Consumer Bankruptcy Law

Dealing with mounting and seemingly out of control debt leads many people to bankruptcy. While considering bankruptcy, you may wonder whether it is possible to refinance your mortgage loan and...

Seeking bankruptcy relief allows you the ability to protect yourself from certain actions by your creditors. If you're like many debtors, your primary asset is your home. One of the reasons you...

Consumers from all walks of life face delinquent mortgages and wonder what course of action to take in this situation. One viable option that can be pursued to cure a delinquent mortgage is filing...

Filing a Chapter 13 bankruptcy case allows you the ability to develop a payment plan through which you pay off most of your creditors over a two- to five-year period of time. If you have a home...

By filing a bankruptcy, you take an affirmative step toward keeping your home even if your home mortgage lender foreclosed on your property.There are steps that you take in bankruptcy court that...

Filing bankruptcy automatically invokes the stay of proceedings described in Section 362 of the U.S. Bankruptcy Code. The stay is similar to an injunction, and applies in all cases filed under all...

"Chapter 13" is the shorthand way of referring to Chapter 13 of Title 11 of the U.S. Code, which lays forth the procedures, rules and requirements for filing bankruptcy as an individual with...

If you are contemplating filing for bankruptcy and maintain a reverse mortgage, you may be wondering how such a legal action will impact your loan and ownership interest. Understanding how to file...

Filing for Chapter 13 can help you get rid of your second mortgage

Bankruptcy and foreclosure are both legal actions. However, while bankruptcy and foreclosure are both debt resolutions that involve consumers who cannot pay their bills, there are some...

You are in financial trouble and every month it seems to be getting worse, but should you be considering filing bankruptcy instead of continuing to try to pay your debts? Read these tips to learn...

Obtaining a mortgage after bankruptcy is going to take at least twelve months, and possibly longer, because you must first rebuild your credit. Be very patient and careful during this process....

Sometimes debt can become more than you can handle. Changes in a job or a divorce can throw your cash flow off balance and cause more money to be going out than coming in. During situations like...