Other Consumer Law

Finding yourself the subject of assertive collection activity is challenging and oftentimes frustrating. One tool used by debt collectors is a wage garnishment. If you find your wages being...

If your bank account has already been garnished, getting your money back can be difficult. Before the money's gone, deal with the problem. An informed and industrious debtor can often stop a bank...

If you have had a judgment entered against you by a court, then the prospect of wage garnishment is a possibility. There are some steps you can take to stop wage garnishment without filing for...

Judgments are claims that could remain on your credit report for 20 years or more, depending on your state's statute of limitations. Judgments can be a challenge to remove and can get in the way...

Once a judgment is entered by a court in a debt collection case, debtors face the prospect of garnishment of their paycheck, savings and checking accounts. Debtors desiring to best protect their...

Many creditors will get a bank garnishment or bank levy if you refuse to make payment arrangements regarding your past due debts. Your account will be frozen and the money will be taken from the...

British Columbia, a province of Canada, does permit wage garnishment if certain debts are not paid. As in other Canadian provinces as well as states of the United States, British Columbians can...

If you file for bankruptcy, you can dispute debts that you believe are inaccurate. However, your creditors also can object to your debts if they believe you incurred those debts while you were...

If you jointly own property--real estate, a bank account, a business--with another individual, you need to understand your exposure when it comes to joint property being taken to pay debt....

If your wages are being garnished because of a civil judgment obtained against you by a creditor or because you failed to pay child support, it might not seem as though you have too many rights...

When a collection agency calls you to collect on a debt, you have the right to ask for validation that they have the necessary documents pertaining to your account. Some debt collectors do not...

Federal law exempts certain types of income from private creditor garnishment, thereby prohibiting creditors from freezing a bank account that contains these monies. One type of income that is...

If you purchased your car using borrowed money, there is a good chance that if you don't pay that money back on time, your car might be repossessed. Repossession is the legal term for a creditor's...

Repossession usually occurs when a buyer defaults on a vehicle loan and the creditor hires a repossession service to take back the vehicle in accordance with the contract between buyer and lender....

You've been through a Chapter 7 bankruptcy and gotten your discharge. Your "fresh start" is underway. A few days later, the phone rings; it's a bill collector. Or the mail comes; it's a...

Being sued for credit card debt is a very serious financial event. It is the last resort for a creditor to try to collect its money, and if the company wins the lawsuit, there are a number of...

Any creditor has the right to sue you if you owe the creditor money. The debt could be from a credit card company, an old doctor bill, and even a contractor you might have hired to do some work on...

Have you ever had an annoying debt collection call? Do you get collection letters in the mail? Here is a way to stop those annoying calls and letters. The Fair Debt Collections Practise Act(FDCPA...

The choice to sue a creditor is often difficult. In addition, once the choice to sue is made, many don't know how to proceed. The following tips are guidelines for how to sue a company that has...