A bankruptcy lawyer can counsel you on bankruptcy laws, advise you as to which chapter you should file under and be your advocate in the bankruptcy process. Since filing for bankruptcy can be...
The ability to convert a Chapter 7 bankruptcy to a Chapter 13 bankruptcy is a viable option for most filers. The only time it is not an option is if the bankruptcy has previously been converted. A...
The first meeting with a bankruptcy attorney is called a consult. Many times, this service is provided free of charge. Preparation for the consult saves both the debtor and the attorney time, and...
Chapter 13 bankruptcy is often known as bankruptcy for the working man. It allows the debtor to pay off part of the debts owed by creating a budget and allocating excess money to creditors. Filing...
Sometimes debt can become more than you can handle. Changes in a job or a divorce can throw your cash flow off balance and cause more money to be going out than coming in. During situations like...
Purchasing a car after filing for Chapter 13 bankruptcy is sometimes necessary. It is actually fairly common for a car to be purchased during this time period. For this reason, the bankruptcy...
Debtors who have confirmed Chapter 13 bankruptcy plans do have the option to refinance their home. It is more complicated for them than for a person who hasn't filed for bankruptcy, but the option...
Converting a bankruptcy from a Chapter 13 to a Chapter 7 is the right of any debtor. The help of an experienced bankruptcy attorney is highly recommended, since bankruptcy laws are extremely...
You're filing for bankruptcy and you're afraid you'll lose everything. Filing for bankruptcy can be a stressful time. You may have to give up a lot but you can keep some of your personal assets....
Unfortunately, bankruptcy is a necessary staple in the lives of many individuals. Mitigating circumstances sometimes make bankruptcy the only option, but one that does not hold the stigma of past...
If you file for bankruptcy under Chapter 13, it should automatically disappear from your credit report after 7 years. If it still appears, however, there are several actions you can take to remove...
Recent changes to U.S. bankruptcy laws include the addition of a requirement that each debtor must complete a means test before filing for bankruptcy. The means test determines whether a person...
A number of companies and individuals take advantage of people who are in debt and currently deciding whether to file for bankruptcy. Falling for such a scam may make it harder to convince a judge...
Filing for bankruptcy can make your life very difficult, since the black mark will stay on your credit report for about 7 years and will be seen by future creditors, landlords and even employers....
Bankruptcy is intended to help debtors who are honest but cannot handle their debts, making it somewhat difficult to know when to file for bankruptcy. You may be facing debts that could be paid if...
To file a petition for bankruptcy, you must meet a number of documentation requirements. You will need to gather these items before you file for bankruptcy. You may be required to provide further...
If you are the creditor of an individual filing for bankruptcy, you will need to file a proof of claim with the court if you desire to be paid. How you file a proof of claim can vary, depending on...
If you declare bankruptcy under Chapter 13, you will usually be expected to make payments over the course of 3 to 5 years in order to discharge all of your debts. However, you may be unable to...
U.S. bankruptcy law allows any debtor filing for bankruptcy to keep those assets considered necessary for a fresh start after the bankruptcy is complete. These assets are essentially exempt from...
Although you may believe that you noted all creditors when completing your original bankruptcy filing, another may appear after your debts have been discharged, demanding payment. You will need to...
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