Laws for Businesses

The AA Credit Practice Regulation Rules are more commonly known as the Unfair or Deceptive Acts or Practices regulations. These regulations effectively state how credit grantors must communicate...

Credit card fraud is committed when someone obtains goods and services or receives unauthorized funds by using another person's credit card account. The U.S. government and credit card companies...

Credit unions generally charge lower costs and pay higher interest rates than more traditional competitors. This type of banking service was invented in response to an opportunity that was created...

When you apply for a loan, some creditors may ask for some type of collateral. A creditor will establish a security interest in your collateral in the form of a lien to make sure you repay the...

Rising interest rates in the U.S. directly affect the credit card industry in a variety of ways, mostly negatively. As the cost of borrowing money increases for major banks that finance the credit...

When starting a business there are many decisions that must be made. For instance, a person must decide what sort of business he wants to start and how many hours per week he wants to devote to...

If you want to report a debt to a collection reporting agency you must be a business with a license and dedicated office space. Any data you send must be in a format which is acceptable by the...

A security freeze limits access to your Credit Report, preventing potential creditors, lenders, marketeers and disreputable individuals from accessing your report without your permission. The...

The Federal Reserve Bank via its Discount Window grants extension of credit to depository institutions in need. All authorized depository institutions are eligible to get credit from the Federal...

Once notoriously inefficient, the Department of Motor Vehicles has stepped into the twenty-first century and now happily accepts online payments for moving traffic violations. Parking tickets,...