College Loans

Applying for a student loan for the first time can be a daunting task, as it may be the first thing as a young adult to appear on your credit report. However, it doesn’t have to be a confusing...

If the student loans you took out for college are coming back to haunt you because they are defaulted, then you're not alone. Student loan debt accounts for a high amount of personal debt and is...

For many graduates, the biggest problem they will have is not finding a job, but rather figuring out how to pay off all of those student loans. Students often take out student loans over a long...

Low interest rate students loans are available both through private lenders and government-backed sources. Sallie Mae is a household name because a large percentage of college graduates are...

Depending on the amount of your student loan debt, you could be in repayment for the next 10 to 30 years, making it critical that you learn how to manage the debt responsibly. Developing a pattern...

Americorps is an independent federal agency that connects federal, state and local service programs with volunteers. This program offers volunteer opportunities for college grads to pay down their...

Nearly two-thirds of people in their twenties carry student loan debt and many make late payments or defer their loans so interest and fees add up and create more debt. Although, when you get that...

There are many options available to you when you begin to pay off your student loans, whether you are willing to save money while in school, or find a job with education benefits. Follow these...

If you are falling behind on your student loan payments, you may qualify for a deferment of your student loan. Deferment will delay the repayment of your student loan based on economic hardship,...

Let’s face it, unless you are independently wealthy, you are going to need to take out student loans to pay for college. Determining how much money you can take out in loans and how much you need...

Having your student loan payments automatically debited from your bank account is a very simple task that can save you time and money. Most banks encourage automatic payments and most lenders...

A damaged credit report can hurt you for many years to come. It can prevent people from getting a car, house or loan. If you defaulted your student loan due to failure to pay, your credit report...

If you're out of college and having trouble handling your debt, you might want to consider consolidating your loans. This is a common problem for college graduates, but there are many options for...

Many times a lender will require the student to get a co-signer for their loan since most college students do not have a proven credit rating or sufficient income. When you are asked to co-sign a...

Perkins loans are available to students with demonstrated financial need. Some of the funds for these loans come from the federal government, but most of the money originates from your school....

After you apply for financial aid, take the time to choose the right program.