Consumer Rights

Let's face it - getting a collection letter in the mail is no fun! All kinds of emotions are attached to it. If you just forgot to pay a bill, you are mad at yourself. If you are having...

Rent-to-own laws vary from state to state, but there are two federal laws pending in the Senate and House of Representatives called the Rent to Own Protection Act and the Consumer Rental Purchase...

A bank account levy is a judgment placed against your savings and earnings by a creditor. Some creditors have the ability to tap your resources by delivering a levy, which will force a payment...

It's no secret that credit card companies like making money. With all of the recent unemployment and rising numbers of individuals who can't pay their bills, it's also no secret that many credit...

Are you afraid to answer the phone? Are rude and angry creditors and collectors calling you non-stop? There are some methods to end or lessen the number of calls.

How to protect your credit in a difficult economy.

Whether you're a buyer or seller, you like to receive a fair deal. Nobody wants to end up as the victim of a scam. However, if you use cash on delivery as a payment option, you may be leaving...

When the bills become overwhelming and end up in collections it's hard to accept. Being in a collection agency is not something that happens because you are bad. It's just a part of life as we...

Debt collectors can be ruthless when it comes to getting the money they are owed. Their phone calls can start early in the morning and continue through nine o’clock at night. They can call your...

When a creditor continues to contact you regarding a past due bill, late payment or a mistake on an invoice and threatens to sue to collect the money, you have some options besides conceding to...