Managing a Budget

Financing for business growth can come from a variety of sources, depending on the size, age and type of your business. Small-business loans subsidized by the Small Business Administration are a...

Commercial debt reduction is the process companies go through to repay or reduce their outstanding debt. Companies have high debt through overleveraging assets to increase production facilities,...

One challenging task faced by a business owner during an economic downturn is reducing costs without reducing the quality of the product. Fortunately, recent advancements in technology coupled...

Business credit is generally evaluated in the same way that personal credit is evaluated. Credit bureaus collect information from creditors about payment history and apply a scoring to this...

We cannot solve today's problems with yesterdays way of thinking-Ephran Taylor.

Everyday, the financial news reveals one shocking number after another. If it is not the unemployment figures, it is the number of job cuts. If it is not the number of home mortgage defaulters, it...

Companies use short-term debt for a variety of reasons from contracting mechanisms to leverage to financing opportunities. While short-term debt does have a tendency to magnify the downsides of...

The following are techniques that will allow you to stay in the clear. This post will show you habits to keep you from falling into the trap of bad debt. Practiced daily you will see results.

Treasury management is an important part of the corporate accounting department. Treasury departments are specialized in their accounting activities, and therefore require certain levels of...

If and when your business has financial problems, there are plenty of resources you can turn to for help and advice. Government agencies and debt counselors offer advice. There are also some...

Weighted average cost of capital (WACC) is a calculation of a company's cost of capital, or the minimum that a company must earn to satisfy all debts and support all assets. The calculation...

We are living in times where Lean Management has become the norm. Many companies are trying to be creative so that they may stay open for business. Here are a few suggestions to help reduce your...

There is a common misconception that being in debt prevents a person from starting a business. Conventional business start-up loans are not easily available to someone with debts and a poor credit...

Calculating a debt to equity ratio means looking at total liabilities and dividing them by the amount of money that the owners have put in to see if there is enough money to do business. Examine...

If you borrow from three creditors and each one charges you 3 percent interest, your cost of debt is 3 percent, but what if you have different amounts of debt at various interest rates? A paper...

Most principles of corporate finance are based on one primary theory, the present value formula. Finding the optimal cost of capital and return on investment (ROI) both have their origins in the...

The decision to issue common stock or bond must be preceded by several other strategic decisions. Management must decide whether the issue will be a public or private placement, what assets might...

Companies will always have bad debts as long as they make sales by credit. Trying to forecast the amount of bad debt is not always an easy thing. The amount of bad debt can remain consistent over...

It is not uncommon for many households and businesses to have credit card debt. However, with high interest rates and multiple fees, that debt can sometimes feel overwhelming. The following is a...

All business have debt from time to time, but when that debt becomes more than the business can handle, what solutions are available? Business debt relief options may make it possible for the...

The phone won't stop ringing, and you dread picking it up because you know it is a bill collector. You don't have the money, so what's the point of picking up the phone? You need help. Dealing...

Credit card debt and excessive loans can make it difficult for companies to maintain a positive cash flow and build healthy credit. A financially unstable company cannot build important...

Learn some debt elimination techniques, strategies, tips, methods, scams, and schemes. Using Debt Elimination Methods may enable you to find your turning point where all your debts become dead.

Wise use of a business credit card helps you keep your business finances in order. If you need a large amount of credit you should consider a business loan or a business line of credit. Try to...

Debt to Equity is important because it helps measure debt to the equity base in a company.

There is a high price to pay if you are not in control of your personal finances. You run the risk of having late bills. This can create a downward spiral that leads to poor credit and higher...

Reducing debt is easy, using a few guidelines. The easiest way to reduce debt, is to stop spending money on things that you don't really need. Reducing expenses involves altering your habits or...

It is essential to carry out analytical evaluations of a business and contrasting of financial figures when accessing a business contracts. There are various categories of rations that will enable...