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So you ordered DirecTv service from a promotion and when the first bill came you didn’t get the price or package they promised you. Right? You call them to correct their mistake and are...
The Uniform Commercial Code (UCC) is a model law that was drafted by a group of legal and financial experts. Most states have adopted some form of the UCC. Article 9 of the UCC governs secured...
Writing a check and not having sufficient funds in the attached account to cover the check is a crime in California and all other states. In order for a merchant or individual to prosecute a bad...
Good credit is essential in obtaining personal loans, mortgages and car loans. Our credit reports are the determining factor of whether we will gain a creditor's trust. Collections can destroy...
You check your credit report on a regular basis. Everything has been reported correctly until now. You need to investigate the discrepancy in a timely manner; you have rights as a consumer to...
Prepaid legal services have changed the legal landscape and the manner in which consumers are able to use an attorney. Consumers who purchase a prepaid legal service plan typically pay a small...
If you are in debt and collection agencies are calling you and sending you letters advising you to pay up, there is a possibility that they may file a lawsuit against you in an attempt to collect...
The more you can familiarize yourself with what to expect when signing a lease, the better off you'll be when it comes time to sign. The following items will be found on every lease: 1. A list of...
Installment sales often have different definitions depending on the context of the phrase. For example, purchasing an auto using a bank or credit union loan is NOT an installment sale. Although...
You can obtain a license to carry a concealed handgun in Michigan through a cooperative effort between local county gun boards, Sheriff's offices and the Michigan State Police. A license to carry...