Personal Liability

When your insured property is lost, damaged or stolen, your insurance company will require a great deal of documentation to prove the state of the insured property, the value of the insured...

The process of filing an injury claim includes accurate reporting of accident details and the proper completion and assembly of documentation. The following are some general steps to follow when...

You have been involved in a car accident. This is the first time. You are in shock. You reach for your cell phone, wanting to call someone for help, but don't know who to call. You don't know what...

In a modern day filled with cars, homes and many high-end products, consumers are needing more insurance. In purchasing an insurance policy, consumers pay a premium in exchange for coverage of...

This article will debunk any myths you may have heard about car insurance claims and will equip you with the knowledge you need to effectively make a claim. The information in this article...

You have been injured in a car accident and have been handling your personal injury (PI), also known as bodily injury (BI), claim with the insurance companies. You are trying to figure out who...

If personal injury occurs that may be due to negligence on some party's part, you need to have an idea of how the legal and insurance systems are set up to respond.

Liability insurance is a system designed for paying claims to third parties who have sustained injury as a result of the negligence of the policy owner or insured. Most insurance companies are not...

Negotiating a settlement agreement with an insurance company can be intimidating. Insurance adjusters negotiate settlements on a regular basis and have developed a technique for negotiating,...

Malpractice insurance is needed by many types of professionals who provide services to clients such as lawyers or attorneys. Professional liability insurance exists to protect these professionals...

Accident investigation procedures are initiated when someone is injured or property is damaged. Depending on the nature of the accident, specific protocols are followed during an investigation. ...

Losing a loved one in a car accident is a horrific experience. It's important to know your rights in such a situation. California has special auto insurance laws covering death and funeral benefits.

Doctors in all states are required by law to carry malpractice insurance to see patients or to have hospital privileges. Medical malpractice insurance is a type of liability insurance purchased by...

Dealing with an insurance company sometimes feels vaguely like dealing with a used car salesman. Whether you are communicating with your insurance company to take out a new policy or to file a...

Some days, it seems like everybody is getting sued all of the time. Whether it is McDonald's getting sued for giving someone hot coffee, or a business suing another business, big lawsuits make big...

Dealing with an Auto Accident is not an Easy thing to do. Whether you have been in an accident before or its your first go round it is hard to know exactly what you should do. There are some...

Are you intimidated by your need to deal with an insurance adjuster in a personal injury claim or property damage claim. Learn the secrets of dealing with adjusters and attorneys they do not want...

Malpractice insurance is a type of insurance coverage that serves to protect and limit the liability of professionals such as doctors and lawyers and institutions such as hospitals and financial...

A car accident victim might be entitled to a settlement paid by an insurance company. Two general types of claims are filed with the insurance company: vehicle damage and personal injury. The...

Boat insurance is essential to protect the owner from financial losses because of storms, fire, sinking of the boat or collision. Boat insurance is similar to car insurance but involves...

Getting injured at home or at the workplace can change your life. Luckily, the government has great programs to help you pay the bills while you recover. In addition, most employers carry...

Have you been the victim of a personal injury? Slip and fall at the supermarket? Car accident? Fall in YOUR own home? Been injured at work or while on a job? You may be able to cash in big time!

If you're in an automobile accident, chances are that your car won't be the only thing injured. If you didn't cause the accident, you shouldn't be expected to pay for your vehicle repairs or your...

Whenever you suffer an injury, you will likely need to fill out an accident report. Insurance companies require it before you can make a claim, accidents at work must often be reported as a matter...

The commercials are seemingly everywhere on television. Lawyers promising money for "personal injury" claims, guaranteeing no fees until the injured party gets paid. But what is a personal injury?...

A demand letter is a correspondence sent to another entity requesting a specific amount of money to settle a dispute over damages. Normally, demand letters are drawn up by attorneys and associated...

Home businesses present a variety of potential grounds for personal liability. These risks include physical injuries to in-home visitors and damages arising from business disputes. The prudent...

Many people view their automobiles as their primary source of personal liability to third-parties. While it is true that automobile accidents are a leading source of personal injury lawsuits,...

You were injured in a car accident traveling home from work. A dog bit you while you were jogging. You slipped on your neighbor's icy sidewalk and sprained your ankle. What do these scenarios have...