Consumer Rights

Identity theft happens when someone steals your financial records and other personal documents for their use. Identity theft can not only take thousands of dollars to fix but it makes it harder to...

Because identity theft is such a problem, the three major credit reporting agencies now allow anyone to freeze their credit, while in the past only identity theft victims could request a freeze....

Identity theft is a crime that can cost you thousands of dollars to recover from and take years to rectify. The sooner you start the process of preserving your identity, the quicker you can get to...

Did you know that Identity Thefts are a very serious and increasingly prevalent non-violent crime in today's society? While Identity Thefts used to typically be associated with victims of...

Fraud alerts can be placed on credit reports to help protect consumers. Alerts are supposed to prevent identity thieves from establishing new credit. You can select an initial alert that is valid...

Identity theft occurs when someone steals your personal information for their own use. Thieves steal your identity by going through your trash and finding unopened, pre-approved credit card...

Identity fraud happens when someone uses your personal information illegally for their gain. They can use your credit card, social security card or birth certificate, but there are ways you can...

As consumers, the law allows certain rights and freedoms when it comes to our relationship with the marketplace. The Federal Trade Commission (FTC) is a government agency that is responsible for...

It is extremely upsetting to get a credit card statement or another bill in the mail and discover that someone has stolen your identity. In the Iinternet era, where more and more people are...

These days it's more possible than ever that your identity may be compromised or used fraudulently for various purposes. Identity theft can occur in several ways, but the most common one is a...

Identity theft occurs when personal information is fraudulently obtained and used. For instance, your identity has been stolen when someone uses your credit card to make unauthorized purchases....

The first Social Security card applications were issued in November 1936. The cards were established to register individuals for potential benefits after the signing of the Social Security Act, by...

Unlike a home invasion, identify theft often remains undetected until an individual seeks a line of credit. In order to prevent identity theft, you should learn how sensitive, personal information...

Identity theft is not always the result of someone hacking into your computer. Many times it is a result of an individual not taking the time to secure their personal information from prying eyes....

The Internet has made personal information more accessible. Internet users should know how to protect themselves against identity fraud. Identity fraud extends beyond the Internet. There are steps...

Identity theft can be one of the most difficult things to overcome. The act of stealing your identity can revisit you many times before you realize that you have become a victim. Some victims...

Identify theft is growing at an alarming rate. Identify theft occurs when personal information is stolen, such as to open a line of credit. Unfortunately, many people do not uncover identity theft...

Having your personal information stolen for fraudulent purposes--identity theft--is one of the fastest growing crimes in the U.S., according to the Department of Justice. The thieves who...

With identity theft as one of the fastest growing crimes in America it's very important that you keep your social security number (SSN)and personal information safe. Once an identity thief has...

You open a letter informing you that you owe $15,000 in charges placed on your Chase Visa account, but you have no Chase account. Instead you've just received a warning that you may have joined...

The rapid rise in the number of cases of identity theft has been matched by a corresponding increase in businesses offering to protect you from the consequences of this crime. Arguments remain,...

Financial identity theft is one of the fastest growing crimes around the world. It can have serious long-term consequences for your financial health. It can take years to clear up the negative...

Today, everyone is concerned with protecting his identity from theft. This common problem just gets worse every day. Someone can steal your identity without your even knowing, unless you have an...

According to the Federal Trade Commission, "as many as 9 million Americans have their identities stolen each year." Identity thieves get apartments, cell phones, credit cards and other...

If we want to prevent identity theft, we must be diligent in our efforts. Identity theft is not something new, but it is on the rise. What can we do to protect ourselves?

They've got your numbers! In this information age , we still have burglaries and purse nappers, but now its more common (and easier) to swipe someones Social Security Number, banking information,...

As soon as you learn someone has stolen your personal information, you need to act quickly to protect yourself.

If you are unfortunate enough to experience identity theft, the key is to act quickly. Follow these steps to effectively report this theft and get the process started to bring an end to the...

Having your wallet stolen can be scarey. Your wallet not only holds your cash, but also your credit cards, driver’s license and other personal identification.....

Outside of violence identity theft is one of the worst crimes that can happen to us. Over eight million Americans are victims of identity theft each year. Learn how to take basic protective...

Most homeowners don't think about protecting themselves against home equity identity theft. While identity theft has become much more commonplace, it usually isn't thought of in relation to home...

Keeping a close eye on your mail, not giving out personal information over the phone or internet, and not signing up for contest “give-aways” are important steps to protect your identity. But what...

The pain and loss survivors feel when a loved one dies is distressing enough without the added burden of identity theft. Identity theft is one of the fastest-growing and most pervasive crimes in...

Today in the United States 9 million people have had their identities stolen. During an identity theft a theif takes someone's social security number, credit card, name, home address, mail and use...

Identity theft is a growing problem these days, as resourceful criminals continue to devise new ways to steal the details that define you. If you are concerned about falling victim to this painful...

There is some truth to the adage that it can take literally hundreds of hours to recover from identity theft. For this reason, the government has grown increasingly vigilant on the subject, and...

Rebuilding your credit after identity theft is easier than it used to be, but there is still no one-stop shop for taking care of all your concerns at once. This is why experts recommend pursuing...

Stealing someone else's identity is one of the simplest ways to acquire a criminal record and enjoy the many perks of incarceration. Today, more people than ever are looking into this lucrative...

A growing body of knowledge is making it easier to reduce the risk of identity theft in your life. Although it is impossible to eliminate the threat altogether, experts have reached somewhat of a...

It may not surprise you to learn that identity thieves tend to be some of the most resourceful criminals in the underworld. They have no ethical qualms about targeting anyone they feel could make...

The Internet has opened unprecedented access to goods and services for people around the world. Today, most people think little of using their credit cards online, but the fact is that many tens...

Finding out that you may be a victim of identity theft can be a terrifying and frustrating experience. If you think you're a victim, you must contact credit bureaus quickly to report identity...

Identity thieves can drain your bank account, ruin your credit and accumulate thousands of dollars of debt in your name before you know they've stolen your identity. They can reopen accounts you...

Collecting evidence against an identity thief takes a little legwork and a lot of patience. Report the identity theft to both the police and the Federal Trade Commission. Doing so will help you...

As a victim of identity theft you feel vulnerable, desperate and infuriated all at once. After you have canceled your credit accounts and closed your bank account, the next thing you will want to...

Cases of identity theft have grown exponentially. Once you discover you have become an identity-theft victim, the damage is already done. You might think that you have to spend a lot of money with...

The Federal Trade Commission estimates that 9 million people are victims of identity theft each year. Identity theft occurs when someone commits fraud by using your identification information,...

If you have suspicions that your identity may have been stolen, you should take these steps immediately!