Other Consumer Law

A vehicle promissory note is essentially an I.O.U., or a binding legal agreement whereby two parties agree on terms and repayment options for a loan. Family members and friends will sometimes turn...

Repossession laws apply to any transaction where borrowed money is secured by a piece of property, such as a car, tractor, oven or manufacturing belt. If the borrower ever defaults on the secured...

State laws vary on when and how an auto lender can repossess your car. Additionally, financing agreements vary on the details that are not covered by state law. Most state laws and financing...

The granting of a loan deferment can help postpone loan payments for a specific period of time because of personal circumstances that may prevent you from being capable of making a payment. Many...

The legal paperwork involved when signing a mortgage can be overwhelming and confusing. Often a stack of documents nearly an inch thick is brought to a mortgage closing. Understand all legalese...

If you are worried about a car loan default and possible repossession, you should think about your state's laws governing car loans and repossessions, and the written contract you signed when you ...

Facing the prospect of a foreclosure is a daunting and depressing experience. However, there are some strategies that can stop a foreclosure from being filed or finalized. Many mortgage lenders...

Given the world's current financial woes, you may find yourself possibly facing a foreclosure on your home. If that is the case, you may be wondering what options are available for stopping a...

Check-cashing laws in Ohio changed under the direction of House Bill 545 in 2008. The new legislation limited the number of times per year an adult could apply for a check-cashing loan, as well as...

A payday loan works like any other debt: on a written promise to repay. Such debts are usually secured by a postdated check. If the check bounces, the payday lender will try to collect the debt...

Reverse Mortgages have become a very popular way for people to tap the equity that has built up in their homes. In addition, they are not required to pay back the money they receive from a reverse...