Home Business Insurance

A patent is a set of exclusive rights granted to an inventor of a new invention for the right to exclusive ownership of her invention. Within the United States, patents are handled by the U.S....

MGA stands for "managing general agent" and is a wholesale insurance intermediary with the authority to accept placements from (and often to appoint) retail agents on behalf of an insurer. MGAs...

Types of Business Insurance - You Need to Know

Anyone who has spent any time on the phone talking to an insurance customer service representative (CSR) quickly appreciates the value of a good one. Similarly employers appreciate and sometimes...

One of the main steps in owning and operating a small business is getting the right business insurance. Legal business issues today are more complicated than ever and it is important that you...

Not insuring a small business can be tempting because it lowers your fixed costs and can allow more money for improvements or advertising. Not having business insurance can be a big gamble...

It is difficult to lose a loved one and be left with the responsibilities of rifling through financial documents. If you realize that the person had a life insurance policy and you can't locate...

Regardless of whether you note in your lease that you're not liable for damages to a tenant's property, due to a fire or other loss, and suggest they buy renter's insurance, tenants seldom do....

It is important to find out if there are any liens on a property before you purchase, sell or have any other type of real estate dealings because they can delay or prevent the transaction from...

It is important that any small business is adequately covered by the right kinds of insurance plans. In this litigious society, people often see lawsuits as a way to make money, and even...

Commercial truck insurance is an indispensable requirement for the successful operation of any motor carrier, owner operator or other trucking company. It is especially underwritten to offer...

You've decided to break away and start your own business. Good for you. Now it's time to take a look at the expenses you'll entail as a business owner, and one thing you shouldn't cut corners on...

Leveraging technology to boost your business--and run your operations--is vital in today's technically savvy world. From incorporating an electronic accounting system to protecting your computer...

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Running a business from your home can be an enjoyable experience that allows you to both earn money and care for children. However, you must be careful for tax reasons to keep your personal and...

Almost everything you do, from driving your car to running a business, exposes you to potential liability for your actions. Liability simply means that you are at fault for the personal or...

Owning and running a business from your home offers you the flexibility that so many families need these days. One of the risks of running a home-based business, however, is that if something...

Natural disasters, electrical outages and mechanical breakdowns can cause serious damage not only to your personal belongings, but also to your home business equipment. Getting home business...

Homeowner insurance policies are meant to cover the costs of repair and replacement for your home and personal belongings. These policies also cover you against liability from injuries that occur...

Whether you are an accountant, masseur or Internet auction entrepreneur, your home business is likely not effectively covered by your existing homeowners insurance policy. Luckily, if your...

If your home business involves lots of expensive inventory, equipment or a high risk of personal injury liability, an in-home business insurance policy may be best for you. While endorsements to...

If your home business operates both in and out of your house, a business owners policy (BOP) may be the best home business insurance policy type for you. A BOP for home business is a business...

The only thing more upsetting than being in an auto accident is later finding out that your auto insurance will not cover the damage. Many home business owners don't realize that their personal...

The equipment and valuables you use in your home office are just as important as those you would use in a corporate suite. Take steps to protect them - and your work.