Other Business Insurance

Owning a restaurant is an exciting and rewarding business opportunity. To make the most of this endeavor, you need to lay solid groundwork. Getting the best restaurant insurance possible will help...

Director's and officer's insurance provides coverage for an organization's board of directors. This insurance is offered to for-profit and nonprofit organizations in an effort to protect against...

Casualty insurance provides protection to a person or business against injury to others or damage to other people's property. This insurance protects a person or business from potential financial...

Getting business insurance is never easy. However, if you learn about the specific insurance that you need before you buy, it will be much easier for you in the long run.

As an insurance producer, you are required to maintain at least a minimum level of Errors and Omissions (E&O) insurance coverage. This type of insurance policy is intended to protect you and...

Certificates of insurance provide an insured entity and their named certificate holders with documented proof of insurance coverage. This type of document is exchanged regularly while conducting...

Accidental death and dismemberment (AD&D) policies are designed to pay you or your beneficiaries a set amount of money if you are dismembered or killed in an accident. There are several...

An insurance endorsement is a change to your insurance policy. An endorsement adds to or restricts coverage. It is not part of the original policy. When an endorsement is added, it becomes a legal...

The premise behind insurance has been around for thousands of years. The practice of insurance was refined by many different cultures in different time periods, with each culture adding a bit of...

EO or Errors and Omissions insurance is a type of business or commercial insurance. Designed for professionals, EO insurance is available from state-licensed commercial insurance professionals.

The ACORD 25 Certificate of Liability Insurance is a one-page document that summarizes essential information about an organization's insurance coverage. It gives information such as types of...

An ACORD certificate of insurance is a one-page document that summarizes essential information about an organization's insurance coverage. Although some organizations mistakenly believe that a...

Liability insurance coverage amounts are typically expressed by stating a "per occurrence" limit. Liability policyholders should be aware that most liability policies also have aggregate limits.

There are dozens of insurance companies out there, each with several different insurance options for your vehicle. The market is wide and varied, so you'll want to shop around to establish that...

When it comes to insurance, restaurants have needs and concerns that other companies do not, such as contaminated food, equipment breakdowns and employee theft or robbery. There are many companies...

Business insurance is a complex line of work, one that people can make a living in by advising others about. Laws vary from state to state, industry to industry and by business size. Prices can...

Business owners should consider adding errors and omissions insurance to their portfolios. This insurance is often overlooked, but it can provide valuable protections.

Crime insurance protects businesses and other organizations from loss of money, security or other inventory because of criminal activities, in some cases committed by employees. Property...

A bid bond is critical to the construction industry or any other bid-based selection process. Bid bonds are a way of ensuring the bidder will live up to its agreement with the project owner.

Virtually every single business that produces revenue, has customers or clients, or can be sued for damages of any kind needs business liability insurance. How much a business needs varies by...

Insurance companies are regulated by individual state agencies instead of the federal government. Insurers not licensed to sell policies of insurance in a given state are known as non admitted...

General liability insurance is the first line of defense in the event of a third party claim against the policyholder. Umbrella liability insurance is intended to respond in the event the general...

Business insurance helps business owners protect their businesses from risk. This could include insuring key employees, such as founders of companies or products; and risk to property, as well as...

Construction activities require both first-party and third-party insurance to protect the interests of the parties involved in the construction. Not only is it important to require insurance, it...

There are a number of insurance companies that offer single day event insurance. Quotes are available on their websites or can be attained by calling them at their customer service telephone...

If you are planning on opening a restaurant or already have a restaurant in place and need further information about monthly insurance, there are various important considerations. The most...

Contractor liability insurance is required for general contractors to perform work. Contractor’s can often bid jobs without having liability insurance, but will need to get insured before...

Physicians and other professionals in the medical field are required to pay medical liability insurance to practice medicine in most states. This type of insurance coverage protects the assets of...

If you have bad credit and you require a surety bond to start a new business, or you are trying to replace your current surety bond because it is not being renewed due to credit issues, this...

According to the United States Department of Labor, thousands of people are blinded each year by things that could have been prevented by simply wearing the proper eye protection. This is why...

In the United States, the government requires businesses to have a Federal Employer Identification Number (FEIN). This 9-digit number, often called a "tax ID number," classifies a company for tax...

Most businesses must consider their own security sooner or later. When a business decides to purchase a commercial security system, a number of things should be discussed with a salesperson.

Garage liability insurance coverage is necessary for Texas business owners who work on other people's motor vehicles, store the property of others or sell cars. It is usually purchased in addition...

Hair salons, like any other business, need commercial insurance coverage to protect them from loss. There are many insurance companies that offer coverages particular to the hair salon industry.

Marketing is the act of seeking a customer base that might be interested in a particular product you are offering. Policy marketing is directed toward offering a variety of insurance policies to a...

Property insurance may be purchased by private homeowners or commercial businesses. There is a premium paid by the insured to the insurer in exchange for a promise to pay covered claims in the...

People buy many types of insurances in order to protect themselves and their possessions in case something bad happens. Businesses must also buy insurance, to protect the business. This type of...

In all states a license is required to become an automobile insurance agent. You can contact the insurance regulatory body for particular state for information on obtaining your agent's license. ...

If you own rental property, or are thinking about investing in real estate, rent loss insurance can help ensure that an accident or natural disaster does not empty your bank account. Rent loss...

If a business has a temporary shutdown due to fire or other insured peril, business interruption insurance can be invaluable. Business interruption insurance generally insures loss of net profits...

There are many reasons to have gemstones appraised. An appraisal will establish a value for a loan or insurance, estate valuation or other tax concerns, a divorce settlement, purchase or simple...

Construction projects require a variety of insurance coverages to protect the parties associated with the project. First-party coverages protect the interest of the owner and contractor in the...

Anyone who operates a bail bond company is usually required to obtain surety bail insurance in order to stay in operation. A bond company is not required to obtain this insurance if it can prove...

Business interruption insurance is a type of coverage offered with a commercial general liability policy. The purpose of business interruption insurance is to provide funds in the event that your...

Are you looking for free insurance quotes?This article will tell you how to get cheaper or free quotes easily.

When a teenager finally gets that coveted license, it is time for parents to think about adding them to their insurance policy whether they have a car yet or not. It may cost more to add a...

For a contractor, the threat of litigation is a real possibility. One of his employees could unintentionally cause injury or damage to another person or property at any time. Since a lawsuit could...

General aggregate insurance is a special policy coverage that is found on a commercial general liability (CGL) insurance policy. General aggregate insurance covers damages that are paid for bodily...

People often think that being a public speaker is something that is far beyond their reach. Anyone can improve their skills and become better at communicating with large groups. Here are a few...

In the United States, employers--such as Fortune 500 companies, small businesses and government organizations--may offer employee benefits to attract, retain and reward talented individuals. In...