle insurance is required by the State of Utah.

High-risk auto insurance companies make roads safer by providing auto insurance to drivers who would otherwise be unable to obtain coverage. They also save state governments money by keeping...

Car insurance protects more than your vehicle. It can also protect your money if an accident or other catastrophe occurs. Car insurance pays for damages, injuries or losses that you would have to...

An insurance company can settle a claim at its discretion so long as it remains within the boundaries of the policy agreement. As policy agreements are typically vague, subject to interpretation...

Automobile insurance is financial protection for you and a safeguard to get your car back on the road if an accident occurs. There are many types of auto insurance, offering a variety of benefits...

State law requires drivers to carry automobile insurance. Not doing so is a violation of the law and subjects the driver to fines. If you have allowed your auto insurance coverage to lapse, you...

If you need to purchase an auto insurance policy, you may be concerned that you will be classified as a high-risk driver. Those who are classified as high risk may have difficulty finding...

While state insurance laws vary as does the legalease of individual policies, there are two general definitions of an unisured motorist (UIM). The first definition is obvious--a motorist who does...

If you need insurance coverage to reinstate your license or meet your state's insurance requirements, you may have considered non-owner operator's insurance coverage. This type if insurance is...