Other Consumer Law

A criminal background check has become standard practice in many situations, from businesses conducting pre-employment screening to individuals checking out a new love interest. The digitization...

Bad credit can make you feel helpless, but you have rights under federal law. Credit agencies must keep the information in your credit file accurate, fair and private.

All consumers should be aware of their current credit score, and the information that is being used to derive that score. If there are errors or incomplete information on a credit report,...

Intro Whenever a person is communicating by mail with a credit card debt collection company, a Certificate of Service letter should be sent with each piece of communication. A Certificate of...

The United States Health Insurance Portability and Accountability Act, known as HIPPA, protects the privacy of a patient's medical information, such as care a patient sought and medical bills....

In 1996, the United States Congress passed the Health Insurance Portability and Accountability Act as part of an effort to streamline the health insurance system and keep patients' health...

Privacy rights, public records and background checks are a matter of public interest. Just take a quick look at the talking heads on financial news programs scolding a viewer for not knowing the...

The Health Insurance Portability and Accountability Act, or HIPAA, has existed since 1996. It was passed to do two things: To help protect workers from losing health insurance coverage as they...

The Health Insurance Portability and Accountability Act (HIPPA) establishes standards for health care transactions and it allows insurance companies, employers and health care providers to have a...

Recalls are announced everyday. How do you find out the most recent recall information on products that you use frequently? Follow the steps below to get your most accurate information.

The U.S. Federal Trade Commission deals with tough economic issues while striving to prevent unfair practices and methods sometimes used in commerce. The FTC protects American consumers and has...

Lots of people use public records--private investigators, lawyers, journalists and everyday citizens trying to get to the bottom of something. Depending on the circumstances of your investigation,...

Have you ever wondered if you have any unclaimed cash or property? Well truth be told there are more than $500 million dollars of unclaimed money and property in the United States. It just takes...

According to the Fair Credit Reporting Act, a consumer is entitled to a free copy of his credit report from each of the three major credit-reporting agencies once a year. This means you don't need...

Electronic checking refers to the process of transferring money from or to a checking account digitally. This should not be confused with wire transfers, although the terms are sometimes used...

Choosing a Credit Repair Company is a huge task. With a great deal of credit repair scams in society today, you don't know who to trust or use as a vital source. Of course Creditors and Credit...

Implemented in 1990 in order to standardize food-labeling procedures, the Nutrition Labeling and Education Act lays out specific guidelines to ensure that consistent nutritional information is...

The information on your credit report influences your ability to secure a loan, an apartment or even a job. The Fair Credit Reporting Act safeguards the privacy of the information reported, allows...

Ever wonder what the Federal government knows about you? Do you ever think about what the government –- the CIA, the FBI, or any other part of the government -- knows about you? Wonder if the...

In today's society your credit is how institutions determine your credit worthiness. It is important to know what credit agencies are reporting. By law you are eligible to receive a free credit...

You check your credit report on a regular basis. Everything has been reported correctly until now. You need to investigate the discrepancy in a timely manner; you have rights as a consumer to...

If collectors are calling you day and night, numerous times in a row, threatening to call your neighbors, friends, family, or your job, there are things that you can do to STOP this harassment. ...

Identity theft is a growing issue in this country, and when someone has had their identity stolen it can be extremely hard to get it back if you ever do. In today's time, there are many ways to...

A class action lawsuit is when one or more persons file a lawsuit against a person or company with regard to defective merchandise or services. The purpose of a class action lawsuit is to have the...

Everyone will have at least one bad experience in life when dealing with a business. Whether it is a service or a product, you will run into a problem that will be handled inappropriately. Try to...

The Freedom of Information Act (FOIA) was passed by the United States Congress in 1966, providing the general public access to federal agency files. This federal law contains exceptions including...

When someone steals your personal information for fraudulent purposes you become a victim of identity theft. Since this crime is becoming common in the computer age, there is a great deal of...