Other Business & Society

Quicken Loans is an online lender that offers residential mortgage loans to customers in all 50 states. It is one of the largest direct lenders in the United States and also offers title and other...

Charging interest on loans is the norm in most countries throughout the modern world, but that has not always been the case. During much of recorded history the practice of charging interest, or...

Stock indexes for the New York Stock Exchange (NYSE) started on Dec. 31, 1925. A stock index is a measure of market performance over time, based on a one number average of the stocks of a selected...

When considering government loan options for small businesses, it’s important to evaluate the differences between various programs.

There are many reasons to not only incorporate but also develop a business in Illinois. It is the home of Chicago deep-dish pizza and then there's Wrigley Field. But that isn't the corporate-type...

Commercial banks are extremely important in industry, by providing the loanable funds that these industries need to expand and develop. Banks are also involved with industry in other ways, like...

There are many risks associated with bank loans, both for the bank and for those who receive the loans. A close analysis of risk in bank loans requires understanding what risk means. Risk is a...

Commercial banks seem like an economic curse during a financial crisis, although during an economic boom they seem too good to be true. By accepting deposits and then loaning out money, banks are...

Collateral loans are different than personal loans that are based solely on your credit and good faith to pay the money back. Collateral loans can only be obtained when you have assets that will...

Mention the term "commercial bank" and the likes of Chase, Citicorp and Bank of America immediately come to mind. You may have a checking account, a mortgage, a credit card or an investment...

Short on cash? There are many different avenues for borrowing money. Some methods can have an immediate benefit up front with easy qualification standards, but usually higher interest rates are...

For those unfamiliar with the lending industry or public finance, it's often difficult to make sense of the myriad of loan contracts available. This article will help readers better understand the...

Short-term loans are also known as "signature loans" or "payday loans." This is because they are not secured by collateral and are usually obtained on the basis of the amount of a person's...

One of the ways commercial banks make money is by charging fees and penalties. For example, you may pay a monthly fee if you have a savings or checking account, an annual fee if you have a credit...

Private lending requires trust and a strong working knowledge of the banking and investment industries. Some countries such as Canada require that private lenders have an established and...

A guaranteed short-term loan is an option consumers consider when emergency situations arise and they need cash quickly. Ordinarily, only minimal paperwork is required, and with more lenders...

U.S. Veterans and individuals that are enlisted in the military qualify for a variety of benefits from the Department of Veterans Affairs (VA). For example, military home loans were created to...

No-fax payday loans provide borrowers with a quick means of borrowing money. Payday loans have features that potential borrowers need to consider before applying. These loans are easy to obtain,...

Payday loans are a fast, convenient way to get cash quickly when it's most needed. Payday lenders are more than happy to give you a loan, especially if they are drafting payments directly from...

Personal unsecured loans have some of the highest interest rates this side of credit cards. In fact, many of them have rates that are much higher even than many post-introductory rate cards,...

A personal loan is also known as an "unsecured" loan, which means no collateral is provided upfront by the borrower. If borrowers are able to meet certain criteria, Bank of America does have the...

Bridge loans are short-term loans that are typically used to assist the homeowner financially as he buys one home while selling another. Qualifying for a bridge loan is less detailed than...

CitiFinancial offers personal loans, home equity loans and auto loans to qualified people. See the Resources below to apply for a loan, or access your account online so that you may manage it more...

Key Bank is a Cleveland based corporation and has assets over 101 billion dollars. Key Bank is a full service bank that has 986 full service branches. For personal banking, it offers consumers a...

Paying off student loans can present a daunting challenge. With the cost of education these days, plus living expenses, books, food and rent, it is easy for student loans to get out of control. If...

It is easier to build credit if you understand what creditors consider when reviewing your report. The following steps outline some of the factors that contribute to a strong credit history.