Group Health Insurance

Making the decision to pay for employees' health insurance can help to improve morale and also help to recruit higher caliber employees. In order to pay for your employees' health insurance, you...

Organizations looking for ways to decrease expenditures must look at health care benefits. An optimal approach is to decrease the costs of benefits without alienating employees. Options such as...

When it's time to select new health insurance for your business, consider getting help from your employees. A health insurance committee offers a number of benefits to both your company and its...

Business is about making more than you spend, and health insurance for employees is a big expense. Reducing your company's health-insurance premiums requires plenty of shopping around, progressive...

There are many misconceptions regarding what qualifies as a "group" with regard to health insurance. Companies that would technically be able to apply for group benefits fail to do so simply...

Providing access to health insurance is a key benefit that most employers try to offer. It is one of the most important and sought-after benefits to potential employees. If you have a small...

Employees are typically given a menu of options for health insurance. The level of coverage is driven by the premiums and the employee's healthcare needs. Many employee health plans are...

Health Reimbursement Arrangements (HRAs) are typically provided as part of health care benefit programs for employees; they are designed to cover the costs of certain types of medical expenses...

A comprehensive disability management program saves money for employers and provides better access to health care for employees. It also helps employees return to work quickly and develops...

Health-care costs keep rising ... and rising. They have become a major profit killer for many small businesses. Short of dropping coverage altogether, you cannot eliminate these major expenses....

Like most states, Illinois is struggling with what many call a "health-care crisis," meaning that its requirements for providing employee health coverage shift from year to year as reforms take...

Massachusetts recently instituted some of the strictest health care reforms in the country, requiring all residents to have health insurance. When providing employee health coverage, you must meet...

In small businesses, an employee health insurance administrator may be useful, but one is absolutely necessary in larger companies. With complex laws that differ in each state, you should hire...

A preferred provider organization (PPO) combines traditional fee-for-service coverage and an HMO, which is a type of prepaid insurance. A PPO typically lets your employee choose his own doctor and...

An employee point-of-service (POS) health insurance plan combines a PPO and an HMO, offering more choices with minimal out-of-pocket expense. When you put together a POS plan for your company, you...

When you put together an employee HMO plan for your company's health insurance, you should find the carrier that offers the best coverage at a premium you and your employee can afford. Each HMO...

As the state slowly heads towards universal health care coverage, New York based businesses must meet new requirements for providing employee health insurance. By following the guidelines as they...

If you run a business in California and offer health coverage to your employees, you must meet all the California coverage requirements. As health-care reform continues, this will become even more...

One of the toughest decisions a small business owner has to make is selecting a group health insurance policy that meets its employees’ healthcare needs without breaking the bank. The...

When your company decides to offer group health insurance to employees, you must collect many pieces of information in order to provide an insurance agent with that information to quote rates. By...

Before choosing an insurance provider for your employee group health benefits, it is necessary to evaluate the criteria that will affect the cost of the premiums. Since employers typically pay at...

The need for adequate insurance coverage is a major consideration for both employers and employees. Employers recognize the need to provide a life insurance option that is affordable, and...

Employees of large corporations, non-profit organizations and small businesses now expect to get group health insurance benefits through their job. You can offer coverage for individual employees,...

When you decide to provide your employees with health insurance, you must shop around for the best coverage options. You can easily get a quote online or by contacting an insurance broker...

One of the most important benefits that an employer can provide is group health insurance. In Hawaii and Massachusetts, health insurance is mandatory by law. The regulations differ in the other 48...

It's a large responsibility to be in charge of finding a group health insurance plan for your company. You want to subscribe to a plan that works for the employees as well as the business, so take...