College Loans

Articles in College Loans

By eHow Education Editor 1 comments
There are two main kinds of student loans, subsidized and unsubsidized. While the two are fairly similar, there are some striking differences between them. These steps will help you differentiate between them and aid you in deciding which loan ... more »
By eHow Education Editor 0 comments
Nearly two-thirds of people in their twenties carry student loan debt and many make late payments or defer their loans so interest and fees add up and create more debt. Although, when you get that first bill after you graduate, it may seem like ... more »
By eHow Education Editor 0 comments
Most student loans have a variable interest rate. Knowing how banks adjust their interest rates can be helpful when you want to watch every penny. Here is how lending institutions figure the interest rate for your student loans... more »
By mamie52 0 comments
Ever type in funds or grants in the search bar? Sure you have. Thousands and thousands of pages stating get grants here only to find out that you have to pay them for the info... more »
By Al Jacobs 2 comments
Whether for yourself or your progeny, graduation with a Bachelor’s Degree need not result in financial catastrophe... more »
By Tim Thacker 1 comments
Learn how to get reinstated after defaulting on a student loan... more »
By eHow Education Editor 1 comments
Getting a student loan discharged or forgiven may seem impossible, but by following these steps, it is possible to have a student loan discharged or forgiven. In many instances it is a matter of filing for bankruptcy, and it will involve a ... more »
By PrestonGresham 0 comments
If you have taken out a student loan to finance your education, it may seem that the time to pay has arrived much sooner than you expected. You may be asking many questions. What are my options? How long do I have? Well, with a little effort on ... more »
By eHow Education Editor 0 comments
Many times a lender will require the student to get a co-signer for their loan since most college students do not have a proven credit rating or sufficient income. When you are asked to co-sign a student loan, you need to be aware of the ... more »
By eHow Education Editor 3 comments
The Pell Grant is a need-based federal financial aid program for college students. Grant amounts vary according to need, but can be as high as $3,000, and better yet, they don't have to be repaid... more »
By eHow Education Editor 0 comments
If you're considering attending graduate school but can't afford tuition and living expenses, try applying for a Federal Stafford Loan. The Subsidized Stafford Loans go to students in financial need. You aren't charged interest before you begin ... more »
By jfmalewitz 1 comments
As a working student, I find myself at a crossroads. I am making a living working outside of college, mainly because of the experience and discipline I found in college. When does one know enough is enough? Do you want an associate's, bachelor's, ... more »
By educatedlady 1 comments
Most private student loans require you to have good credit in order for you to obtain the loan. However there are some alternatives to getting the loan even if your credit is not so perfect... more »
By eHow Education Editor 0 comments
Having your student loan payments automatically debited from your bank account is a very simple task that can save you time and money. Most banks encourage automatic payments and most lenders offer this as a free option... more »
By eHow Personal Finance Editor 1 comments
Now that your degree has led you to a job that allows you to afford expensive computer equipment, it's time to pay your student-loan bills online... more »
By eHow Education Editor 0 comments
Perkins loans are available to students with demonstrated financial need. Some of the funds for these loans come from the federal government, but most of the money originates from your school. Here are some questions and answers to help you ... more »
By eHow Personal Finance Editor 0 comments
Claim a deduction for interest paid on a student loan. A full deduction of $1,500 can save $225, $420 or more in federal income taxes, plus more on state taxes... more »
By eHow Education Editor 0 comments
Just because the rent for your apartment doesn't show up on the bill from your university doesn't mean it's not a school expense. Off-campus housing can be paid for with financial aid. Here’s how to get a student loan to pay for off-campus housing... more »
By eHow Education Editor 0 comments
Student loans, like most bills, come monthly requiring a minimum payment. While most student loans have a fairly low interest rate, the minimum payment may be too high for graduates just starting out. The best way to lower your student loan ... more »
By smilesatme1 3 comments
If you have a dream to continue your college education then you need to know who is paying it. And then how much you can afford to finish it. Education is not that expensive if you know where to look for an affordable way to enroll in college. ... more »
By eHow Education Editor 1 comments
Student loans are vital resources that help pay for college. The application process for financial aid is not intended to be difficult but can still be overwhelming at times. Ease the stress by applying online for federal loans, private loans and ... more »
By eHow Education Editor 0 comments
When deciding to attend college, the most important thing to consider is how much in loans you will have to take out to pay for your education. Most students try to obtain the lowest interest rate possible on all of their loans. Here’s how to ... more »
By eHow Education Editor 10 comments
Just because you have no credit does not mean you can’t get a student loan. Even without a cosigner, you may still be able to secure financing for your education, but by not having a cosigner and no credit history, the number of loans you will ... more »
By easyrider 0 comments
You need money for college. Here's how to get it... more »
By eHow Education Editor 0 comments
Forgiving student loans by being a teacher in a low-income area is a way to encourage those in the education field to remain there. Many low-income areas need teachers, and if you have a passion for teaching and you meet the qualifications, you ... more »