Consumer Rights

Collection agencies are third-party organizations hired by companies to contact people who owe debts. Whether you have an outstanding debt that you know about but cannot pay or a company falsely...

Debt collection agencies are companies to which creditors transfer consumers' debts. The collector then calls the consumer and discusses the debt that is owed to the original creditor. The...

These days it's more possible than ever that your identity may be compromised or used fraudulently for various purposes. Identity theft can occur in several ways, but the most common one is a...

If you are being hounded by collection agencies, or cannot pay your debts and feel like you will be hounded in the future, you can take steps to make finding and harassing you more difficult.

Fair debt laws protect the debtor from being harassed, threatened or harmed by a creditor. Creditors have laws that limit the hours and places a debtor may be called. Once a debtor notifies a...

Stopping Telemarketing scams is not difficult, we just need to think smarter, be more alert and take steps to protect ourselves from any attempt at fraud.

Identity theft can be one of the most difficult things to overcome. The act of stealing your identity can revisit you many times before you realize that you have become a victim. Some victims...

This is a prime time for contractors to use scams to help you "save money". Don't fall for it.

How to dispute the content of your credit report.

Debt is a constant factor in most people's lives. It is manifested via the management of long-term debt, such as a mortgage payment, and short-term debt, such as a credit card bill. When the...

If you need to contact TransUnion, you have four different ways to do so. Follow these steps to learn how to contact TransUnion and take care of whatever you need to discuss with them.

With the economy slanting more and more each day, it seems that more and more identity thefts and usage of credit cards have rose. If you seek more information regarding this and the process of...

The complicated world of finance and banking can be difficult to muddle through if you're trying to accomplish more than simply making a payment. With millions of consumers, reaching a satisfying...

Today, consumer debt is growing out of control. With the credit crunch, more and more people are facing collections. Most of the time, collection agencies operate in a professional manner. They...

People in debt are prime targets for scams. If you receive something that looks like a creditor's notice, follow these steps to ensure it's a legal document.

If you have suspicions that your identity may have been stolen, you should take these steps immediately!

As a consumer, you have the right to assume that a product will work as advertised. This is the product's implied warranty. It doesn't matter whether you bought something through mail order, over...